Well I'm unaware of anyone who wants to give me 60k so then it comes down to what is the cheapest loan. Someone please educate me but it seems as if mortgage interest is less than any other interest I'd pay for any other type of loan. Heck I could run up 60k on credit cards if I wanted to but that ain't going to happen. I could get a home equity line as someone already suggested but I'll pay a higher rate for that too. So by all means please tell me if there is a cheaper way. I've never really borrowed money before except for this house.