Originally Posted by Goatkiller
I think I'm about to pull some of mine out. You'll pay taxes, yes. Whether you pull it today or 20 years from now. I personally like to have control over my money. In my own brokerage account.

I don't really see it as locking in losses if you re-invest. The only loss will be the tax.


It's a loss, and if you put it in a taxable account, you'll be paying yearly taxes on interest and dividends.