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108 members (Grokamole, DryFire, hue, Dixiepatriot, IMISSALDEER, chrismims, AU338MAG, donia, somedude, hallb, Robert D., Quack Quack Bang, BrandonClark, Koba, Blessed, CNC, Chiller, coldtrail, hunter84, Mbrock, 7PTSPREAD, YellaLineHunter, 25-20, thayerp81, Floorman1, 3Gs, rhino21, Canterberry, !shiloh!, beerhunter, slipperyrock, foldemup, Daveleeal, Cuz-Pat, HDS64, JA, abolt300, GomerPyle, joe sixpack, woodsrider, johnv, frankj, Cedar, chris18, Turkey, 000buck, burbank, scrape, Bigem1958, Tree Dweller, Huntnwork, Maggie123, Gizmo76, Wade, desertdog, gog1015, Yellahammer, HBWALKER14, ronfromramer, 44MAG, marlin78, Johnal3, Young20, Bmyers142, knock him down, Sixpointholler, Joe4majors, CAM, sumpter_al, coosabuckhunter, BamaGuitarDude, Driveby, FPPop, Ridge Life, Bandit635, MS_Hunter, rickyh_2, J_Martin, Obsession, Stu, sj22, Remington270, HSV. HUNTER, NotsoBright, Skillet, Davyalabama, Pwyse, ts1979flh, AU67Skeeter, Dubie, Fishduck, WEMOhunter, twaldrop4, walt4dun, jwalker77, El_Matador, NoHuntin, Skullworks, canine933, 9 invisible),
1,061
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Key:
Admin,
Global Mod,
Mod
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Joined: Jul 2020
Posts: 766
4 point
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4 point
Joined: Jul 2020
Posts: 766 |
Who are the best Land Lenders to use in AL?
Thanks guys
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Joined: Aug 2008
Posts: 651
4 point
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4 point
Joined: Aug 2008
Posts: 651 |
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Joined: Jun 2015
Posts: 14,393
Booner
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Booner
Joined: Jun 2015
Posts: 14,393 |
I've been pleased with Alabama Ag.
15% down, 85% financed for up to 20 years, I got 4.3% as the rate but they issue a 1%+/- dividend back yearly.
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Joined: Oct 2014
Posts: 760
4 point
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4 point
Joined: Oct 2014
Posts: 760 |
Another vote for Alabama Ag Credit.
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Joined: Feb 2007
Posts: 2,919
10 point
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10 point
Joined: Feb 2007
Posts: 2,919 |
Another vote for Alabama Ag Credit.
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Joined: Dec 2018
Posts: 1,232
8 point
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8 point
Joined: Dec 2018
Posts: 1,232 |
Alabama AG credit. Traditional banks and CUs can have difficulty financing raw, rural land without a house on it and without a larger down payment. Specialty lenders like Alabama AG know what they are doing and as AU7MM08 said, they pay an annual dividend.
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Joined: Jan 2014
Posts: 2,504
10 point
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10 point
Joined: Jan 2014
Posts: 2,504 |
Alabama AG is who I use. Here's my contact. JOHN MATULIA Relationship Manager Montgomery Branch (O) 334-270-8686 | (D) 334-694-5606 | (C)334-312-0507 John.Matulia@AlabamaAgCredit.com www.AlabamaAgCredit.com
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Joined: Feb 2016
Posts: 340
4 point
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4 point
Joined: Feb 2016
Posts: 340 |
Alabama AG is who I use. Here's my contact. JOHN MATULIA Relationship Manager Montgomery Branch (O) 334-270-8686 | (D) 334-694-5606 | (C)334-312-0507 John.Matulia@AlabamaAgCredit.com www.AlabamaAgCredit.com Closing on a small tract of 52 acres with this guy this month. He is very good to deal with.
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Joined: Dec 2011
Posts: 853
6 point
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6 point
Joined: Dec 2011
Posts: 853 |
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Joined: Oct 2004
Posts: 1,332
8 point
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8 point
Joined: Oct 2004
Posts: 1,332 |
First South Farm Credit gave us better terms than Alabama Ag. Both are good folks to work with and I would definitely have both of them look at for you.
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Joined: Jan 2007
Posts: 75
spike
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spike
Joined: Jan 2007
Posts: 75 |
I just paid off my farm/timber land loan at AL AG and had a great experience with them. When I was getting the loan initally I had AL AG and First South both give me quotes. At that time AL AG was a better deal but like T-Town said I would definitley talk to both of them. Probably cannot go wrong either way. Good luck!
Last edited by JoeBuck; 12/09/20 12:13 PM.
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Joined: Dec 2020
Posts: 1
spike
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spike
Joined: Dec 2020
Posts: 1 |
any body looking for turkey hunting wrights on 262 in valley grand near Selma $650.00 call 205-420-2273
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Joined: Jun 2012
Posts: 24,918
Dances With Weeds
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Dances With Weeds
Joined: Jun 2012
Posts: 24,918 |
any body looking for turkey hunting wrights on 262 in valley grand near Selma $650.00 call 205-420-2273
Welcome Bill.......Great first post......  You should be popular around here....... 
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Joined: Nov 2008
Posts: 415
4 point
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4 point
Joined: Nov 2008
Posts: 415 |
Good experiences with Farm South. At one time the coops basically had territories, so who you used would be relative to where you are buying. Not sure if that's still the case. Regardless the coops are better than conventional banks on land.
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Joined: Aug 2008
Posts: 651
4 point
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4 point
Joined: Aug 2008
Posts: 651 |
ala ag credit used to issue a 100 dollar visa card to the member that recommends a new member for financing/membership in coop.
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Joined: Nov 2013
Posts: 4
spike
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spike
Joined: Nov 2013
Posts: 4 |
I’ve got mine leased with Alabama Farm Credit they are great folks to deal with.
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Joined: Jan 2018
Posts: 9
spike
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spike
Joined: Jan 2018
Posts: 9 |
Hey guys I am Hayden Nichols with Tutt Land Company. I work in the central Alabama area and we specialize in helping people buy or sell timberland, hunting land, recreational, and investment properties. If you are interested in buying or selling land please call/text me at (205)-799-1495 or email hayden@tuttland.com. I'd love to assist you in anyway I can, thanks and God bless!
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Joined: Oct 2014
Posts: 28
spike
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spike
Joined: Oct 2014
Posts: 28 |
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Joined: Oct 2001
Posts: 1,347
8 point
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8 point
Joined: Oct 2001
Posts: 1,347 |
Has anyone checked recent rates and terms?
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Joined: Jun 2015
Posts: 14,393
Booner
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Booner
Joined: Jun 2015
Posts: 14,393 |
For good credit I'm going to assume around not all that much different than what I got in July.
Alabama Ag Credit I'm going to guess is around 4.25%+/- for excellent credit. They issue a 1%+/- dividend back each year.
Call them up this morning.
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