Financial advisors are a dime a dozen now. It's rediculous. They make money off of YOUR money. Skimming it.
Best investment advice I got was "Buy into something that isn't going out of business"
That's because big banks like Regions and WF are pulling them in to work commission jobs and putting goals to sell a certain # of a certain product each month or they lose their job and have to pay back all non-vested commissions. Look for an FA that works on flat fees and you'll be much better off. They arent motivated to sell you anything because it doesn't help their pay check. I charged a flat fee so people putting $3k in and IRA made me as much money as putting $100k into large cap funds.
Bash WF all you want to, but Regions is a good bank. It's not the traditional banks doing it anyways. Insurance companies are the worst. Asking me what "my financial situation is".... If you didn't have any money, they wouldn't care.
If you have 100k cash to invest, a financial advisor is a good idea. Until then, make it yourself. One guy I know from high school, who keeps wanting to "advise me" posts snapchats at the casino all the time. F'n idiot.
