I lost one couple years ago. Bad storm blowing up to my north and I was catching fish like hell, schooling fish. I kept watching it get blacker and blacker and did not think it would come my way. Suddenly big as pop of lightning/thunder at the same time caused me to rethink my decision. I spun to lock the rods down and hit a spinning rig and off to the side it went in 22 foot of water. Old American Rodsmith with a not to expensive Shimano reel. Oh well, she gone and so am I. I headed back to ramp as fast as I could about 10 miles away. Never rained there.