Good points all in this thread.... basically here is the typical American's retirement plan:
Low paying job
Sacrifice to put money back for retirement.
Invest that money into a 401(k) so that Wall Street liberals can steal a percentage quarterly.
That basically sums it up. The stock market is rigged fellas. You heard it here first. Machines and trading in Dark Pools have pretty much sealed your fate. I've been on the trading floor and seen it with my own eyes. There ain't nobody there. It's crazy when you think back to the 1980's and people crowded the floor.
So you think in a general sense the stock market and specifically the 401k plans are a scam?