Not sure but I was happy when I saw my insurance statement if coverage last week… it was lot more than before… I’d think I can get into a decent one for less than $100 if frugal and contract it out
Keep dreaming...
Even with today’s costs, 110-115/ft isn’t out of the realm of possibility, if you do your homework, shop around, and are willing to sweat and sacrifice some long days and nights.
We started a build in February 2020, finished in March 2021.
3300 sq ft heated, 4400 under roof. 9’ ceilings, custom cabinets, wood floors, granite, tile in bathrooms, laundry and walk-in tile shower in master, covered sreened porch, 8x10 interior safe room, spray foam insulation, 400A service and natural gas Generac back up.
We owned the land.
I subbed out the framing, roofing, block/brick work, concrete, HVAC, spray foam, Sheetrock, laying of floors (bought raw wood and finished myself), tile work, cabinets, and exterior painting.
I did site prep and dug and poured the footer myself. Did all electrical, plumbing, interior doors, all interior trim, crown molding, finished wood floors, and did all of the interior painting.
We closed at $80/ft.
