Just throwing my hat in the ring
I am the largest poultry insurer with Alfa in Calhoun/Talladega/Clay counties (frankly probably all of east-central AL), have been doing it since 2001. If you're gonna buy chicken house insurance, you better do it with someone who has a clue what they're doing (there's a million different things to cover, and half of them aren't obvious)
I've also got a farm insured near Dothan, another in Coosa county, and two in Etowah county too.... I can do them anywhere in Alabama, granted the distance sometimes makes it difficult since poultry farm insurance is so "hands on", but if you're willing to work with me, I can do it from a distance.
If you aren't with Alfa, most likely you're with Nationwide. Nationwide has publicly stated they want out of the business, and you can probably tell by your latest renewal they mean it! I am 5-for-5 this year on taking business away from Nationwide, and our internal ag specialists tell me we'll beat them 100/100 times on chain-wall houses. If your Nationwide policy has gone up (along with mandatory $15,000 deductibles, broad/named perils coverage only, and a few other terrible things), they will offer to move you to State Auto...really can't tell you anything about them though. And honestly I do NOT like the idea of how NW does a single policy with everything on it....the farm, your autos, etc. Keeping them separated keeps your price from going up on everything just because you had a car claim or something.
Just to give you an example, I did a broiler farm in Talladega two weeks ago. Their renewal with Nationwide was $24,100 for only their personal residence, two 66x600 broilers, and a few items of equipment (about $85,000 worth).
I did all of that, a rental house, a secondary residence, 4 other barns, and $260,000 of equipment, for just over $18,000. (Just for reference, my apples to apples quote was $13,000ish) My policy was also fully comprehensive replacement cost on the houses, $10,000 deductibles instead of $15,000, employers liability for their help, and a handful of other neat endorsements they didn't have before.
Anyway, many of the farmers I'm talking to are being very honest with me, the price of insurance is killing them....especially breeder houses. If this in any way catches your interest, shoot me a text 256-312-0216
