The 27k bill had to do with the hospital they took me to for the surgery. We had a list of in-network facilities. The one they transported me to was not in the network for the employers self insured plan. I paid, I think 5k to the hospital that I was transported from, and a little over 900 to the out of network I was transported to, in the first set of bills I received. Then I got the 27k bill about 2 months after I was home for procedures performed out of network. I had no say in which hospital they took me to, I couldn't wake up and ask them to hold up until they could find an in network facility. I don't know how much my employer paid of the 27k, but the claims were paid because they sent me 2 bills for 27k 2 months in a row, and I never got another after I called them, and gave the bills to the group that managed our plan. Sorry if I'm a free loader. I was just trying to let the guy know to not be afraid to go to the hospital over money. And yes, hospitals are closing, especially the small rural ones that everyone needs, but some are thriving, and Blue Cross is doubling Executive pay packages, and posting record profits under Obamacare, so it can't really be a suffering industry as a whole, compared to manufacturing or other industries. That's all I was saying.