Originally Posted by Lockjaw
Originally Posted by Buck_TrackingAL
Originally Posted by Beadlescomb
The correct answer is buy a boat and go fishing


But need to finance the boat to insure your credit remains good. 🤷🏿


This is really the sad state of affairs. You could pay all your mess off, and pay cash for everything, and then apply for a loan only to find out you have a mediocre credit score. The guy at the lot I bought my truck from told me your credit will go up with a truck note. He was right. I got from no note for YEARS!! to a note, and boom, higher credit score.

It's bassackwards if you ask me.

Another option would be to buy stocks that consistently pay dividends. Then just let it reinvest them. When you retire, you have an income stream there too.




I think a super easy way to keep your credit score active is to just use a credit card for fuel and keep it paid off every month. Heck, my in-laws use a credit card for most of their expenses every month and pay it off every month and their score is stellar (and they used to accumulate air miles for travelling at the same time).

If you live to be a hundred, I want to live to be a hundred minus one day, so I never have to live without you.---Winnie the Pooh