"For example....You like to fish? Are you happy doing it in a 14ft flat bottom and enjoying it every Saturday or would you rather have a Yellowfin that you only have time to take out 3 times a year because you are working your arse off? That's the question."

That is the truth right there.

I've realized in the past couple years since working full time, there are 3 things control many of the decisions we make.
Time, energy and money.