Ya but for small biz startups that r just starting to be profitable maybe borrowing from your plan is only way to keep doors open, I know it would make sense for my wife to do that cuz if she loses her biz which is becoming a great income vs losing retirement money it's a no brainer...but with increased contributions she could catch up in a few years..luckily her online sales is still booming despite closed doors but I know a lot that have dropped 75%
