So took my daughter to the doctor and we have family PEEHIP coverage, pay every month the dues right out of my wifes check, we get there and the nurse said we owed them money and i needed to pay on it, and i told her that she could charge the insurance company and i would pay the co-pay and nothing else. She showed me a print out that showed where the insurance didnt pay parts of our visit and i told her tuff luck that i paid the monthly payments and co-pays and wasnt gonna pay anything else, she told me that they charge people without insurance $30 a visit and my co-pay is $35 so iam screwd right there out of $5 plus my monthly insurance payments, ao why in the world do i pay for the insurance if i can just pay the $30 and walk out. She said thats the way it was and she normally told people it was cheaper to just pay the 30. According to her we have a really high deductable and thats why i owed them money. My wife is supposed to be checking into it to see what the crap is going on, but i hate insurance and PEEHIP