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Joined: Jul 2012
Posts: 5,661
12 point
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12 point
Joined: Jul 2012
Posts: 5,661 |
I’m not claiming to be smarter than Dave Ramsey but I’ve never needed him to tell me how to manage my money or my debt. I try to save money and avoid debt, pay cash and avoid payments. However, when it comes to a NEW vehicle purchase I would borrow for 0% before I paid cash, that just sounds like a no brained to me. If something happened I’d like to have access to my cash in lieu of trying to sell a used vehicle to recoup what I could.
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