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New SOAs?
by slippinlipjr - 08/25/26 10:10 AM
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Joined: Feb 2007
Posts: 26,559 Likes: 166
Freak of Nature
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Freak of Nature
Joined: Feb 2007
Posts: 26,559 Likes: 166 |
People shop for the absolute cheapest insurance they can find without ever actually reading the policy. Cheaper is great until it's time for a company to pay a claim. Then it's not so great. That’s another thing that pisses me off about our agent. My wife has been with him for 35 plus years. We’ve been married almost 30 and she insisted I give up Alfa and we put it all with her agent. We’ve paid way more in than our claims combined (4 or 5 and none our fault but 1 $500 claim) and we’re treated like thugs this last claim to the point the 3rd inspector guy lied about the date we were making claims about. Wife talked to her friend down the street and their house got hammered and they had get lawyers involved. Another friend told her the same things about a roof with hail damage.
“Socialism only works in two places: Heaven where they don't need it and hell where they already have it.” ― Ronald Reagan
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Joined: Aug 2013
Posts: 15,088 Likes: 149
Old Mossy Horns
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Old Mossy Horns
Joined: Aug 2013
Posts: 15,088 Likes: 149 |
Unfortunately, being with a company for a long time means nothing. Also, agents sell insurance, and most of the time are uninvolved after getting claims going. There are some that still do, but for the most part, agents are separate from claims.
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Joined: Jan 2014
Posts: 2,390 Likes: 1
8 point
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8 point
Joined: Jan 2014
Posts: 2,390 Likes: 1 |
If you aren’t happy with what they are doing, call your insurance company and see if you can file a claim on your own insurance. Let them work it out with Allstate. Only problem is you might find out your own insurance will screw you too. I have Alfa, and they have been good. This isn't their issue, its Allstate that I expect to pay. Not my insurance company. Filing on yours and letting them deal with the other company is good advice. I’ve worked it both ways and the recommended route here was a much better outcome than fighting it myself.
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Joined: Feb 2007
Posts: 26,559 Likes: 166
Freak of Nature
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Freak of Nature
Joined: Feb 2007
Posts: 26,559 Likes: 166 |
Yeah my wife was gym buddies with this guy and his wife. We all know a lot of the same people
He’s in his late 70s now and I hope I can be nice. She’s ready to go talk with him.
Last edited by cartervj; 04/17/26 10:57 AM.
“Socialism only works in two places: Heaven where they don't need it and hell where they already have it.” ― Ronald Reagan
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Joined: Feb 2013
Posts: 8,396 Likes: 20
14 point
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14 point
Joined: Feb 2013
Posts: 8,396 Likes: 20 |
Does anyone have experience with Zander insurance (Dave Ramsey's recommended insurance)?
I don't want to pass quietly into the night. I want to slide in sideways kickin and screamin
Life really is awesome ... Soak it up while you can ...
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Joined: Dec 2004
Posts: 25,471 Likes: 4
I am Cornholio
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I am Cornholio
Joined: Dec 2004
Posts: 25,471 Likes: 4 |
Does anyone have experience with Zander insurance (Dave Ramsey's recommended insurance)? They are just a broker I'm sure.
If you’re a common sense person, you probably don’t feel you have a home in this world right now. If you’re a Christian, you know you were never meant to.
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Joined: Aug 2005
Posts: 17,634 Likes: 17
Old Mossy Horns
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Old Mossy Horns
Joined: Aug 2005
Posts: 17,634 Likes: 17 |
I’m watching this thread intently…. (Got screwed by State Farm in a roofing claim on my old house two years ago)
Jesus... I hope you know Him personally like I do.
Si vis pacem, para bellum.
Proud crossbow hunter!
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Joined: Feb 2013
Posts: 8,396 Likes: 20
14 point
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14 point
Joined: Feb 2013
Posts: 8,396 Likes: 20 |
Does anyone have experience with Zander insurance (Dave Ramsey's recommended insurance)? They are just a broker I'm sure. Sure, but that doesn’t make them less legitimate. State Farm and Allstate agents are also separate from claims. The real difference is that Zander appears to be independent and shops multiple carriers, while those agencies usually represent one insurer.
I don't want to pass quietly into the night. I want to slide in sideways kickin and screamin
Life really is awesome ... Soak it up while you can ...
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Joined: Jan 2005
Posts: 25,130 Likes: 143
Freak of Nature
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Freak of Nature
Joined: Jan 2005
Posts: 25,130 Likes: 143 |
Does anyone have experience with Zander insurance (Dave Ramsey's recommended insurance)? I used them when I moved to Tennessee and as IDOT said they are just a broker. Their customer service was absolutely awful.
" I do view Jim Waltz as a really good Presidential candidate"
Bama_Earl
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Joined: Sep 2012
Posts: 24,103 Likes: 296
Freak of Nature
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Freak of Nature
Joined: Sep 2012
Posts: 24,103 Likes: 296 |
Does anyone have experience with Zander insurance (Dave Ramsey's recommended insurance)? They are just a broker I'm sure. Sure, but that doesn’t make them less legitimate. State Farm and Allstate agents are also separate from claims. The real difference is that Zander appears to be independent and shops multiple carriers, while those agencies usually represent one insurer. Find a local independent insurance broker and talk with them.
Dying ain't much of a living boy...Josey Wales
Molon Labe
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