WTB
by Okalona. 03/28/24 07:44 AM
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Re: truck pricing
[Re: timbercruiser]
#2855227
07/19/19 07:52 AM
07/19/19 07:52 AM
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Joined: Jan 2016
Posts: 4,753 Moody, AL
willdo22
10 point
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10 point
Joined: Jan 2016
Posts: 4,753
Moody, AL
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I'd try true car and kbb for a general baseline. Then check sites like carmax and carvana, just know those sites are generally a few thousand higher than anywhere else.
A mans got to know his limitations.
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Re: truck pricing
[Re: timbercruiser]
#2855304
07/19/19 09:29 AM
07/19/19 09:29 AM
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Joined: Oct 2008
Posts: 30,910 Clanton, AL
Out back
Grumpy Old Man
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Grumpy Old Man
Joined: Oct 2008
Posts: 30,910
Clanton, AL
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How old is the grandson? When I was 16 my dad gave me a 20 year old truck. He said that was the only one I would ever get for free. My next one would be on my dime.
My opinions and comments are my own. They do not reflect the position or political opinions of Aldeer or any of the Aldeer administration.
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Re: truck pricing
[Re: timbercruiser]
#2855317
07/19/19 09:45 AM
07/19/19 09:45 AM
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Joined: Nov 2009
Posts: 8,571 Grays Creek, NC
bigcountry692001
14 point
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14 point
Joined: Nov 2009
Posts: 8,571
Grays Creek, NC
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My grandson is zoomed in on buying a 2016 Ford turbo 6 cyl, platinum, loaded out truck with 33,000 miles. They want $41,000, which I think is too high. What would be a realistic offer for him to try? He can get a new one for less than 40K, maybe not that specific model but definitely a 2019. I would think somewhere around 30K would be more reasonable for that truck.
"You cant manage a deer herd with acorns."
-Dr. Craig Harper
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Re: truck pricing
[Re: timbercruiser]
#2855321
07/19/19 09:55 AM
07/19/19 09:55 AM
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Joined: Feb 2017
Posts: 1,539 FL-AL
Scout308
8 point
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8 point
Joined: Feb 2017
Posts: 1,539
FL-AL
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You never pay what they want! Ever!
"America First! Nothing Else Matters"
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Re: truck pricing
[Re: timbercruiser]
#2855330
07/19/19 10:08 AM
07/19/19 10:08 AM
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Joined: Aug 2013
Posts: 9,419
BPI
14 point
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14 point
Joined: Aug 2013
Posts: 9,419
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My grandson is zoomed in on buying a 2016 Ford turbo 6 cyl, platinum, loaded out truck with 33,000 miles. They want $41,000, which I think is too high. What would be a realistic offer for him to try? How old is he ?
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Re: truck pricing
[Re: desertdog]
#2855356
07/19/19 10:45 AM
07/19/19 10:45 AM
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Joined: Oct 2008
Posts: 6,717 Selma
odocoileus
14 point
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14 point
Joined: Oct 2008
Posts: 6,717
Selma
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I would be worried about Truck holding it's value with a V6 The V6 3.5 Ecoboost is considered the premium motor in that truck. Pretty sure it's about a $2500 higher option.
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Re: truck pricing
[Re: odocoileus]
#2855357
07/19/19 10:47 AM
07/19/19 10:47 AM
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Joined: Jun 2015
Posts: 13,972 Some Marriott/Auburn
AU7MM08
Booner
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Booner
Joined: Jun 2015
Posts: 13,972
Some Marriott/Auburn
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I would be worried about Truck holding it's value with a V6 The V6 3.5 Ecoboost is considered the premium motor in that truck. Pretty sure it's about a $2500 higher option. I believe Ford is also currently or will be in the near future selling more Ecoboosts than 5.0s. Both are good.
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Re: truck pricing
[Re: AU7MM08]
#2855395
07/19/19 11:41 AM
07/19/19 11:41 AM
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Joined: Oct 2008
Posts: 30,910 Clanton, AL
Out back
Grumpy Old Man
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Grumpy Old Man
Joined: Oct 2008
Posts: 30,910
Clanton, AL
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I would be worried about Truck holding it's value with a V6 The V6 3.5 Ecoboost is considered the premium motor in that truck. Pretty sure it's about a $2500 higher option. I believe Ford is also currently or will be in the near future selling more Ecoboosts than 5.0s. Both are good. Pay more for a smaller engine. Yeah that fits right in with today's backwards world.
My opinions and comments are my own. They do not reflect the position or political opinions of Aldeer or any of the Aldeer administration.
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Re: truck pricing
[Re: Out back]
#2855404
07/19/19 11:49 AM
07/19/19 11:49 AM
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Joined: Oct 2008
Posts: 6,717 Selma
odocoileus
14 point
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14 point
Joined: Oct 2008
Posts: 6,717
Selma
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I would be worried about Truck holding it's value with a V6 The V6 3.5 Ecoboost is considered the premium motor in that truck. Pretty sure it's about a $2500 higher option. I believe Ford is also currently or will be in the near future selling more Ecoboosts than 5.0s. Both are good. Pay more for a smaller engine. Yeah that fits right in with today's backwards world. That offers 375 HP and 470 lb ft of torque. 5.0 makes 395hp and 400 lb ft of torque.
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Re: truck pricing
[Re: timbercruiser]
#2855429
07/19/19 12:06 PM
07/19/19 12:06 PM
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Joined: Oct 2008
Posts: 30,910 Clanton, AL
Out back
Grumpy Old Man
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Grumpy Old Man
Joined: Oct 2008
Posts: 30,910
Clanton, AL
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I don't care if it's 1000 horsepower. I'll never own a truck with a 3L engine. Size matters.
My opinions and comments are my own. They do not reflect the position or political opinions of Aldeer or any of the Aldeer administration.
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Re: truck pricing
[Re: Dixiepatriot]
#2855430
07/19/19 12:06 PM
07/19/19 12:06 PM
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Joined: Oct 2008
Posts: 6,717 Selma
odocoileus
14 point
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14 point
Joined: Oct 2008
Posts: 6,717
Selma
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Is te ecoboost the one that injects gas strait into the cylinder ? Yes. And I agree JBL. I had an ecoboost that was getting up there in miles. I don't tow, so I opted for a 5.0 with 3.31s. It definetely doesn't have the get up and go of the ecoboost (especially with 3.31s and 34" BFGs), but I get better mileage with it, and I don't have to worry about turbos grenading.
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Re: truck pricing
[Re: AU7MM08]
#2855501
07/19/19 01:42 PM
07/19/19 01:42 PM
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Joined: Jan 2016
Posts: 4,753 Moody, AL
willdo22
10 point
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10 point
Joined: Jan 2016
Posts: 4,753
Moody, AL
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I would be worried about Truck holding it's value with a V6 The V6 3.5 Ecoboost is considered the premium motor in that truck. Pretty sure it's about a $2500 higher option. I believe Ford is also currently or will be in the near future selling more Ecoboosts than 5.0s. Both are good. Check this video from a local dealership. They asked the technicians which engine they would choose. https://www.youtube.com/watch?v=9nUCx5IQZro
A mans got to know his limitations.
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Re: truck pricing
[Re: timbercruiser]
#2855695
07/19/19 08:04 PM
07/19/19 08:04 PM
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Joined: Nov 2009
Posts: 8,571 Grays Creek, NC
bigcountry692001
14 point
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14 point
Joined: Nov 2009
Posts: 8,571
Grays Creek, NC
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Grandson is 24. I gave him about 120 acres of land about two months ago. He works hard and has a good job, brings home over $1,000 a week, but when we got to the dealership they were a bit of a prick IMHO. They didn't want to come off the price at all, and then they ran his finances they told him that he didn't have a high enough credit score, he pays everything in cash and has no debt. So we are reconsidering his options. If he can get pre approved from his bank that will give him some leverage at the dealership.
"You cant manage a deer herd with acorns."
-Dr. Craig Harper
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Re: truck pricing
[Re: timbercruiser]
#2855738
07/19/19 09:15 PM
07/19/19 09:15 PM
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Joined: Jan 2018
Posts: 4,094 GA
UncleHuck
10 point
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10 point
Joined: Jan 2018
Posts: 4,094
GA
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My grandson is zoomed in on buying a 2016 Ford turbo 6 cyl, platinum, loaded out truck with 33,000 miles. They want $41,000, which I think is too high. What would be a realistic offer for him to try? 14 listed on AutoTrader within 200 miles of my house, listed between $37,000 and $45,000. Price seems to be in line with the market. Some folks here think it's still 1995 when it comes to truck pricing. Price seems to be in line. My advice would be, co-sign with him for 6 months, with you holding the title/note. At that point, he has a credit score, and can re-finance in his name. If you want my auto broker's name, PM me and I'll send it to you in case they won't deal.
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Re: truck pricing
[Re: 2Dogs]
#2855752
07/19/19 09:28 PM
07/19/19 09:28 PM
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Joined: Jan 2014
Posts: 10,404 Scottsboro, Al
jbatey1
Lucky Bastage
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Lucky Bastage
Joined: Jan 2014
Posts: 10,404
Scottsboro, Al
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Goodgooglymoogly, 41K for a 3 year old F150 . I just sold a 5 year old F150 for right near 30k.... and it was about to hit 100k. These things hold value as good as a ‘Yota. I took the money I made and payed cash for something. I’m done with car payments...for a long time anayways.
The fool tells me his reasons; the wise man persuades me with my own.
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Re: truck pricing
[Re: timbercruiser]
#2855756
07/19/19 09:31 PM
07/19/19 09:31 PM
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Joined: Sep 2014
Posts: 3,126 KY
AUstan23
10 point
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10 point
Joined: Sep 2014
Posts: 3,126
KY
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Good Lord at the money some people got...or don't necessarily got. This market is crazy.
It is easier to fool a man than to convince him he has been fooled.
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Re: truck pricing
[Re: 2Dogs]
#2855771
07/19/19 09:54 PM
07/19/19 09:54 PM
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Joined: Sep 2012
Posts: 17,924 North AL
AU338MAG
Old Mossy Horns
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Old Mossy Horns
Joined: Sep 2012
Posts: 17,924
North AL
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Goodgooglymoogly, 41K for a 3 year old F150 . A new F150 Platinum is around 70K.
Dying ain't much of a living boy...Josey Wales
Molon Labe
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Re: truck pricing
[Re: AUstan23]
#2855777
07/19/19 10:01 PM
07/19/19 10:01 PM
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Joined: Jan 2014
Posts: 6,590 Lake View, AL
Joe4majors
14 point
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14 point
Joined: Jan 2014
Posts: 6,590
Lake View, AL
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Good Lord at the money some people got...or don't necessarily got. This market is crazy. Heck, I struggle to put new tires on a 06 highlander with 257,000 miles. Truck prices blow my mind
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Re: truck pricing
[Re: timbercruiser]
#2855781
07/19/19 10:03 PM
07/19/19 10:03 PM
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Joined: Dec 2008
Posts: 3,855 dothan
eskimo270
10 point
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10 point
Joined: Dec 2008
Posts: 3,855
dothan
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I think that price is in line with what they are selling for but you can buy a brand new Ford in a lesser model for $41k
Super Predator
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Re: truck pricing
[Re: just_an_illusion]
#2855784
07/19/19 10:04 PM
07/19/19 10:04 PM
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Joined: Nov 2003
Posts: 6,713 Baldwin County
mark
14 point
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14 point
Joined: Nov 2003
Posts: 6,713
Baldwin County
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Truck prices are stupid crazy. FIFY Yup, I ain't spent that much on the last 4 cars in total.
Sig Sauer, to hell and back reliable.
Whatever suits you just tickles me plum to death.
Can I refill your eggnog for you? Get you something to eat? Drive you out to the middle of nowhere and leave you for dead?
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Re: truck pricing
[Re: AU338MAG]
#2855904
07/20/19 06:07 AM
07/20/19 06:07 AM
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Joined: Jul 2011
Posts: 34,209 Boxes Cove
2Dogs
Freak of Nature
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Freak of Nature
Joined: Jul 2011
Posts: 34,209
Boxes Cove
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Goodgooglymoogly, 41K for a 3 year old F150 . A new F150 Platinum is around 70K. I could write a check for the finest one on the lot , however, I'll NEVER own one. I ain't that .
"Why do you ask"?
Always vote the slowest path to socialism.
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Re: truck pricing
[Re: timbercruiser]
#2855905
07/20/19 06:10 AM
07/20/19 06:10 AM
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Joined: Oct 2008
Posts: 30,910 Clanton, AL
Out back
Grumpy Old Man
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Grumpy Old Man
Joined: Oct 2008
Posts: 30,910
Clanton, AL
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he pays everything in cash and has no debt. . My advice is continuing that practice, even with trucks. I sure wish I had been smart enough, at 24, to do that.
My opinions and comments are my own. They do not reflect the position or political opinions of Aldeer or any of the Aldeer administration.
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Re: truck pricing
[Re: timbercruiser]
#2855915
07/20/19 06:41 AM
07/20/19 06:41 AM
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Joined: Dec 2001
Posts: 13,839 AL
hunterbuck
Booner
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Booner
Joined: Dec 2001
Posts: 13,839
AL
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Grandson is 24. I gave him about 120 acres of land about two months ago. He works hard and has a good job, brings home over $1,000 a week, but when we got to the dealership they were a bit of a prick IMHO. They didn't want to come off the price at all, and then they ran his finances they told him that he didn't have a high enough credit score, he pays everything in cash and has no debt. So we are reconsidering his options. He needs to join a credit union. Much, much easier to loan money from a credit union.
"You think I care? Roll Damn Tide"
Have you tried Google?
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Re: truck pricing
[Re: Out back]
#2855917
07/20/19 06:46 AM
07/20/19 06:46 AM
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Joined: Dec 2013
Posts: 22,471 Lickskillet, AL
Irishguy
a.k.a. Dingle Johnson
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a.k.a. Dingle Johnson
Joined: Dec 2013
Posts: 22,471
Lickskillet, AL
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How old is the grandson? When I was 16 my dad gave me a 20 year old truck. He said that was the only one I would ever get for free. My next one would be on my dime. I got a '71 Volkswagen Beetle with basically the same story... I saved my money from my construction job and bought a '66 Mustang fastback for $600, and never looked back. Of course now I'm big time I have a 2001 Ford Ranger 4x4 that I paid a whopping $4000 for. It even has a remote key fob that actually unlocks the doors. I think it's the first vehicle I've ever owned that automatically unlocks the doors for me.
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Re: truck pricing
[Re: Out back]
#2855962
07/20/19 07:49 AM
07/20/19 07:49 AM
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Joined: Jun 2017
Posts: 6,247 Alabama
Jakethesnake
The Flippin’ Idiot That Could Care Less
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The Flippin’ Idiot That Could Care Less
Joined: Jun 2017
Posts: 6,247
Alabama
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he pays everything in cash and has no debt. . My advice is continuing that practice, even with trucks. I sure wish I had been smart enough, at 24, to do that. Thats the way i roll too. I only have a house payment.
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Re: truck pricing
[Re: mdf]
#2855967
07/20/19 07:54 AM
07/20/19 07:54 AM
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Joined: Sep 2014
Posts: 3,126 KY
AUstan23
10 point
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10 point
Joined: Sep 2014
Posts: 3,126
KY
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I just bought a 2018 F150 xlt 4x4 screw with 3,100 miles with the 3.5L ecoboost way cheaper than that. This is the second ecoboost I've owned it'll flat out pull. I've had just about every engine Ford has put in a truck and the eco engine exceeds the power of them imo. It has no hesitation when you need to get on it like some V8. All in all I would most definitely go with the 3.5L eco. As far as the lariats they are nice but why does a kid need all that other than wanting to be cool. I'm way past that I've got a really nice truck for way less. Google and compare the 3.5L ecoboost vs 5.0 you will be surprised with the results. I've never had a moment's trouble with the ecoboost. How many miles have you put on an ecobbost? That is my concern, longevity out of that engine.
It is easier to fool a man than to convince him he has been fooled.
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Re: truck pricing
[Re: Jakethesnake]
#2855968
07/20/19 07:56 AM
07/20/19 07:56 AM
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Joined: Jun 2012
Posts: 9,877 in the corner
Stob
14 point
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14 point
Joined: Jun 2012
Posts: 9,877
in the corner
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he pays everything in cash and has no debt. . My advice is continuing that practice, even with trucks. I sure wish I had been smart enough, at 24, to do that. Thats the way i roll too. I only have a house payment. x3. I aint paying that kinda money to drive a new truck. I've never owned a new truck and have never paid more than 13K for one used. Cash only.
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Re: truck pricing
[Re: timbercruiser]
#2856055
07/20/19 10:17 AM
07/20/19 10:17 AM
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Joined: Sep 2014
Posts: 3,126 KY
AUstan23
10 point
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10 point
Joined: Sep 2014
Posts: 3,126
KY
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I told him last night he has got to get his credit number up. He is going to get a daily use credit card and pay it every month and I suggested finding a good, cheaper truck, maybe $20,000 or so and finance it, then after about a year his credit number should be higher and he can trade it and get the truck he wants. He doesn't want to co-sign. Yea one of them cheap $20k trucks lol
It is easier to fool a man than to convince him he has been fooled.
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Re: truck pricing
[Re: timbercruiser]
#2856066
07/20/19 10:32 AM
07/20/19 10:32 AM
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Joined: Nov 2003
Posts: 6,713 Baldwin County
mark
14 point
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14 point
Joined: Nov 2003
Posts: 6,713
Baldwin County
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New car fever is a beotch
Sig Sauer, to hell and back reliable.
Whatever suits you just tickles me plum to death.
Can I refill your eggnog for you? Get you something to eat? Drive you out to the middle of nowhere and leave you for dead?
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Re: truck pricing
[Re: mark]
#2856069
07/20/19 10:40 AM
07/20/19 10:40 AM
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Joined: Jun 2015
Posts: 13,972 Some Marriott/Auburn
AU7MM08
Booner
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Booner
Joined: Jun 2015
Posts: 13,972
Some Marriott/Auburn
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New car fever is a beotch Absolutely I agree with that. I catch myself sometimes looking at newer to me Avalons but mine I still owe a remaining $7,000 on mine and it goes down the road just fine. Glad I've got a stipend from my employer to pay for it. My debt, but I'm not the one really servicing it is how I think of it in my head at least.
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Re: truck pricing
[Re: doekiller]
#2856114
07/20/19 11:51 AM
07/20/19 11:51 AM
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Joined: Sep 2012
Posts: 17,924 North AL
AU338MAG
Old Mossy Horns
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Old Mossy Horns
Joined: Sep 2012
Posts: 17,924
North AL
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Her is my advise for people about trucks and cars especially when they are young. Buy a vehicle you can pay cash for. Every month put aside the amount you would pay in car payments. Suck it up for 4-5 years and the walk in a dealership and pay cash for your next vehicle. Repeat. That way, you are never paying interest on a vehicle. It will save you money. It takes discipline and the first few years you have to drive an older vehicle. But, it is the smart thing to do. Best advice on this thread. To those who say its nuts to buy a new truck, someone has to buy them so you can buy a used one in 5-10 years. 😀
Dying ain't much of a living boy...Josey Wales
Molon Labe
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Re: truck pricing
[Re: doekiller]
#2856119
07/20/19 12:00 PM
07/20/19 12:00 PM
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Joined: Oct 2008
Posts: 30,910 Clanton, AL
Out back
Grumpy Old Man
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Grumpy Old Man
Joined: Oct 2008
Posts: 30,910
Clanton, AL
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Her is my advise for people about trucks and cars especially when they are young. Buy a vehicle you can pay cash for. Every month put aside the amount you would pay in car payments. Suck it up for 4-5 years and the walk in a dealership and pay cash for your next vehicle. Repeat. That way, you are never paying interest on a vehicle. It will save you money. It takes discipline and the first few years you have to drive an older vehicle. But, it is the smart thing to do. If I had the discipline to do that when I was in my 20s, I could easily be a millionaire today.
My opinions and comments are my own. They do not reflect the position or political opinions of Aldeer or any of the Aldeer administration.
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Re: truck pricing
[Re: timbercruiser]
#2856124
07/20/19 12:06 PM
07/20/19 12:06 PM
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Joined: Nov 2002
Posts: 6,613 Moulton,AL
Snuffy
14 point
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14 point
Joined: Nov 2002
Posts: 6,613
Moulton,AL
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Blah blah blah. I’ll keep my money in the market and make 8 percent. I financed my truck for 2.9 percent. I buy new and drive them till they die. Stupid to use hard saved dollars when intrest is cheap. Y’all pay to much attention to Dave Ramsey.🤦♂️
Last edited by Snuffy; 07/20/19 12:09 PM.
If you always do what you've always done you always get what you've always got
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Re: truck pricing
[Re: Snuffy]
#2856125
07/20/19 12:15 PM
07/20/19 12:15 PM
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Joined: Oct 2008
Posts: 30,910 Clanton, AL
Out back
Grumpy Old Man
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Grumpy Old Man
Joined: Oct 2008
Posts: 30,910
Clanton, AL
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Blah blah blah. I’ll keep my money in the market and make 8 percent. I financed my truck for 2.9 percent. I buy new and drive them till they die. Stupid to use hard saved dollars when intrest is cheap. Y’all pay to much attention to Dave Ramsey.🤦♂️ That's a good plan until the global economy crashes and you're broke. 😮
My opinions and comments are my own. They do not reflect the position or political opinions of Aldeer or any of the Aldeer administration.
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Re: truck pricing
[Re: Out back]
#2856137
07/20/19 12:44 PM
07/20/19 12:44 PM
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Joined: Jun 2017
Posts: 6,247 Alabama
Jakethesnake
The Flippin’ Idiot That Could Care Less
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The Flippin’ Idiot That Could Care Less
Joined: Jun 2017
Posts: 6,247
Alabama
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Blah blah blah. I’ll keep my money in the market and make 8 percent. I financed my truck for 2.9 percent. I buy new and drive them till they die. Stupid to use hard saved dollars when intrest is cheap. Y’all pay to much attention to Dave Ramsey.🤦♂️ That's a good plan until the global economy crashes and you're broke. 😮 Yeah and if your makin that kind of profit then why dont you pay cash for it instead of losing on that 2.9 interest? To me its stupid to pay interest. And to pay those rates, car payments and full coverage on a vehicle that will be junk in not much time. This is a good example of why things cost so much. Cause folks just want a payment and dont have the cash to buy it and are willing to make a bad decision. They dont care about how much they are gonna spend over time. All they care about is the monthly payment. I can fix my own cars myself. If i couldnt fix my stuff myself and had to pay a shop...then i might take that road. The best decision i ever made was to learn automotive work.
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Re: truck pricing
[Re: Snuffy]
#2856144
07/20/19 12:50 PM
07/20/19 12:50 PM
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Joined: Dec 2001
Posts: 13,839 AL
hunterbuck
Booner
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Booner
Joined: Dec 2001
Posts: 13,839
AL
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Blah blah blah. I’ll keep my money in the market and make 8 percent. I financed my truck for 2.9 percent. I buy new and drive them till they die. Stupid to use hard saved dollars when intrest is cheap. Y’all pay to much attention to Dave Ramsey.🤦♂️ I agree. The last two trucks I've bought, I've gotten 0% interest buying brand new, plus tons of rebates. I priced used before buying my current truck, and I bought brand new for $3000 more than what a 3 year old truck with 50K miles and no warranty would have cost me. I pay them off in 4 years or less, and drive them 10+ years.
"You think I care? Roll Damn Tide"
Have you tried Google?
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Re: truck pricing
[Re: timbercruiser]
#2856150
07/20/19 12:53 PM
07/20/19 12:53 PM
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Joined: Dec 2009
Posts: 5,517 Land of the free because of th...
mike35549
12 point
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12 point
Joined: Dec 2009
Posts: 5,517
Land of the free because of th...
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I told him last night he has got to get his credit number up. He is going to get a daily use credit card and pay it every month and I suggested finding a good, cheaper truck, maybe $20,000 or so and finance it, then after about a year his credit number should be higher and he can trade it and get the truck he wants. He doesn't want to co-sign. That is sound advice if he will take it. Everybody needs a good credit score and the only way you can get one if by borrowing some money and making payments. Not sure how people that pay cash for everything except there house gets a loan to buy the house.
If you're gonna be stupid you better be tough.
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Re: truck pricing
[Re: jrs89]
#2856153
07/20/19 12:56 PM
07/20/19 12:56 PM
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Joined: Dec 2009
Posts: 5,517 Land of the free because of th...
mike35549
12 point
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12 point
Joined: Dec 2009
Posts: 5,517
Land of the free because of th...
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Weekly thread on telling someone how to spend their own money. Love my new truck! May even trade it for a f250 with a 7.3 next year!! It’ll be Leveled on 37s!! That is what I want minus the 37s, just want to wait 2-3 years and let them get the bugs worked out of it.
If you're gonna be stupid you better be tough.
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Re: truck pricing
[Re: jrs89]
#2856154
07/20/19 12:56 PM
07/20/19 12:56 PM
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Joined: Apr 2017
Posts: 15,168 Ourtown, AL
BCLC
Old Mossy Horns
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Old Mossy Horns
Joined: Apr 2017
Posts: 15,168
Ourtown, AL
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Weekly thread on telling someone how to spend their own money. Love my new truck! May even trade it for a f250 with a 7.3 next year!! It’ll be Leveled on 37s!! 👏🏽👏🏽👏🏽.....that’s right
We’re not dead. We just smell that way. Dayum. - AC870
Yessir! I’m always gonna shoot what makes me happy and I want everyone else to do the same! If you shoot one be proud of it and don’t worry what anyone else thinks. - SJ22
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Re: truck pricing
[Re: mike35549]
#2856156
07/20/19 01:00 PM
07/20/19 01:00 PM
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Joined: May 2015
Posts: 4,403 Calhoun County
jrs89
10 point
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10 point
Joined: May 2015
Posts: 4,403
Calhoun County
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Weekly thread on telling someone how to spend their own money. Love my new truck! May even trade it for a f250 with a 7.3 next year!! It’ll be Leveled on 37s!! That is what I want minus the 37s, just want to wait 2-3 years and let them get the bugs worked out of it. I’ll prolly wait a lil while too.
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Re: truck pricing
[Re: mike35549]
#2856159
07/20/19 01:03 PM
07/20/19 01:03 PM
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Joined: Nov 2003
Posts: 6,713 Baldwin County
mark
14 point
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14 point
Joined: Nov 2003
Posts: 6,713
Baldwin County
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I told him last night he has got to get his credit number up. He is going to get a daily use credit card and pay it every month and I suggested finding a good, cheaper truck, maybe $20,000 or so and finance it, then after about a year his credit number should be higher and he can trade it and get the truck he wants. He doesn't want to co-sign. That is sound advice if he will take it. Everybody needs a good credit score and the only way you can get one if by borrowing some money and making payments. Not sure how people that pay cash for everything except there house gets a loan to buy the house. Haven't had a credit card in 10 or 12 years. Just bought a house a month ago. Credit score? I don't even know what it was but it wasn't an issue.
Sig Sauer, to hell and back reliable.
Whatever suits you just tickles me plum to death.
Can I refill your eggnog for you? Get you something to eat? Drive you out to the middle of nowhere and leave you for dead?
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Re: truck pricing
[Re: Snuffy]
#2856173
07/20/19 01:18 PM
07/20/19 01:18 PM
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Joined: Feb 2013
Posts: 8,387
Atoler
14 point
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14 point
Joined: Feb 2013
Posts: 8,387
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Blah blah blah. I’ll keep my money in the market and make 8 percent. I financed my truck for 2.9 percent. I buy new and drive them till they die. Stupid to use hard saved dollars when intrest is cheap. Y’all pay to much attention to Dave Ramsey.🤦♂️ Interest is of no concern to me, it’s depreciation. When you start adding that $10kish a year of depreciation in, with interest and operation costs, it will make you sick. Just some general numbers. But a truck for $50k, drive it for ten years, sell it for $5k. $2000yr in maintainence and repairs. $45k in depreciation, $5k interest, insurance cost of $1200/yr, etc. that adds up to $82k to drive that truck for 10 years. Comparing that to shopping for a good deal on a couple of used trucks during that time frame, you knock out interest, some of your ins. Cost, a lot of your depreciation, and probably have a slightly higher maintenance and repair bill. Cost of operation is about a $40k swing over that same time frame. That’s a lot of money you could have been earning your 8% interest on.
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Re: truck pricing
[Re: timbercruiser]
#2856204
07/20/19 02:05 PM
07/20/19 02:05 PM
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Joined: Jun 2013
Posts: 52,010 Gee's Bend/At The Hog Pen
James
Freak of Nature
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Freak of Nature
Joined: Jun 2013
Posts: 52,010
Gee's Bend/At The Hog Pen
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They can have those Turbo 6 cylinders.
How many people am i willing to sacrifice for freedom? Everyone. All of them...
Do not regret growing older, it's a privilege denied to many!
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Re: truck pricing
[Re: Atoler]
#2856207
07/20/19 02:06 PM
07/20/19 02:06 PM
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Joined: Nov 2008
Posts: 4,440 Monroe Co.,Al
gobblebox
10 point
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10 point
Joined: Nov 2008
Posts: 4,440
Monroe Co.,Al
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Blah blah blah. I’ll keep my money in the market and make 8 percent. I financed my truck for 2.9 percent. I buy new and drive them till they die. Stupid to use hard saved dollars when intrest is cheap. Y’all pay to much attention to Dave Ramsey.🤦♂️ Interest is of no concern to me, it’s depreciation. When you start adding that $10kish a year of depreciation in, with interest and operation costs, it will make you sick. Just some general numbers. But a truck for $50k, drive it for ten years, sell it for $5k. $2000yr in maintainence and repairs. $45k in depreciation, $5k interest, insurance cost of $1200/yr, etc. that adds up to $82k to drive that truck for 10 years. Comparing that to shopping for a good deal on a couple of used trucks during that time frame, you knock out interest, some of your ins. Cost, a lot of your depreciation, and probably have a slightly higher maintenance and repair bill. Cost of operation is about a $40k swing over that same time frame. That’s a lot of money you could have been earning your 8% interest on. What kind of new vehicle needs $2k a year in maintenance cost and repairs? You’d have to beat that truck up pretty bad and put a half a million miles on it for it to only be worth 5k at 10 years old,most trucks that age are selling for $10-20k right now if they’re in good shape
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Re: truck pricing
[Re: timbercruiser]
#2856220
07/20/19 02:24 PM
07/20/19 02:24 PM
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Joined: Jun 2017
Posts: 6,247 Alabama
Jakethesnake
The Flippin’ Idiot That Could Care Less
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The Flippin’ Idiot That Could Care Less
Joined: Jun 2017
Posts: 6,247
Alabama
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U can get a $200 secure credit card to build your credit. I went from a 540 to a 740 in 1.5yrs and used it 20 bucks at a time if at all. You dont have to borrow anything. That $200 bucks was my money i put into the account. No fees or anything.
Then bought a house at a very good rate.
Last edited by Jakethesnake; 07/20/19 02:25 PM.
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Re: truck pricing
[Re: Rebelman]
#2857165
07/21/19 02:20 PM
07/21/19 02:20 PM
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Joined: Jan 2018
Posts: 4,574 Michigan
Sasquatch Lives
10 point
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10 point
Joined: Jan 2018
Posts: 4,574
Michigan
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Interest on a $40k auto @3% is only $50/month. That hardly is going to make anyone a millionaire.
If you want to be a millionaire, you need to make a million dollars more than you spend. However you choose to do that is up to you. I disagree. That is nearly $2500 over the course of the loan that you lost. Plus a lot more than that in depreciation. Probable $20,000 on a four year loan. So right there you are down $22,500 in four years. Very significant $. Plus factor in around 8% interest you coulda got on that money if you had invested it instead. You get rich a little at a time.
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Re: truck pricing
[Re: Sasquatch Lives]
#2857170
07/21/19 02:26 PM
07/21/19 02:26 PM
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Joined: Jun 2015
Posts: 13,972 Some Marriott/Auburn
AU7MM08
Booner
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Booner
Joined: Jun 2015
Posts: 13,972
Some Marriott/Auburn
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Interest on a $40k auto @3% is only $50/month. That hardly is going to make anyone a millionaire.
If you want to be a millionaire, you need to make a million dollars more than you spend. However you choose to do that is up to you. I disagree. That is nearly $2500 over the course of the loan that you lost. Plus a lot more than that in depreciation. Probable $20,000 on a four year loan. So right there you are down $22,500 in four years. Very significant $. Plus factor in around 8% interest you coulda got on that money if you had invested it instead. You get rich a little at a time. And those numbers are WAY more profound for some that is 26 years old.
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Re: truck pricing
[Re: timbercruiser]
#2857197
07/21/19 03:32 PM
07/21/19 03:32 PM
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Joined: Jun 2008
Posts: 2,319 North Alabama
robinhedd
8 point
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8 point
Joined: Jun 2008
Posts: 2,319
North Alabama
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A guy that I work with bought a $70K truck a couple of weeks ago. I sold my truck, and I’m looking for nice used truck. The guy told me that I should just go buy myself a new one, he (said (and I quote) “You can’t take that money with you, your life might get cut short and you could die at a young age”. I sat there for a minute, and I said “You’re exactly right, but the thing about it is they can’t take those trucks with them either!”
It’s just all in what you like to spend your money on, we only go around once. It’s obvious that buying new trucks is his thing, and what makes him happy. It’s not my thing, and I don’t think I’d get any enjoyment out of it.
To the OP, I hope your grandson finds and buys him a really nice truck at a great deal. Good luck to him in his search.
Robinhedd
"Guess I just got too much Mathews in me!"
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Re: truck pricing
[Re: Sasquatch Lives]
#2857250
07/21/19 04:53 PM
07/21/19 04:53 PM
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Joined: Oct 2003
Posts: 25,686 South Alabama
Rebelman
Freak of Nature
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Freak of Nature
Joined: Oct 2003
Posts: 25,686
South Alabama
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Interest on a $40k auto @3% is only $50/month. That hardly is going to make anyone a millionaire.
If you want to be a millionaire, you need to make a million dollars more than you spend. However you choose to do that is up to you. I disagree. That is nearly $2500 over the course of the loan that you lost. Plus a lot more than that in depreciation. Probable $20,000 on a four year loan. So right there you are down $22,500 in four years. Very significant $. Plus factor in around 8% interest you coulda got on that money if you had invested it instead. You get rich a little at a time. We are still talking about really insignificant money for a millionaire.
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