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12 members (gregnbc, coosabuckhunter, Exhoosier, Stacey, dustymac, JD53, BrandonClark, odocoileus, Thread Killer, fish251, mcninja, 1 invisible),
702
guests, and
0
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Key:
Admin,
Global Mod,
Mod
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Joined: Jan 2015
Posts: 1,529 Likes: 48
8 point
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8 point
Joined: Jan 2015
Posts: 1,529 Likes: 48 |
I know this has been discussed here before (i did search) but I can't find it. I have a friend wanting to purchase a tract of raw land, who is the best loan company for vacant properties? Thanks in advance
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Joined: Jun 2015
Posts: 15,383 Likes: 77
Old Mossy Horns
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Old Mossy Horns
Joined: Jun 2015
Posts: 15,383 Likes: 77 |
Most of these suggestions will have limited foot prints compared to huge national outfit like PNC or United Wholesale
I used Alabama Ag credit
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Joined: Nov 2011
Posts: 13,750 Likes: 257
Booner
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Booner
Joined: Nov 2011
Posts: 13,750 Likes: 257 |
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Joined: Mar 2011
Posts: 1,555 Likes: 31
8 point
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8 point
Joined: Mar 2011
Posts: 1,555 Likes: 31 |
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Joined: Jan 2015
Posts: 1,529 Likes: 48
8 point
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8 point
Joined: Jan 2015
Posts: 1,529 Likes: 48 |
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Joined: Aug 2008
Posts: 697 Likes: 3
4 point
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4 point
Joined: Aug 2008
Posts: 697 Likes: 3 |
ala ag credit gets my vote .
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Joined: Jan 2017
Posts: 5,760 Likes: 75
12 point
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12 point
Joined: Jan 2017
Posts: 5,760 Likes: 75 |
"It is the mark of an educated mind to be able to entertain a thought without accepting it"
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Joined: Dec 2002
Posts: 14,332 Likes: 65
Booner
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Booner
Joined: Dec 2002
Posts: 14,332 Likes: 65 |
I used first south out of Northport back in 09, no problems at all.
Everything woke turns to shucks
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Joined: Jan 2014
Posts: 1,085 Likes: 60
6 point
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6 point
Joined: Jan 2014
Posts: 1,085 Likes: 60 |
I second this. I just used them to purchase a tract in Butler County and can't recommend them enough! If the property is in South Alabama give Jake Tucker at the Bay Minette office a call (251) 580-8678
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Joined: Dec 2009
Posts: 9,831 Likes: 14
14 point
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14 point
Joined: Dec 2009
Posts: 9,831 Likes: 14 |
First south or Alabama Farm Credit.
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Joined: Nov 2014
Posts: 1,323 Likes: 2
8 point
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8 point
Joined: Nov 2014
Posts: 1,323 Likes: 2 |
I went with Alabama farm credit.
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Joined: Mar 2018
Posts: 12,458 Likes: 26
Booner
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Booner
Joined: Mar 2018
Posts: 12,458 Likes: 26 |
They’s a bank down in enterprise that is giving foreigners 0% interest on poultry farm loans….so I hear. Farm credit doesn’t like it.
But maybe you could check and see what the say..
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Joined: Jun 2025
Posts: 810 Likes: 52
6 point
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6 point
Joined: Jun 2025
Posts: 810 Likes: 52 |
I used Southern Ag Credit, but a couple podcasts I listen to advertise a national company called Buckland Funding that also specializes in land loans
Last edited by Double Creek2; 03/23/26 09:13 PM.
________________________________________
In a world of game takers, be a gamekeeper.
"Of what avail are forty freedoms without a blank spot on the map?"
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Joined: Dec 2018
Posts: 1,581 Likes: 17
8 point
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8 point
Joined: Dec 2018
Posts: 1,581 Likes: 17 |
Depending on where you are located. These folks do a good job in South Alabama: https://www.alabamaagcredit.com/
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Joined: Feb 2011
Posts: 1,618 Likes: 13
8 point
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8 point
Joined: Feb 2011
Posts: 1,618 Likes: 13 |
I used First South Farm credit in Luverne. It was easier than getting a car loan. They just had to have a buyers agreement and my last two pay stubs. About two weeks later we closed.
Last edited by Brian_C; 03/24/26 11:11 AM.
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Joined: Jan 2015
Posts: 1,529 Likes: 48
8 point
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8 point
Joined: Jan 2015
Posts: 1,529 Likes: 48 |
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Joined: Jan 2014
Posts: 10,586 Likes: 2
Lucky Bastage
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Lucky Bastage
Joined: Jan 2014
Posts: 10,586 Likes: 2 |
Alabama Farm Credit was great to work with.
The guy I worked with understood my objective and actually listened too, and understood my plan of buying 700 acres a year and a half ago. I was able to do it all with zero money down, have a fair interest rate that keeps dropping (for now) and will have the whole thing paid off in a year or so most likely.
Oh and I got a nice disbursement check from them today. 😁
The fool tells me his reasons; the wise man persuades me with my own.
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