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102 members (NonTypical, woodduck, chill, fur_n_feathers, Bustinbeards, Skinner, 4ssss, Mbrock, Luxfisher, CarbonClimber1, sawdust, skoor, BearBranch, alhawk, canine933, Calvin, TD40, Okalona, claybird, Red Fox, dtmwtp, abolt300, dirtwrk, zwick, Ten37, k bush, Standbanger, Parker243, jhardy, crenshawco, Chiller, smithjearl, msudog, Stacey, Dixiepatriot, ronfromramer, M48scout, Ryano, Jay512, Vernon Tull, JA, brianr, clayk, Big AL 76, 300gr, G/H, rrice0725, Bmyers142, foghorn, HoofNSpur, Peach, Ben Ward, Maggie123, BGR, Bull64, Snuffy, BuckRidge17, BCLC, GRINNING, jdstephen44, Hornhntr, ridgestalker, cajunshooter, jeffhhub, blade, UA Hunter, !shiloh!, square, jaredhunts, twaldrop4, Canterberry, georgiaboy1970, LongBeards29, GomerPyle, Shane99, NotsoBright, Dean, booner, trailertrash, bamamed1, KnightRyder, AU coonhunter, Redman3, BobK, ThankfulHunter, WINMAG300, jtillery, DGAMBLER, Daniel4191, Mjh97, doublefistful, slipperyrock, 10 invisible),
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Key:
Admin,
Global Mod,
Mod
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Joined: Apr 2014
Posts: 656
4 point
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4 point
Joined: Apr 2014
Posts: 656 |
Almost all ag credit loans are variable, so it will different in a few years after you sign up. They are also a little hard to deal with if you want to cut timber. Overall, the dividend makes your rate effectively lower and generally easy to deal with. Speaking of Ala. Ag credit
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Joined: Sep 2007
Posts: 6,999
10 point
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10 point
Joined: Sep 2007
Posts: 6,999 |
First South Farm Credit has done a ton of lending with my customers. I’d say the folks I sell to use First South 3 to 1 here.
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Joined: Jun 2015
Posts: 14,393
Booner
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Booner
Joined: Jun 2015
Posts: 14,393 |
Almost all ag credit loans are variable, so it will different in a few years after you sign up. They are also a little hard to deal with if you want to cut timber. Overall, the dividend makes your rate effectively lower and generally easy to deal with. Speaking of Ala. Ag credit My loan with Alabama Ag is fixed.
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Joined: Mar 2013
Posts: 14,948
Booner
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Booner
Joined: Mar 2013
Posts: 14,948 |
Almost all ag credit loans are variable, so it will different in a few years after you sign up. They are also a little hard to deal with if you want to cut timber. Overall, the dividend makes your rate effectively lower and generally easy to deal with. Speaking of Ala. Ag credit My loan with Alabama Ag is fixed. So is mine. I’m not doing anything with a variable rate.
Would walk over a naked woman to get to a gobblin turkey!
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Joined: Jun 2015
Posts: 14,393
Booner
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Booner
Joined: Jun 2015
Posts: 14,393 |
Almost all ag credit loans are variable, so it will different in a few years after you sign up. They are also a little hard to deal with if you want to cut timber. Overall, the dividend makes your rate effectively lower and generally easy to deal with. Speaking of Ala. Ag credit My loan with Alabama Ag is fixed. So is mine. I’m not doing anything with a variable rate. Ya especially considering right now interest rates theoretically can only go one direction from here.
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Joined: Nov 2011
Posts: 22,079
Freak of Nature
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Freak of Nature
Joined: Nov 2011
Posts: 22,079 |
Almost all ag credit loans are variable, so it will different in a few years after you sign up. They are also a little hard to deal with if you want to cut timber. Overall, the dividend makes your rate effectively lower and generally easy to deal with. Speaking of Ala. Ag credit My loan with Alabama Ag is fixed. So is mine. I’m not doing anything with a variable rate. Ya especially considering right now interest rates theoretically can only go one direction from here. Down? 
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Joined: Aug 2002
Posts: 6,120
12 point
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12 point
Joined: Aug 2002
Posts: 6,120 |
Hey guys I am Hayden Nichols with Tutt Land Company. I work in the central Alabama area and we specialize in helping people buy or sell timberland, hunting land, recreational, and investment properties. If you are interested in buying or selling land please call/text me at (205)-799-1495 or email hayden@tuttland.com. I'd love to assist you in anyway I can, thanks and God bless! Hayden is a good guy. Give him a call and see what he can do for you.
"Cull" is just another four letter word...
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Joined: Jan 2014
Posts: 2,504
10 point
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10 point
Joined: Jan 2014
Posts: 2,504 |
I had Alabama Ag do a loan 2 weeks ago at fixed rate of %3.78.
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Joined: Jan 2011
Posts: 269
4 point
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4 point
Joined: Jan 2011
Posts: 269 |
Another vote for John Matulia at Alabama Ag Credit. Fixed rate for me also.
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Joined: Jun 2015
Posts: 14,393
Booner
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Booner
Joined: Jun 2015
Posts: 14,393 |
I had Alabama Ag do a loan 2 weeks ago at fixed rate of %3.78. Very nice. What term length?
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Joined: Jan 2014
Posts: 2,504
10 point
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10 point
Joined: Jan 2014
Posts: 2,504 |
I had Alabama Ag do a loan 2 weeks ago at fixed rate of %3.78. Very nice. What term length? 15 year note.
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Joined: Dec 2002
Posts: 12,592
Booner
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Booner
Joined: Dec 2002
Posts: 12,592 |
I used First South in Northport back in 09.
They actually waived the surveying because all the borders were clearly marked.
Few questions to ask is “what can I and what can’t I do with my land while it’s in Lien”.
Cut timber, site prep, etc..
Everything woke turns to shucks
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