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Retirement Age #435444
10/29/12 10:59 AM
10/29/12 10:59 AM
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Remington270 Offline OP
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What should the retirment age be for government workers? I don't really want to ruffle any feathers, but it seems like private sector workers (like me) plan to work to 65 and beyond, while workers for the gov. routinely get off at age 52-55. I know they've put in their 30 years, but so has everyone else?

Re: Retirement Age [Re: Remington270] #435456
10/29/12 11:25 AM
10/29/12 11:25 AM
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Fattyfireplug Offline
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Are we talking Federal, State or Local?

Does it matter what job they are in?

Life expectancy for some positions isn't nearly as long as others. Does the stress or hazardous conditions that Fire and Police endure make a difference?

I'm not going to get into a debate about it, but I've known many retirees in the fire service who didn't last long after retirement. I've known many good men who've died of cancer or cardiac issues within a year or two of retiring.


Character is not developed in moments of temptation and trial. That is when it is intended to be used.
Re: Retirement Age [Re: Remington270] #435461
10/29/12 11:34 AM
10/29/12 11:34 AM
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johnnyreb Offline
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Not trying to be smart FTP, but I've know a bunch of executives that never even made it to retirement. And steel workers too for that matter.


"We sleep safe in our beds because rough men stand ready in the night to visit violence on those who would do us harm."

George Orwell
Re: Retirement Age [Re: Fattyfireplug] #435477
10/29/12 11:51 AM
10/29/12 11:51 AM
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Gulfport, MS
BDhunts Offline
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Originally Posted By: Fattyfireplug
Are we talking Federal, State or Local?

Does it matter what job they are in?

Life expectancy for some positions isn't nearly as long as others. Does the stress or hazardous conditions that Fire and Police endure make a difference?

I'm not going to get into a debate about it, but I've known many retirees in the fire service who didn't last long after retirement. I've known many good men who've died of cancer or cardiac issues within a year or two of retiring.


You left out Air Traffic Controllers. in the Fed, Firemen, Police and ATC are eligible for early retirement with 50%, when they meet the minimum requirements.


Genesis 27:3
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"Odocoileus Virginianus"-Mother Nature's original fast food
Re: Retirement Age [Re: Remington270] #435480
10/29/12 11:53 AM
10/29/12 11:53 AM
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Remington270 Offline OP
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Yeah, I'm not really talking about cops, etc. I mean like desk workers at the police station or DMV.

Re: Retirement Age [Re: Remington270] #435490
10/29/12 12:02 PM
10/29/12 12:02 PM
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BDhunts Offline
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The Government retirement system changed in 1984, most of the older CSRS retirees are gone. The ones under FERS have started retiring now too. Two radically different retirement programs, pay wise. The early age thing stayed the same for the job types though.


Genesis 27:3
Acts 10:11-15
Hunt Long, Hunt Hard and Safe
NRA LIFE MEMBER
"Odocoileus Virginianus"-Mother Nature's original fast food
Re: Retirement Age [Re: Remington270] #435504
10/29/12 12:11 PM
10/29/12 12:11 PM
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in the corner
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Stob Offline
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I'm Federal with 12 yrs. - no end in sight.

Re: Retirement Age [Re: johnnyreb] #435526
10/29/12 12:38 PM
10/29/12 12:38 PM
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Originally Posted By: johnnyreb
Not trying to be smart FTP, but I've know a bunch of executives that never even made it to retirement. And steel workers too for that matter.


Yep, did they die from job related issues?

I was told on day one that there would always be a crowd of people that begrudged my job in one way or another. It's always been true. I don't sweat it.

I don't make executive pay either. Steel workers have a giant union and have better retirement benefits than I do in most cases.

Just for reference. My first two Lieutenants died of cancer that was directly attributed to carcinogens they were exposed to during the process of their job. Neither were selfish men and both had directly impacted numerous lives either on fire or medical related calls. Their life expectancy was shortened because of what they were exposed to for the public good.

One retired after 40+ years experience and died within one year. Another never saw retirement after 36+ years. Neither saw the pension benefits so many begrudged them.

If a lifelong firefighter wants to see any retirement benefits and spend time with his family he'd best do it as soon as he's eligible to retire. Otherwise he's not likely to see much retirement.

New hires have to contribute even more and work longer now since changes were made last year.

That's pretty much all I have to say on the matter.

Last edited by Fattyfireplug; 10/29/12 12:41 PM.

Character is not developed in moments of temptation and trial. That is when it is intended to be used.
Re: Retirement Age [Re: Fattyfireplug] #435549
10/29/12 01:04 PM
10/29/12 01:04 PM
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Remington270 Offline OP
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Originally Posted By: Fattyfireplug
Originally Posted By: johnnyreb
Not trying to be smart FTP, but I've know a bunch of executives that never even made it to retirement. And steel workers too for that matter.


Yep, did they die from job related issues?

I was told on day one that there would always be a crowd of people that begrudged my job in one way or another. It's always been true. I don't sweat it.

I don't make executive pay either. Steel workers have a giant union and have better retirement benefits than I do in most cases.

Just for reference. My first two Lieutenants died of cancer that was directly attributed to carcinogens they were exposed to during the process of their job. Neither were selfish men and both had directly impacted numerous lives either on fire or medical related calls. Their life expectancy was shortened because of what they were exposed to for the public good.

One retired after 40+ years experience and died within one year. Another never saw retirement after 36+ years. Neither saw the pension benefits so many begrudged them.

If a lifelong firefighter wants to see any retirement benefits and spend time with his family he'd best do it as soon as he's eligible to retire. Otherwise he's not likely to see much retirement.

New hires have to contribute even more and work longer now since changes were made last year.

That's pretty much all I have to say on the matter.


Ok, so what about teachers. They can retire when they're 52.

Re: Retirement Age [Re: Remington270] #435578
10/29/12 01:53 PM
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Originally Posted By: Remington270
Originally Posted By: Fattyfireplug
Originally Posted By: johnnyreb
Not trying to be smart FTP, but I've know a bunch of executives that never even made it to retirement. And steel workers too for that matter.


Yep, did they die from job related issues?

I was told on day one that there would always be a crowd of people that begrudged my job in one way or another. It's always been true. I don't sweat it.

I don't make executive pay either. Steel workers have a giant union and have better retirement benefits than I do in most cases.

Just for reference. My first two Lieutenants died of cancer that was directly attributed to carcinogens they were exposed to during the process of their job. Neither were selfish men and both had directly impacted numerous lives either on fire or medical related calls. Their life expectancy was shortened because of what they were exposed to for the public good.

One retired after 40+ years experience and died within one year. Another never saw retirement after 36+ years. Neither saw the pension benefits so many begrudged them.

If a lifelong firefighter wants to see any retirement benefits and spend time with his family he'd best do it as soon as he's eligible to retire. Otherwise he's not likely to see much retirement.

New hires have to contribute even more and work longer now since changes were made last year.

That's pretty much all I have to say on the matter.


Ok, so what about teachers. They can retire when they're 52.


Hence my original question, does it matter what job they do? Does it matter what level of government?

I'm not trying to justify or vilify anyone in any job. I simply made an observation.

Should our GI's be able to retire 20 or 25 years? My father retired from the US Army with 25 years. Spent more than one voluntary tour in Vietnam and took injuries. Should he have been able to?

You made it clear you were talking about desk jobs which would include teachers. There are teachers here whom I will defer to on their situation.


Character is not developed in moments of temptation and trial. That is when it is intended to be used.
Re: Retirement Age [Re: Remington270] #435582
10/29/12 01:56 PM
10/29/12 01:56 PM
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McCalla, AL
johnnyreb Offline
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To answer...yes. Heart attacks, anuerisms, cancers, asbestosis.......

All I'm sayin is that police and fire service jobs don't have a corner on the shortening your life market.


"We sleep safe in our beds because rough men stand ready in the night to visit violence on those who would do us harm."

George Orwell
Re: Retirement Age [Re: Remington270] #435584
10/29/12 01:57 PM
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Fattyfireplug Offline
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Originally Posted By: Remington270
I know they've put in their 30 years, but so has everyone else?


I know two persons who work for corporations who I will not name. Both retired at around the 25-30 year mark. Why could they do this? They contributed to their pension (likely 401K) and invested in other retirement savings so that when they were ready to quit working they retired.

Both still make money on part time fun work they enjoy. Both lived very frugal while working and continue to do so.

Retirement isn't about a pension when you get in a certain number of years, it's about deferring excessive spending until later in life. So many Americans have done the opposite and as they get closer to retirement they are going to begrudge EVERYONE who did things the right way.


Character is not developed in moments of temptation and trial. That is when it is intended to be used.
Re: Retirement Age [Re: Remington270] #435585
10/29/12 01:57 PM
10/29/12 01:57 PM
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Originally Posted By: Remington270
Originally Posted By: Fattyfireplug
Originally Posted By: johnnyreb
Not trying to be smart FTP, but I've know a bunch of executives that never even made it to retirement. And steel workers too for that matter.


Yep, did they die from job related issues?

I was told on day one that there would always be a crowd of people that begrudged my job in one way or another. It's always been true. I don't sweat it.

I don't make executive pay either. Steel workers have a giant union and have better retirement benefits than I do in most cases.

Just for reference. My first two Lieutenants died of cancer that was directly attributed to carcinogens they were exposed to during the process of their job. Neither were selfish men and both had directly impacted numerous lives either on fire or medical related calls. Their life expectancy was shortened because of what they were exposed to for the public good.

One retired after 40+ years experience and died within one year. Another never saw retirement after 36+ years. Neither saw the pension benefits so many begrudged them.

If a lifelong firefighter wants to see any retirement benefits and spend time with his family he'd best do it as soon as he's eligible to retire. Otherwise he's not likely to see much retirement.

New hires have to contribute even more and work longer now since changes were made last year.

That's pretty much all I have to say on the matter.


Ok, so what about teachers. They can retire when they're 52.


Not and live on their retirement. Most either work well past that, go to a private school and teach or get some other type job.

Re: Retirement Age [Re: Remington270] #435611
10/29/12 02:31 PM
10/29/12 02:31 PM
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The difference though is that your execs you mention are going to retire on a set sum of money they they put aside. It's a defined contribution retirement plan. If they retire too early or save too little, then they run out of money and are sol. Government employees by and large get defined benefit plans. Meaning that you contribute and the government guarantees the payout for the length of retirement.....regardless of whether the employee saved enough or not. That's why state and government retirement plans are called by many very smart people a ticking time mob. It's a Massive unfunded liability. And that's what people begrudge.


"We sleep safe in our beds because rough men stand ready in the night to visit violence on those who would do us harm."

George Orwell
Re: Retirement Age [Re: Remington270] #435615
10/29/12 02:38 PM
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You are right, some are unfunded and in dire straights, but not all.


Character is not developed in moments of temptation and trial. That is when it is intended to be used.
Re: Retirement Age [Re: johnnyreb] #435620
10/29/12 02:42 PM
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Remington270 Offline OP
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Originally Posted By: johnnyreb
The difference though is that your execs you mention are going to retire on a set sum of money they they put aside. It's a defined contribution retirement plan. If they retire too early or save too little, then they run out of money and are sol. Government employees by and large get defined benefit plans. Meaning that you contribute and the government guarantees the payout for the length of retirement.....regardless of whether the employee saved enough or not. That's why state and government retirement plans are called by many very smart people a ticking time mob. It's a Massive unfunded liability. And that's what people begrudge.


True, and our country has $100 Trillion (that's with a T!) in unfunded promises that somehow have to be fulfilled.

Re: Retirement Age [Re: Remington270] #435639
10/29/12 03:05 PM
10/29/12 03:05 PM
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You can retire at E-9 from the military with 20-30 years, but don't expect to think you can live off of it as your only income. It ain't that much.


Nathan Carl Goff 19 Sept 2016 - 14 Jan 2017.
Re: Retirement Age [Re: BowtechDan] #435640
10/29/12 03:07 PM
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Originally Posted By: BowtechDan
You can retire at E-9 from the military with 20-30 years, but don't expect to think you can live off of it as your only income. It ain't that much.


Mine is no different. It ain't much.


Character is not developed in moments of temptation and trial. That is when it is intended to be used.
Re: Retirement Age [Re: Remington270] #435901
10/29/12 08:07 PM
10/29/12 08:07 PM
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Generally, private sector pay is much better during the course of a career and generally public sector retirement benefits are much better. But, being most public sector retirement in Al is determined by a 3 year pay average, most retirees have to find other income after retirement.

Re: Retirement Age [Re: Remington270] #435915
10/29/12 08:22 PM
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I think if the government tries to tell the private sector when they can start drawing SS then government workers should have to work to that age also. I don't believe stressful jobs should play into it. If you can't handle the job then quit. There are lots of occupations that are just as stressful if not more that public servants. Coal miners, locomotive engineers, etc... Tell yourself they aren't that important and see how you live without them.


If voting made any difference, they wouldn’t let us do it.-Mark Twain
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