Man, this is way more confusing than buying a car or truck, something of which at least I know a little about.

From what I can gather, if I might eventually want both a front end loader and a back hoe, I probably should go ahead and get those up front with the tractor, because they seem pretty rare to find them for sale individually... And they appear to be specific to each type and brand of tractor. On the other hand stuff that attaches to the 3 point hitch like, Rotary cutters, box blades, scrapers, etc... Are pretty much universally available.

Something I found out today while I was researching the John Deere and Yanmar tractors, is that the Small Yanmars and the John Deere are basically the same tractors and are all made by Yanmar. (This was from the guy at the Yanmar place.)

If I was going to buy new, the best deal right now seems to be the John Deere 1023E for $12,599, with the 60 month extended bumper to bumper warranty and 60 months 0% financing. This is from Ag-Pro in Piedmont. This also includes free pick up and delivery for the entire 60 months of warranty. So basically all that stuff is included the whole time you are making the payments.

The same Yanmar tractor is more expensive and to get 0% it cost even $2000 more. This from the Yanmar dealer over in Atlanta.