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Joined: Aug 2001
Posts: 81,926 Likes: 514
GUVNER
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GUVNER
Joined: Aug 2001
Posts: 81,926 Likes: 514 |
I'm one that has ALWAYS said to pay off debt as fast as you could, BUT what kind of interest could you get on your money if you put it into an interest bearing account right now? You might get as much interest on your money, as the rate is on the loans you have. If so, then keep your money and let it make money. Fur, it's hard to argue against the debt vs interest numbers you mentioned but, in my opinion it's a lot easier to amass wealth when you have no debt period. I know in our case we made it a point to get the house paid off ASAP but, also at the same time we never carried auto, cc or any other debit, if we couldn't pay for it, we didn't buy it. For the record never heard of Dave Ramsey until we were 100% free but, we did a lot of his teaches. I've never understood the fascination with Dave Ramsey . It's just common $ sense. Yup. but people are generally stupid when it comes to money. I don't know how many times I heard people say that its a good thing to have a little debt.
"Never Trust Government" -- Smart people.
"The Great thing we should Fear and the Weird Thing we Trust is Elon Musk" -- Me
"You can be broke but you cant be poor." -- Ruthie-May Webster
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