Originally Posted by bama1971
Originally Posted by Deadwood


The idea is to save up for years ahead of time for that toy and then go write the check.


There’s also a value in actually having what you want when you want it. Not necessarily for toys, but if you want your kids to grow up with a lake house/beach house/hunting camp etc,.... saving for 20 years and paying cash doesn’t do a damn thing to help with them growing up doing that

As others have said, it’s all about not exceeding your own personal limits

I can’t think of anything worse than laying on my death bed wishing I had lived a little while I was alive


I don't disagree. Sometimes I just have to say (candidly about myself) "I know it's not mathematically justifiable, it doesn't make prudent financial sense, but dammit I wanted it." I can give very good financial advice that I don't follow myself.....much of this comes down to our own arbitrary views. There's no way in frozen Hell I'd buy an $80,000 crew cab diesel 4x4, but I paid $50K for a bass boat, and probably most of the guys driving those $80K trucks would say "there's no way in frozen Hell I'd buy a $50K boat."

We were on the edge of Eternia, when the power of Greyskull began to take hold.