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Re: Use cash as much as possible [Re: Remington270] #2072738
03/28/17 07:18 PM
03/28/17 07:18 PM
Joined: Dec 2011
Posts: 1,634
Parker243 Offline
8 point
Parker243  Offline
8 point
Joined: Dec 2011
Posts: 1,634
Originally Posted By: Remington270
Originally Posted By: Parker243
I have said it before, if I have cash than I am much more likely to spend it all much quicker than using a credit or debit card. If I have cash sitting in my wallet then I want to spend it. I hate to swipe my card and see that money withdrawn from my account. I have always been like that. I use my credit card and pay it off each month and get the cash back. I am 22 years old and have a house of my own and am not turning away free money. I have been doing that since 18 and have built up an amazing credit score which paid off when getting into my new house with a great interest rate. I also don't carry a lot of credit card debt, only what I can handle. I know its easier said then done, but having bills has helped me remain well disciplined.


A word to the wise, if your credit card bill isn't completely paid off at month's end, you're not very disciplined and should probably cut up the card.


It is always completely paid off each month. Always.

Re: Use cash as much as possible [Re: WmHunter] #2072747
03/28/17 09:12 PM
03/28/17 09:12 PM
Joined: Dec 2013
Posts: 11,392
Prattville
D
Dkhargroves Offline
Booner
Dkhargroves  Offline
Booner
D
Joined: Dec 2013
Posts: 11,392
Prattville
Some of you should pick up a copy of The Total Money Makeover by DaveRamsey. Thank me later


Originally Posted by Johntravis89
There is 2 different high fence. 1 small and one big! Mine was free range in the big pen and was not a breeder buck. Why does it have to be twisted around??
Re: Use cash as much as possible [Re: WmHunter] #2072750
03/28/17 11:04 PM
03/28/17 11:04 PM
Joined: Dec 2006
Posts: 16,953
Madison
BowtechDan Offline
Old Mossy Horns
BowtechDan  Offline
Old Mossy Horns
Joined: Dec 2006
Posts: 16,953
Madison
Credit cards are fine if you pay them off each month. But the tornadoes in 2011 taught me to have some cash available when necessary and there's no electricity available for miles.


Nathan Carl Goff 19 Sept 2016 - 14 Jan 2017.
Re: Use cash as much as possible [Re: BowtechDan] #2072756
03/28/17 11:51 PM
03/28/17 11:51 PM
Joined: Feb 2003
Posts: 12,091
Sylacauga, AL
poorcountrypreacher Offline
Booner
poorcountrypreacher  Offline
Booner
Joined: Feb 2003
Posts: 12,091
Sylacauga, AL
Originally Posted By: BowtechDan
Credit cards are fine if you pay them off each month. But the tornadoes in 2011 taught me to have some cash available when necessary and there's no electricity available for miles.


That's the right answer, so this thread can shut down. smile

I always carry $200 or so; there are some things you can't buy with a CC. But I uses CC for most purchases and use the one paying the highest rewards for the item. And I pay them all off every month.

I am pretty sure I don't spend more because of the convenience of a CC, though I can see that many would. If I need something I buy it; if I don't need it I don't buy it. My family says it's impossible to buy for me at Christmas- I've already bought anything I need.


All the labor of man is for his mouth, and yet the appetite is not filled.
Re: Use cash as much as possible [Re: WmHunter] #2072777
03/29/17 01:01 AM
03/29/17 01:01 AM
Joined: Jan 2009
Posts: 7,780
central ala,
C
centralala Offline
14 point
centralala  Offline
14 point
C
Joined: Jan 2009
Posts: 7,780
central ala,
One thing I know is what has and is working for me. How can anyone tell me its wrong? I'm going to plant some food plots. Y'all have a good day.

Re: Use cash as much as possible [Re: AU7MM08] #2072782
03/29/17 01:08 AM
03/29/17 01:08 AM
Joined: Oct 2008
Posts: 30,910
Clanton, AL
Out back Offline
Grumpy Old Man
Out back  Offline
Grumpy Old Man
Joined: Oct 2008
Posts: 30,910
Clanton, AL
Originally Posted By: AU7MM08

Originally Posted By: Out back
I wish we could run out of oil and electricity tomorrow.


Not going to happen. Your personality is exactly who I was describing.
Let me guess, you write checks at the grocery store?


No grasshopper, I pay cash at the grocery store. I write checks (and use stamps) to pay bills. Like God intended.


My opinions and comments are my own. They do not reflect the position or political opinions of Aldeer or any of the Aldeer administration.
Re: Use cash as much as possible [Re: Clem] #2072786
03/29/17 01:12 AM
03/29/17 01:12 AM
Joined: Oct 2008
Posts: 30,910
Clanton, AL
Out back Offline
Grumpy Old Man
Out back  Offline
Grumpy Old Man
Joined: Oct 2008
Posts: 30,910
Clanton, AL
Originally Posted By: Clem
Quote:
Probably so he can live out his Red Dawn wet dream that he has been prepping for.


So writing checks equals being a luddite desiring revolution?

Didn't know. Outback, move over so I can get into the buggy and scream "Wolverines!" with you.


I already got the wardrobe for it.


My opinions and comments are my own. They do not reflect the position or political opinions of Aldeer or any of the Aldeer administration.
Re: Use cash as much as possible [Re: Irishguy] #2072788
03/29/17 01:20 AM
03/29/17 01:20 AM
Joined: Sep 2012
Posts: 18,026
North AL
A
AU338MAG Offline
Old Mossy Horns
AU338MAG  Offline
Old Mossy Horns
A
Joined: Sep 2012
Posts: 18,026
North AL
Originally Posted By: Irishguy
It will be interesting when our governments tries to eliminate the use of cash, "because no one uses it anymore..."

Once cash is eliminated the government can track everything you earn and everything you spend. Not trying to sound to "tin foil hat" or anything , but it's true.

Once that is done, try to buy something at a garage sale or buy a vehicle cheap, and flip it for a little profit? It will all be taxed then.



Bingo! I'll keep saying this 'til I die but all of the electronic niceties we enjoy are eroding our freedom and personal privacy. BCBS stopped accepting cash for payments about 3 years ago. I wonder why this happened?!?


Dying ain't much of a living boy...Josey Wales

Molon Labe
Re: Use cash as much as possible [Re: poorcountrypreacher] #2072794
03/29/17 01:28 AM
03/29/17 01:28 AM
Joined: Mar 2003
Posts: 26,410
Helena
3
3toe Offline
Talking Turkey
3toe  Offline
Talking Turkey
3
Joined: Mar 2003
Posts: 26,410
Helena
Originally Posted By: poorcountrypreacher
Originally Posted By: BowtechDan
Credit cards are fine if you pay them off each month. But the tornadoes in 2011 taught me to have some cash available when necessary and there's no electricity available for miles.


That's the right answer, so this thread can shut down. smile

I always carry $200 or so; there are some things you can't buy with a CC. But I uses CC for most purchases and use the one paying the highest rewards for the item. And I pay them all off every month.

I am pretty sure I don't spend more because of the convenience of a CC, though I can see that many would. If I need something I buy it; if I don't need it I don't buy it. My family says it's impossible to buy for me at Christmas- I've already bought anything I need.



Exact way I operate.

Re: Use cash as much as possible [Re: Out back] #2072832
03/29/17 02:28 AM
03/29/17 02:28 AM
Joined: Jan 2011
Posts: 1,361
M
mman Offline
8 point
mman  Offline
8 point
M
Joined: Jan 2011
Posts: 1,361
Originally Posted By: Out back
I wish we could run out of oil and electricity tomorrow.


Well seeing how the good ole USA is sitting on over 3 Trillion barrels of oil trapped in oil shale, I doubt we will run out by tomorrow. And as long as the ole Tennessee River keeps flowing, many of us will have electricity.

Maybe only a trillion barrels of the oil is recoverable with today's technology, but that still leaves us well over a hundred years to figure out how to get the rest of it or at least time to develop alternatives to oil.

By the way, last year I got over $800 cash back from my credit card for buying things I was going to buy anyway. That's free money.

Plus, by doing the Walmart app and savings checker, I have over $150 saved up, but with that, it doesn't matter how you pay, but still, it's free money.

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