I have a beach house rented on SGI for a week 10/27. Final 50% payment installment due Friday. Not looking good for that location; it's not far from the water.
Anytime we go to the beach after August I buy the trip insurance just because of hurricanes. Best $100 I spend. Almost got left holding a weeks rental on Dauphin Island when the last hurricane hit it like 4 yrs ago. Storm hit 24 hrs before we were to leave. Rental company tried to say it was too late but I had already called down there and the place was not habitable and 3ft of sand in the roads. They wound up being good about it and refunding my money. The trip insurance gives cheap peace of mind.
I have bought insurance from this agency in the past; but it only covered medical or death in family. It ran about 5% and I had to use it once when my Mom was ill and I was primary caregiver. They paid with documentation from Doctor; no problem. If the place is not habitable; we will have a discussion for sure. My concern is it might be "habitable" and the island is a wreck. But; there are people with much bigger problems than me this week. Hoping for the best; love that area.
