We went through it last year, guy rear ended one of our wreckers at 100mph plus. Loaded wrecker was doing about 50mph. He had $25k standard, damage was $200k. Of course he was dead so it was worse for him but my insurance had to cover pretty much everything. I was told they wouldn’t even attempt to recover the balance on underinsured, wasting time and money

Last edited by hoggin; 01/27/25 12:58 PM.