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Liability Insurance Question #3657401
04/23/22 09:07 AM
04/23/22 09:07 AM
Joined: Jan 2014
Posts: 5,994
Lake View, AL
Joe4majors Offline OP
12 point
Joe4majors  Offline OP
12 point
Joined: Jan 2014
Posts: 5,994
Lake View, AL
So...for the first time ever I'm leasing 60 acres in Tuscaloosa County. I'm the only lessee on the to-be-signed contract, but I can have guests. The lease is straightforward, but this is also my first time to need hunting lease liability insurance. When I looked into leasing land in the past it seemed like the insurance cost was close to $100, but I'm seeing $240-ish. Am I looking at the right thing or did Brandon mess this up too?

AFOA is closer to $150, but they appear to still be showing their 2021-22 rates.

Sorry for the basic questions...this is all new to me.

At the family farm we cut limbs standing on front of the 4-wheeler with chainsaws and no insurance... eek

AFOA

Outdoor Underwriters

AHLA

Re: Liability Insurance Question [Re: Joe4majors] #3657458
04/23/22 11:25 AM
04/23/22 11:25 AM
Joined: Mar 2020
Posts: 3,707
North AL
F
FreeStateHunter Online content
They Call Me Gator 🐊
FreeStateHunter  Online Content
They Call Me Gator 🐊
F
Joined: Mar 2020
Posts: 3,707
North AL
I use AFOA. They’re usually the best overall value, not necessarily the cheapest always but definitely easiest to deal with.

Re: Liability Insurance Question [Re: FreeStateHunter] #3657475
04/23/22 12:07 PM
04/23/22 12:07 PM
Joined: Feb 2008
Posts: 12,622
Montgomery
bamaeyedoc Offline
Booner
bamaeyedoc  Offline
Booner
Joined: Feb 2008
Posts: 12,622
Montgomery
Originally Posted by FreeStateHunter
I use AFOA. They’re usually the best overall value, not necessarily the cheapest always but definitely easiest to deal with.

I’ve always used them. Once a member, U can order “posted” signs pretty cheap thru them too.


AKA: “Dr. B”
Aldeer #121

Glennis Jerome "Jerry" Harris
1938-2017
UGA Class of 1960
BS/MS Forestry
LTJG, USNR



Re: Liability Insurance Question [Re: Joe4majors] #3657524
04/23/22 03:07 PM
04/23/22 03:07 PM
Joined: May 2020
Posts: 411
Middle Alabama
S
Stoney Offline
4 point
Stoney  Offline
4 point
S
Joined: May 2020
Posts: 411
Middle Alabama
With some leasing timber companies, insurance is covered in the lease

Re: Liability Insurance Question [Re: Joe4majors] #3657537
04/23/22 03:29 PM
04/23/22 03:29 PM
Joined: Mar 2015
Posts: 3,504
FL
mw2015 Offline
10 point
mw2015  Offline
10 point
Joined: Mar 2015
Posts: 3,504
FL
This is informational only as I don’t sell hunting lease liability insurance. Another is Lockton Affinity outdoor you might check out. Philadelphia Insurance Company also offers a hunting liability insurance product. Not sure if you can buy direct from them. Cheaper isn’t always better if you actually have to make a claim. Be aware of limits if it’s a group policy.


Michael Warren CPIA Your trusted insurance advisor.
http://mikewarreninsure.com
ALDEER SPONSOR
Re: Liability Insurance Question [Re: Stoney] #3657545
04/23/22 03:44 PM
04/23/22 03:44 PM
Joined: Jan 2014
Posts: 5,994
Lake View, AL
Joe4majors Offline OP
12 point
Joe4majors  Offline OP
12 point
Joined: Jan 2014
Posts: 5,994
Lake View, AL
Originally Posted by Stoney
With some leasing timber companies, insurance is covered in the lease


Leasing from an individual.

Re: Liability Insurance Question [Re: bamaeyedoc] #3657723
04/23/22 08:41 PM
04/23/22 08:41 PM
Joined: Nov 2019
Posts: 462
Cullman Morgan Winston
O
Ol’Tom Offline
4 point
Ol’Tom  Offline
4 point
O
Joined: Nov 2019
Posts: 462
Cullman Morgan Winston
Originally Posted by bamaeyedoc
Originally Posted by FreeStateHunter
I use AFOA. They’re usually the best overall value, not necessarily the cheapest always but definitely easiest to deal with.

I’ve always used them. Once a member, U can order “posted” signs pretty cheap thru them too.

AFOA is the way to go IMO. Call them.

Re: Liability Insurance Question [Re: Joe4majors] #3658979
04/26/22 08:40 AM
04/26/22 08:40 AM
Joined: Oct 2012
Posts: 1,348
Northport
B
Bamarich2 Offline
8 point
Bamarich2  Offline
8 point
B
Joined: Oct 2012
Posts: 1,348
Northport
Assured Partners

Re: Liability Insurance Question [Re: Joe4majors] #3662579
05/01/22 07:32 PM
05/01/22 07:32 PM
Joined: Jan 2008
Posts: 2,185
Tuscaloosa
rackhunter' Offline
8 point
rackhunter'  Offline
8 point
Joined: Jan 2008
Posts: 2,185
Tuscaloosa
I’ve used American Hunting Lease Association the last few years. 350 acres from a private landowner. It was $215 total last year. If you find something cheaper let me know.


The history of the bow and arrow is the history of mankind

I love animals...they're delicious
Re: Liability Insurance Question [Re: rackhunter'] #3662939
05/02/22 10:48 AM
05/02/22 10:48 AM
Joined: Mar 2020
Posts: 3,707
North AL
F
FreeStateHunter Online content
They Call Me Gator 🐊
FreeStateHunter  Online Content
They Call Me Gator 🐊
F
Joined: Mar 2020
Posts: 3,707
North AL
Originally Posted by rackhunter'
I’ve used American Hunting Lease Association the last few years. 350 acres from a private landowner. It was $215 total last year. If you find something cheaper let me know.


I insured 546 acres last year for $220 with AFOA

It’s like $65 for your club fee then 26 cents per acre

Re: Liability Insurance Question [Re: rackhunter'] #3662976
05/02/22 11:55 AM
05/02/22 11:55 AM
Joined: Jan 2014
Posts: 5,994
Lake View, AL
Joe4majors Offline OP
12 point
Joe4majors  Offline OP
12 point
Joined: Jan 2014
Posts: 5,994
Lake View, AL
Originally Posted by rackhunter'
I’ve used American Hunting Lease Association the last few years. 350 acres from a private landowner. It was $215 total last year. If you find something cheaper let me know.



I ended up going with AHLA. It was $240 for 60 acres. AFOA's start/end dates run August to August, which didn't go mesh well with getting in on this new lease.

Re: Liability Insurance Question [Re: Joe4majors] #3663628
05/03/22 09:27 AM
05/03/22 09:27 AM
Joined: Oct 2012
Posts: 1,348
Northport
B
Bamarich2 Offline
8 point
Bamarich2  Offline
8 point
B
Joined: Oct 2012
Posts: 1,348
Northport
What got us with AFOA was the landowner fee that's required for every tract. Between a hunting club I help run and our personal lease, we have about 10 landowners... and that extra fee for every one of them starts getting expensive. Using Assured Partners cut our price in half from what we were paying with AFOA.

Re: Liability Insurance Question [Re: Bamarich2] #3663804
05/03/22 12:58 PM
05/03/22 12:58 PM
Joined: Mar 2020
Posts: 3,707
North AL
F
FreeStateHunter Online content
They Call Me Gator 🐊
FreeStateHunter  Online Content
They Call Me Gator 🐊
F
Joined: Mar 2020
Posts: 3,707
North AL
Originally Posted by Bamarich2
What got us with AFOA was the landowner fee that's required for every tract. Between a hunting club I help run and our personal lease, we have about 10 landowners... and that extra fee for every one of them starts getting expensive. Using Assured Partners cut our price in half from what we were paying with AFOA.


Ahhh that makes sense. I lease from one person and he leases to a few others as well so he just pays his landowner fee. I can see where that would get high going to 4 or 5 landowners

Re: Liability Insurance Question [Re: Joe4majors] #3663938
05/03/22 03:20 PM
05/03/22 03:20 PM
Joined: Jul 2020
Posts: 3,988
Chelsea
L
Lockjaw Offline
10 point
Lockjaw  Offline
10 point
L
Joined: Jul 2020
Posts: 3,988
Chelsea
My insurance on my lease was only $220. I am sure Westervelt gets a big discount though.


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