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26 members (Jehu, Chad Burnette, ALclearcut, Gobble4me757, Dixiepatriot, donia, Thread Killer, UARandy3, mzzy, desertdog, jdstephen44, NoHuntin, UncleHuck, woodduck, James, doublefistful, Fatalis1, Borty, StateLine, RareBreed, deerhunter_1, frosty, Stacey, odocoileus, 2 invisible),
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Key:
Admin,
Global Mod,
Mod
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Joined: Jul 2015
Posts: 980 Likes: 3
6 point
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6 point
Joined: Jul 2015
Posts: 980 Likes: 3 |
I bet he has all his toys and add ons by using the plastic money. It's time to live within his means. That's one of the reasons things are so expensive if because people want too much and pay too little. Man up and do what you said you would do, pay the bill.
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Joined: Nov 2003
Posts: 6,713
14 point
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14 point
Joined: Nov 2003
Posts: 6,713 |
I bet he has all his toys and add ons by using the plastic money. It's time to live within his means. That's one of the reasons things are so expensive if because people want too much and pay too little. Man up and do what you said you would do, pay the bill. Well said
Sig Sauer, to hell and back reliable.
Whatever suits you just tickles me plum to death.
Can I refill your eggnog for you? Get you something to eat? Drive you out to the middle of nowhere and leave you for dead?
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Joined: Dec 2009
Posts: 5,517
12 point
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12 point
Joined: Dec 2009
Posts: 5,517 |
He accumulated the debt, he should pay it off. Plain and simple. Sell the boats, ATV's and guns. If he can get the credit card companies to settle for less than owed amount like I hear on some of the commercials, then good for him, but pay the man. If not that's just straight up sorry. I agree 100%. First there is no reason for a man that makes 80k and still has his job to owe 50k on credit cards. But then decide he don't want to pay for the stuff he bought jeez.
If you're gonna be stupid you better be tough.
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Joined: Jan 2014
Posts: 10,586 Likes: 2
Lucky Bastage
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Lucky Bastage
Joined: Jan 2014
Posts: 10,586 Likes: 2 |
I haven’t read the other advice, but I’d recommend he sell his 25 acres, sell all his damn man toys and pay of his debts and change his ways before he gets right back in the same situation.... which will probably happen regardless of our advice anyways.
The fool tells me his reasons; the wise man persuades me with my own.
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Joined: Oct 2014
Posts: 4,660 Likes: 26
10 point
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10 point
Joined: Oct 2014
Posts: 4,660 Likes: 26 |
I bet he has all his toys and add ons by using the plastic money. It's time to live within his means. That's one of the reasons things are so expensive if because people want too much and pay too little. Man up and do what you said you would do, pay the bill. Well said I worked at a boat dealership about 5 years ago. A guy come in to buy a boat and couldn't get approved for a loan. Guess what ge did..... Pulled out a credit card and bought a $9,000 boat. He claimed that since he paid cash for everything, he didn't have good credit. 
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Joined: Jan 2012
Posts: 10,526 Likes: 13
Booner
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Booner
Joined: Jan 2012
Posts: 10,526 Likes: 13 |
I’d borrow against the 25 acres at a much lower rate and pay the debt.
"The Heavens declare the glory of God;and the firmament sheweth his handiwork" Pslam 19:1
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Joined: Nov 2010
Posts: 25,786 Likes: 66
Freak of Nature
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Freak of Nature
Joined: Nov 2010
Posts: 25,786 Likes: 66 |
Dave Ramsey says don’t borrow money on your home or land to pay off credit cards because it’s already an unsecured loan. He should call the cc companies and work out a payment plan like others have suggested. And also take the financial freedom class. Keeping up with the Jones has consequences.
Proud Army and ALNG veteran
God Bless America!
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Joined: Aug 2001
Posts: 11,329 Likes: 28
Booner
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Booner
Joined: Aug 2001
Posts: 11,329 Likes: 28 |
So basically he just wants to put a screwing on the credit card companies. If he didn’t have the property and all the toys it might be different. If he had medical bills from some hardship I might could buy into it. But it sounds like he is wanting to keep everything. I don’t fill sorry for him I could have a lot more stuff for a little while if went in debit head over heals until I couldn’t pay for it.
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Joined: Jan 2012
Posts: 10,526 Likes: 13
Booner
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Booner
Joined: Jan 2012
Posts: 10,526 Likes: 13 |
Dave Ramsey says don’t borrow money on your home or land to pay off credit cards because it’s already an unsecured loan. He should call the cc companies and work out a payment plan like others have suggested. And also take the financial freedom class. Keeping up with the Jones has consequences. I agree with Dave in most things but he’ll never pay it off at credit card interest.he doesn’t live on the 25 and should be able to borrow 50,000 easy at a good rate. He’s going to ruin his credit negotiating a deal with cc company.
"The Heavens declare the glory of God;and the firmament sheweth his handiwork" Pslam 19:1
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Joined: Aug 2014
Posts: 14,395 Likes: 4
Gary's Fluffer
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Gary's Fluffer
Joined: Aug 2014
Posts: 14,395 Likes: 4 |
Dave Ramsey says don’t borrow money on your home or land to pay off credit cards because it’s already an unsecured loan. He should call the cc companies and work out a payment plan like others have suggested. And also take the financial freedom class. Keeping up with the Jones has consequences. I agree with Dave in most things but he’ll never pay it off at credit card interest.he doesn’t live on the 25 and should be able to borrow 50,000 easy at a good rate. He’s going to ruin his credit negotiating a deal with cc company. Maybe that’ll teach him to not buy stuff he can’t afford. It’ll also keep people from loaning him money in the future, for good reason.
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Joined: Nov 2011
Posts: 22,605 Likes: 22
Freak of Nature
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Freak of Nature
Joined: Nov 2011
Posts: 22,605 Likes: 22 |
how the heck do you get 50k in credit card debt on 80k a year? I freak out when mine get over $2k I never put a balance on it I cant pay back within 3-6 months By doing the same thing that 75% of Americans do. Spend a lot more than you make. And save nothing.
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Joined: Nov 2008
Posts: 10,750 Likes: 4
Booner
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Booner
Joined: Nov 2008
Posts: 10,750 Likes: 4 |
If he’s stupid enough to rack up that much debt buying stupid schit, he’s not gonna take your advice.
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