I just purchased my 2nd boat and have really enjoyed the first one, and now I am loving the second. What you want to do, is up to you, but I don't finance fun. Saved up to buy both. The first was a 2003 stick steer purchased in 2007. The new to me one is a 2016 stick steer, bought this January. I can do all the work and upkeep so really no extra cost there, but I use them most every weekend chasing shellcracker or mullet fishing at the Choctawhatchee Bay. If you love the water, get a boat, if you like the water keep looking.