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Joined: Mar 2018
Posts: 16,939
Old Mossy Horns
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Old Mossy Horns
Joined: Mar 2018
Posts: 16,939 |
I didn't get started saving for retirement until what would be considered late in life at the age of 35. This was due to basicly having crappy low paying jobs. I am well above the average for my age at this point but it does require you to do without stuff you would like to have and could afford. I would say most people don't save due to low paying jobs. For the people that make above average wages (the average wage in Bham is around 48k a year) and are not saving for retirement they just don't want to make the sacrifices nessacary to do so. You are correct , Sir. It's the low pay . "Investment specialists" spout max out your 401 , sock a bunch in a roth while you're at it. That's easy when you make big $. Most folks don't make big $, especially young folks. Agreed
They who can give up essential liberty to obtain a little temporary safety, deserve neither liberty nor safety.
Ben Franklin
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