Originally Posted by WallyGator0928
Originally Posted by 2Dogs
Originally Posted by WallyGator0928


Disagree, I started immediately. If you never see that income and always budget without it it’s possible. Believe me it sucked and my wife and I had months of sitting at home and cooking dinner instead of eating out but it’s worth it.


Hold on, I never said our 25 yo in a low paying job couldn't save some , he ain't gonna be living out on his own and maxing out. If you had a low paying job, lived on your own and maxed out your 401 and roth , did it all on your own . Car payment , rent/house payment, taxes, monthly bills , on and on, we'd all like to hear how you pulled that off.


Well that's just the thing.... you don't take on a car payment, cable bill, cell phone bill, etc. That's living above your means. That's what I did anyway. I drove the car I had paid off even though it was a pile of crap and I made it work for years beyond when it should have. I used the wal mart phone for years (pay as you go) and would only have a cell phone when I was able to pick up overtime basically. We never had cable or internet at the house. We also weren't able to max out our contributions to either because we had a child and we were only in our twenties and I was in college (Army paid) so live was not exciting but it was all worth it looking back. We definitely weren't able to keep up with the Jones's like a lot of our friends were, and I believe we lost a lot of so-called friends because of it, but we're in a much better position now.


K.

Folks who know me , especially my wife, would find it laughable for someone else to try and school me on being tight with $. But since we really don't know each other you get a pass.


"Why do you ask"?

Always vote the slowest path to socialism.