I'm not giving advice and it may be just how I am, but I'd shop around for the best rate, refi, and get her off the mortgage ASAP. You shouldn't lose any equity and it is one more thing off the checklist to sever the legal union. It would drive me nuts to have a house that my ex's name is still on. Also, it sucks but you have to think about stuff like if you or she dies or is incapacitated and you both are on the mortgage, there may be legal issues there.
Dr. B
Last edited by bamaeyedoc; 08/22/18 11:39 AM.
