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truck pricing #2855224
07/19/19 07:48 AM
07/19/19 07:48 AM
Joined: May 2011
Posts: 20,017
PDL, Fl
T
timbercruiser Offline OP
Freak of Nature
timbercruiser  Offline OP
Freak of Nature
T
Joined: May 2011
Posts: 20,017
PDL, Fl
My grandson is zoomed in on buying a 2016 Ford turbo 6 cyl, platinum, loaded out truck with 33,000 miles. They want $41,000, which I think is too high. What would be a realistic offer for him to try?

Re: truck pricing [Re: timbercruiser] #2855227
07/19/19 07:52 AM
07/19/19 07:52 AM
Joined: Jan 2016
Posts: 4,753
Moody, AL
willdo22 Offline
10 point
willdo22  Offline
10 point
Joined: Jan 2016
Posts: 4,753
Moody, AL
I'd try true car and kbb for a general baseline. Then check sites like carmax and carvana, just know those sites are generally a few thousand higher than anywhere else.


A mans got to know his limitations.
Re: truck pricing [Re: timbercruiser] #2855234
07/19/19 08:01 AM
07/19/19 08:01 AM
Joined: Jun 2015
Posts: 13,972
Some Marriott/Auburn
A
AU7MM08 Online content
Booner
AU7MM08  Online Content
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A
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Posts: 13,972
Some Marriott/Auburn
With trucks flying off the lots, I don't think that's wildly out of line, offer $37,000 and see how that goes.

Re: truck pricing [Re: timbercruiser] #2855253
07/19/19 08:31 AM
07/19/19 08:31 AM
Joined: Jan 2005
Posts: 33,437
Your mom’s house
doekiller Offline
Freak of Nature
doekiller  Offline
Freak of Nature
Joined: Jan 2005
Posts: 33,437
Your mom’s house
That price is crazy.

Re: truck pricing [Re: timbercruiser] #2855262
07/19/19 08:40 AM
07/19/19 08:40 AM
Joined: Jul 2000
Posts: 672
Helena,Alabama
T
TATUM Offline
4 point
TATUM  Offline
4 point
T
Joined: Jul 2000
Posts: 672
Helena,Alabama
Make sure its the 3.5 L

Re: truck pricing [Re: doekiller] #2855264
07/19/19 08:41 AM
07/19/19 08:41 AM
Joined: Jan 2014
Posts: 4,262
North AL
just_an_illusion Offline
10 point
just_an_illusion  Offline
10 point
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Posts: 4,262
North AL
Originally Posted by doekiller
Truck prices are stupid crazy.


FIFY

Re: truck pricing [Re: timbercruiser] #2855283
07/19/19 09:03 AM
07/19/19 09:03 AM
Joined: Oct 2008
Posts: 6,717
Selma
odocoileus Offline
14 point
odocoileus  Offline
14 point
Joined: Oct 2008
Posts: 6,717
Selma
I paid 41 for a fully loaded 502A Lariat with 14k. In 2017. That's too high for a 3 year old truck that's technically an older body style. A platinum isn't that much nicer. They can probably get that considering the used truck market, but they wouldn't be getting it from me.

Re: truck pricing [Re: timbercruiser] #2855299
07/19/19 09:25 AM
07/19/19 09:25 AM
Joined: Mar 2011
Posts: 3,016
Pike Road, Al
M
Mully Offline
10 point
Mully  Offline
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M
Joined: Mar 2011
Posts: 3,016
Pike Road, Al
That price is a couple grand high from what I can tell but on a good lot they will get that for it, I believe.

Re: truck pricing [Re: timbercruiser] #2855304
07/19/19 09:29 AM
07/19/19 09:29 AM
Joined: Oct 2008
Posts: 30,910
Clanton, AL
Out back Offline
Grumpy Old Man
Out back  Offline
Grumpy Old Man
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Posts: 30,910
Clanton, AL
How old is the grandson?
When I was 16 my dad gave me a 20 year old truck. He said that was the only one I would ever get for free. My next one would be on my dime.


My opinions and comments are my own. They do not reflect the position or political opinions of Aldeer or any of the Aldeer administration.
Re: truck pricing [Re: timbercruiser] #2855317
07/19/19 09:45 AM
07/19/19 09:45 AM
Joined: Nov 2009
Posts: 8,571
Grays Creek, NC
bigcountry692001 Offline
14 point
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Posts: 8,571
Grays Creek, NC
Originally Posted by timbercruiser
My grandson is zoomed in on buying a 2016 Ford turbo 6 cyl, platinum, loaded out truck with 33,000 miles. They want $41,000, which I think is too high. What would be a realistic offer for him to try?

He can get a new one for less than 40K, maybe not that specific model but definitely a 2019. I would think somewhere around 30K would be more reasonable for that truck.


"You cant manage a deer herd with acorns."

-Dr. Craig Harper

Re: truck pricing [Re: timbercruiser] #2855321
07/19/19 09:55 AM
07/19/19 09:55 AM
Joined: Feb 2017
Posts: 1,539
FL-AL
Scout308 Online content
8 point
Scout308  Online Content
8 point
Joined: Feb 2017
Posts: 1,539
FL-AL
You never pay what they want! Ever!


"America First! Nothing Else Matters"
Re: truck pricing [Re: timbercruiser] #2855326
07/19/19 10:03 AM
07/19/19 10:03 AM
Joined: Jan 2018
Posts: 4,574
Michigan
S
Sasquatch Lives Offline
10 point
Sasquatch Lives  Offline
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S
Joined: Jan 2018
Posts: 4,574
Michigan
That is insane.

Re: truck pricing [Re: timbercruiser] #2855328
07/19/19 10:05 AM
07/19/19 10:05 AM
Joined: May 2015
Posts: 4,403
Calhoun County
jrs89 Offline
10 point
jrs89  Offline
10 point
Joined: May 2015
Posts: 4,403
Calhoun County
I paid 39k for my 2017 f150 fx4 brand new.

Re: truck pricing [Re: timbercruiser] #2855330
07/19/19 10:08 AM
07/19/19 10:08 AM
Joined: Aug 2013
Posts: 9,419
B
BPI Offline
14 point
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Posts: 9,419
Originally Posted by timbercruiser
My grandson is zoomed in on buying a 2016 Ford turbo 6 cyl, platinum, loaded out truck with 33,000 miles. They want $41,000, which I think is too high. What would be a realistic offer for him to try?


How old is he ?

Re: truck pricing [Re: timbercruiser] #2855348
07/19/19 10:37 AM
07/19/19 10:37 AM
Joined: Oct 2009
Posts: 1,492
Gadsden
D
desertdog Online content
8 point
desertdog  Online Content
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Posts: 1,492
Gadsden
I would be worried about Truck holding it's value with a V6

Re: truck pricing [Re: desertdog] #2855356
07/19/19 10:45 AM
07/19/19 10:45 AM
Joined: Oct 2008
Posts: 6,717
Selma
odocoileus Offline
14 point
odocoileus  Offline
14 point
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Posts: 6,717
Selma
Originally Posted by desertdog
I would be worried about Truck holding it's value with a V6


The V6 3.5 Ecoboost is considered the premium motor in that truck. Pretty sure it's about a $2500 higher option.

Re: truck pricing [Re: odocoileus] #2855357
07/19/19 10:47 AM
07/19/19 10:47 AM
Joined: Jun 2015
Posts: 13,972
Some Marriott/Auburn
A
AU7MM08 Online content
Booner
AU7MM08  Online Content
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A
Joined: Jun 2015
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Some Marriott/Auburn
Originally Posted by odocoileus
Originally Posted by desertdog
I would be worried about Truck holding it's value with a V6


The V6 3.5 Ecoboost is considered the premium motor in that truck. Pretty sure it's about a $2500 higher option.


I believe Ford is also currently or will be in the near future selling more Ecoboosts than 5.0s.
Both are good.

Re: truck pricing [Re: timbercruiser] #2855380
07/19/19 11:17 AM
07/19/19 11:17 AM
Joined: Dec 2010
Posts: 1,931
Jackson Co.
JBL Offline
8 point
JBL  Offline
8 point
Joined: Dec 2010
Posts: 1,931
Jackson Co.
Originally Posted by timbercruiser
My grandson is zoomed in on buying a 2016 Ford turbo 6 cyl, platinum, loaded out truck with 33,000 miles. They want $41,000, which I think is too high. What would be a realistic offer for him to try?


I have a truck I'll sell him for half of what they are asking. Plus it's a Tacoma. These are good trucks. Just ask any aldeer member.

[Linked Image]

Re: truck pricing [Re: AU7MM08] #2855395
07/19/19 11:41 AM
07/19/19 11:41 AM
Joined: Oct 2008
Posts: 30,910
Clanton, AL
Out back Offline
Grumpy Old Man
Out back  Offline
Grumpy Old Man
Joined: Oct 2008
Posts: 30,910
Clanton, AL
Originally Posted by AU7MM08
Originally Posted by odocoileus
Originally Posted by desertdog
I would be worried about Truck holding it's value with a V6


The V6 3.5 Ecoboost is considered the premium motor in that truck. Pretty sure it's about a $2500 higher option.


I believe Ford is also currently or will be in the near future selling more Ecoboosts than 5.0s.
Both are good.

Pay more for a smaller engine. Yeah that fits right in with today's backwards world.


My opinions and comments are my own. They do not reflect the position or political opinions of Aldeer or any of the Aldeer administration.
Re: truck pricing [Re: Out back] #2855404
07/19/19 11:49 AM
07/19/19 11:49 AM
Joined: Oct 2008
Posts: 6,717
Selma
odocoileus Offline
14 point
odocoileus  Offline
14 point
Joined: Oct 2008
Posts: 6,717
Selma
Originally Posted by Out back
Originally Posted by AU7MM08
Originally Posted by odocoileus
Originally Posted by desertdog
I would be worried about Truck holding it's value with a V6


The V6 3.5 Ecoboost is considered the premium motor in that truck. Pretty sure it's about a $2500 higher option.


I believe Ford is also currently or will be in the near future selling more Ecoboosts than 5.0s.
Both are good.

Pay more for a smaller engine. Yeah that fits right in with today's backwards world.


That offers 375 HP and 470 lb ft of torque. 5.0 makes 395hp and 400 lb ft of torque.

Re: truck pricing [Re: timbercruiser] #2855415
07/19/19 11:57 AM
07/19/19 11:57 AM
Joined: Jun 2017
Posts: 6,247
Alabama
Jakethesnake Offline
The Flippin’ Idiot That Could Care Less
Jakethesnake  Offline
The Flippin’ Idiot That Could Care Less
Joined: Jun 2017
Posts: 6,247
Alabama
I know this is irrelevant but id buy him some land with that money and buy a 5k vehicle. In 10 years he will have land and the truck will be junk.

Re: truck pricing [Re: timbercruiser] #2855417
07/19/19 11:59 AM
07/19/19 11:59 AM
Joined: Aug 2002
Posts: 22,634
Morgan Co.
Dixiepatriot Online content
Freak of Nature
Dixiepatriot  Online Content
Freak of Nature
Joined: Aug 2002
Posts: 22,634
Morgan Co.
Is te ecoboost the one that injects gas strait into the cylinder ?


http://familyfoundationfund.org
Proud descendant of confederate soldiers.
Auburn elitist
Re: truck pricing [Re: timbercruiser] #2855423
07/19/19 12:04 PM
07/19/19 12:04 PM
Joined: Dec 2010
Posts: 1,931
Jackson Co.
JBL Offline
8 point
JBL  Offline
8 point
Joined: Dec 2010
Posts: 1,931
Jackson Co.
I'd be willing to bet they will be less reliable than the 5.0 when the miles get up there. As cliche as it may sound, there is still no replacement for displacement. Always comes at a cost. I would be willing to bet the 5.0 will hold its resale better too. I feel like there would be alot folks in the used truck market seeking it out over the turbocharged v6 when it's got a bunch of miles on it, because there is less to tear up and replace. Every component has a lifespan. It adds a couple extra thousand+ dollar parts plus labor to maintaining the vehicle as it ages. The more moving parts and more there is to tear up, which plays a role in resale when the miles get high.

Re: truck pricing [Re: timbercruiser] #2855429
07/19/19 12:06 PM
07/19/19 12:06 PM
Joined: Oct 2008
Posts: 30,910
Clanton, AL
Out back Offline
Grumpy Old Man
Out back  Offline
Grumpy Old Man
Joined: Oct 2008
Posts: 30,910
Clanton, AL
I don't care if it's 1000 horsepower. I'll never own a truck with a 3L engine.
Size matters.


My opinions and comments are my own. They do not reflect the position or political opinions of Aldeer or any of the Aldeer administration.
Re: truck pricing [Re: Dixiepatriot] #2855430
07/19/19 12:06 PM
07/19/19 12:06 PM
Joined: Oct 2008
Posts: 6,717
Selma
odocoileus Offline
14 point
odocoileus  Offline
14 point
Joined: Oct 2008
Posts: 6,717
Selma
Originally Posted by Dixiepatriot
Is te ecoboost the one that injects gas strait into the cylinder ?


Yes. And I agree JBL. I had an ecoboost that was getting up there in miles. I don't tow, so I opted for a 5.0 with 3.31s. It definetely doesn't have the get up and go of the ecoboost (especially with 3.31s and 34" BFGs), but I get better mileage with it, and I don't have to worry about turbos grenading.

Re: truck pricing [Re: AU7MM08] #2855501
07/19/19 01:42 PM
07/19/19 01:42 PM
Joined: Jan 2016
Posts: 4,753
Moody, AL
willdo22 Offline
10 point
willdo22  Offline
10 point
Joined: Jan 2016
Posts: 4,753
Moody, AL
Originally Posted by AU7MM08
Originally Posted by odocoileus
Originally Posted by desertdog
I would be worried about Truck holding it's value with a V6


The V6 3.5 Ecoboost is considered the premium motor in that truck. Pretty sure it's about a $2500 higher option.


I believe Ford is also currently or will be in the near future selling more Ecoboosts than 5.0s.
Both are good.


Check this video from a local dealership. They asked the technicians which engine they would choose.

https://www.youtube.com/watch?v=9nUCx5IQZro


A mans got to know his limitations.
Re: truck pricing [Re: timbercruiser] #2855634
07/19/19 06:23 PM
07/19/19 06:23 PM
Joined: May 2011
Posts: 20,017
PDL, Fl
T
timbercruiser Offline OP
Freak of Nature
timbercruiser  Offline OP
Freak of Nature
T
Joined: May 2011
Posts: 20,017
PDL, Fl
Grandson is 24. I gave him about 120 acres of land about two months ago. He works hard and has a good job, brings home over $1,000 a week, but when we got to the dealership they were a bit of a prick IMHO. They didn't want to come off the price at all, and then they ran his finances they told him that he didn't have a high enough credit score, he pays everything in cash and has no debt. So we are reconsidering his options.

Re: truck pricing [Re: timbercruiser] #2855695
07/19/19 08:04 PM
07/19/19 08:04 PM
Joined: Nov 2009
Posts: 8,571
Grays Creek, NC
bigcountry692001 Offline
14 point
bigcountry692001  Offline
14 point
Joined: Nov 2009
Posts: 8,571
Grays Creek, NC
Originally Posted by timbercruiser
Grandson is 24. I gave him about 120 acres of land about two months ago. He works hard and has a good job, brings home over $1,000 a week, but when we got to the dealership they were a bit of a prick IMHO. They didn't want to come off the price at all, and then they ran his finances they told him that he didn't have a high enough credit score, he pays everything in cash and has no debt. So we are reconsidering his options.

If he can get pre approved from his bank that will give him some leverage at the dealership.


"You cant manage a deer herd with acorns."

-Dr. Craig Harper

Re: truck pricing [Re: timbercruiser] #2855736
07/19/19 09:10 PM
07/19/19 09:10 PM
Joined: Oct 2003
Posts: 25,686
South Alabama
R
Rebelman Offline
Freak of Nature
Rebelman  Offline
Freak of Nature
R
Joined: Oct 2003
Posts: 25,686
South Alabama
I have a 2015 F150 crew with leather and ecoboost, 80k Miles. 4wd. Going to sell it soon. It obviously will be much, much cheaper than 41k.

Re: truck pricing [Re: timbercruiser] #2855738
07/19/19 09:15 PM
07/19/19 09:15 PM
Joined: Jan 2018
Posts: 4,094
GA
UncleHuck Offline
10 point
UncleHuck  Offline
10 point
Joined: Jan 2018
Posts: 4,094
GA
Originally Posted by timbercruiser
My grandson is zoomed in on buying a 2016 Ford turbo 6 cyl, platinum, loaded out truck with 33,000 miles. They want $41,000, which I think is too high. What would be a realistic offer for him to try?


14 listed on AutoTrader within 200 miles of my house, listed between $37,000 and $45,000. Price seems to be in line with the market.

Some folks here think it's still 1995 when it comes to truck pricing. Price seems to be in line. My advice would be, co-sign with him for 6 months, with you holding the title/note. At that point, he has a credit score, and can re-finance in his name.

If you want my auto broker's name, PM me and I'll send it to you in case they won't deal.

Re: truck pricing [Re: timbercruiser] #2855745
07/19/19 09:23 PM
07/19/19 09:23 PM
Joined: Jul 2011
Posts: 34,209
Boxes Cove
2Dogs Offline
Freak of Nature
2Dogs  Offline
Freak of Nature
Joined: Jul 2011
Posts: 34,209
Boxes Cove
Goodgooglymoogly, 41K for a 3 year old F150 . shocked



"Why do you ask"?

Always vote the slowest path to socialism.







Re: truck pricing [Re: 2Dogs] #2855752
07/19/19 09:28 PM
07/19/19 09:28 PM
Joined: Jan 2014
Posts: 10,404
Scottsboro, Al
J
jbatey1 Offline
Lucky Bastage
jbatey1  Offline
Lucky Bastage
J
Joined: Jan 2014
Posts: 10,404
Scottsboro, Al
Originally Posted by 2Dogs
Goodgooglymoogly, 41K for a 3 year old F150 . shocked


I just sold a 5 year old F150 for right near 30k.... and it was about to hit 100k.

These things hold value as good as a ‘Yota.

crazy


I took the money I made and payed cash for something. I’m done with car payments...for a long time anayways.


The fool tells me his reasons; the wise man persuades me with my own.
Re: truck pricing [Re: timbercruiser] #2855756
07/19/19 09:31 PM
07/19/19 09:31 PM
Joined: Sep 2014
Posts: 3,126
KY
AUstan23 Offline
10 point
AUstan23  Offline
10 point
Joined: Sep 2014
Posts: 3,126
KY
Good Lord at the money some people got...or don't necessarily got. This market is crazy.


It is easier to fool a man than to convince him he has been fooled.
Re: truck pricing [Re: 2Dogs] #2855771
07/19/19 09:54 PM
07/19/19 09:54 PM
Joined: Sep 2012
Posts: 17,924
North AL
A
AU338MAG Online IMG_0051.GIF
Old Mossy Horns
AU338MAG  Online IMG_0051.GIF
Old Mossy Horns
A
Joined: Sep 2012
Posts: 17,924
North AL
Originally Posted by 2Dogs
Goodgooglymoogly, 41K for a 3 year old F150 . shocked

A new F150 Platinum is around 70K.


Dying ain't much of a living boy...Josey Wales

Molon Labe
Re: truck pricing [Re: AUstan23] #2855777
07/19/19 10:01 PM
07/19/19 10:01 PM
Joined: Jan 2014
Posts: 6,590
Lake View, AL
Joe4majors Online content
14 point
Joe4majors  Online Content
14 point
Joined: Jan 2014
Posts: 6,590
Lake View, AL
Originally Posted by AUstan23
Good Lord at the money some people got...or don't necessarily got. This market is crazy.


Heck, I struggle to put new tires on a 06 highlander with 257,000 miles. Truck prices blow my mind

Re: truck pricing [Re: timbercruiser] #2855781
07/19/19 10:03 PM
07/19/19 10:03 PM
Joined: Dec 2008
Posts: 3,855
dothan
eskimo270 Offline
10 point
eskimo270  Offline
10 point
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Posts: 3,855
dothan
I think that price is in line with what they are selling for but you can buy a brand new Ford in a lesser model for $41k


Super Predator
Re: truck pricing [Re: just_an_illusion] #2855784
07/19/19 10:04 PM
07/19/19 10:04 PM
Joined: Nov 2003
Posts: 6,713
Baldwin County
mark Offline
14 point
mark  Offline
14 point
Joined: Nov 2003
Posts: 6,713
Baldwin County
Originally Posted by just_an_illusion
Originally Posted by doekiller
Truck prices are stupid crazy.


FIFY


Yup, I ain't spent that much on the last 4 cars in total.


Sig Sauer, to hell and back reliable.

Whatever suits you just tickles me plum to death.

Can I refill your eggnog for you? Get you something to eat? Drive you out to the middle of nowhere and leave you for dead?

Re: truck pricing [Re: AU338MAG] #2855904
07/20/19 06:07 AM
07/20/19 06:07 AM
Joined: Jul 2011
Posts: 34,209
Boxes Cove
2Dogs Offline
Freak of Nature
2Dogs  Offline
Freak of Nature
Joined: Jul 2011
Posts: 34,209
Boxes Cove
Originally Posted by AU338MAG
Originally Posted by 2Dogs
Goodgooglymoogly, 41K for a 3 year old F150 . shocked

A new F150 Platinum is around 70K.


I could write a check for the finest one on the lot , however, I'll NEVER own one. I ain't that crazy .



"Why do you ask"?

Always vote the slowest path to socialism.







Re: truck pricing [Re: timbercruiser] #2855905
07/20/19 06:10 AM
07/20/19 06:10 AM
Joined: Oct 2008
Posts: 30,910
Clanton, AL
Out back Offline
Grumpy Old Man
Out back  Offline
Grumpy Old Man
Joined: Oct 2008
Posts: 30,910
Clanton, AL
Originally Posted by timbercruiser
he pays everything in cash and has no debt. .

My advice is continuing that practice, even with trucks. I sure wish I had been smart enough, at 24, to do that.


My opinions and comments are my own. They do not reflect the position or political opinions of Aldeer or any of the Aldeer administration.
Re: truck pricing [Re: timbercruiser] #2855915
07/20/19 06:41 AM
07/20/19 06:41 AM
Joined: Dec 2001
Posts: 13,839
AL
H
hunterbuck Offline
Booner
hunterbuck  Offline
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Joined: Dec 2001
Posts: 13,839
AL
Originally Posted by timbercruiser
Grandson is 24. I gave him about 120 acres of land about two months ago. He works hard and has a good job, brings home over $1,000 a week, but when we got to the dealership they were a bit of a prick IMHO. They didn't want to come off the price at all, and then they ran his finances they told him that he didn't have a high enough credit score, he pays everything in cash and has no debt. So we are reconsidering his options.


He needs to join a credit union. Much, much easier to loan money from a credit union.


"You think I care? Roll Damn Tide"

Have you tried Google?
Re: truck pricing [Re: Out back] #2855917
07/20/19 06:46 AM
07/20/19 06:46 AM
Joined: Dec 2013
Posts: 22,471
Lickskillet, AL
Irishguy Offline
a.k.a. Dingle Johnson
Irishguy  Offline
a.k.a. Dingle Johnson
Joined: Dec 2013
Posts: 22,471
Lickskillet, AL
Originally Posted by Out back
How old is the grandson?
When I was 16 my dad gave me a 20 year old truck. He said that was the only one I would ever get for free. My next one would be on my dime.


I got a '71 Volkswagen Beetle with basically the same story... I saved my money from my construction job and bought a '66 Mustang fastback for $600, and never looked back. Of course now I'm big time I have a 2001 Ford Ranger 4x4 that I paid a whopping $4000 for. It even has a remote key fob that actually unlocks the doors. I think it's the first vehicle I've ever owned that automatically unlocks the doors for me.

Re: truck pricing [Re: timbercruiser] #2855948
07/20/19 07:37 AM
07/20/19 07:37 AM
Joined: May 2007
Posts: 5,147
Satsuma, AL
R
Robert D. Offline
12 point
Robert D.  Offline
12 point
R
Joined: May 2007
Posts: 5,147
Satsuma, AL
I’ve got a 16 F150 XLT with the 3.5 EB and under 75k miles. I’d take $31k for. FX4 pkg with leveling kit and a set of Cooper Discoverer AT3’s with about 15k miles on them. 295/70-18’s. Gets about 17 mpg in mixed driving and 11-12 loaded pulling a tractor. Got about 2 more mpg’s both ways with stock tires. Plenty of power. Love it for the low rpm torque. If I sell it I’ll replace it with the exact same setup except I’ll get the 302a interior package with the bigger screen in the dash.

Pulls WAY better than a 5.0 in my opinion. Doesn’t down shift all the time and run the revs way up. Just kind of meanders along. Doesn’t run away with a load but never seems to be suffering. Firm believer in a 3.5. Not sure about the new 2.7 one though.

Re: truck pricing [Re: Out back] #2855962
07/20/19 07:49 AM
07/20/19 07:49 AM
Joined: Jun 2017
Posts: 6,247
Alabama
Jakethesnake Offline
The Flippin’ Idiot That Could Care Less
Jakethesnake  Offline
The Flippin’ Idiot That Could Care Less
Joined: Jun 2017
Posts: 6,247
Alabama
Originally Posted by Out back
Originally Posted by timbercruiser
he pays everything in cash and has no debt. .

My advice is continuing that practice, even with trucks. I sure wish I had been smart enough, at 24, to do that.



Thats the way i roll too. I only have a house payment.

Re: truck pricing [Re: timbercruiser] #2855965
07/20/19 07:51 AM
07/20/19 07:51 AM
Joined: Feb 2016
Posts: 406
limestone county
M
mdf Offline
4 point
mdf  Offline
4 point
M
Joined: Feb 2016
Posts: 406
limestone county
I just bought a 2018 F150 xlt 4x4 screw with 3,100 miles with the 3.5L ecoboost way cheaper than that.
This is the second ecoboost I've owned it'll flat out pull. I've had just about every engine Ford
has put in a truck and the eco engine exceeds the power of them imo. It has no hesitation when you need
to get on it like some V8. All in all I would most definitely go with the 3.5L eco. As far as the lariats they are nice
but why does a kid need all that other than wanting to be cool. I'm way past that I've got a really nice
truck for way less.
Google and compare the 3.5L ecoboost vs 5.0 you will be surprised with the results. I've never had a moment's trouble with the ecoboost.

Re: truck pricing [Re: mdf] #2855967
07/20/19 07:54 AM
07/20/19 07:54 AM
Joined: Sep 2014
Posts: 3,126
KY
AUstan23 Offline
10 point
AUstan23  Offline
10 point
Joined: Sep 2014
Posts: 3,126
KY
Originally Posted by mdf
I just bought a 2018 F150 xlt 4x4 screw with 3,100 miles with the 3.5L ecoboost way cheaper than that.
This is the second ecoboost I've owned it'll flat out pull. I've had just about every engine Ford
has put in a truck and the eco engine exceeds the power of them imo. It has no hesitation when you need
to get on it like some V8. All in all I would most definitely go with the 3.5L eco. As far as the lariats they are nice
but why does a kid need all that other than wanting to be cool. I'm way past that I've got a really nice
truck for way less.
Google and compare the 3.5L ecoboost vs 5.0 you will be surprised with the results. I've never had a moment's trouble with the ecoboost.


How many miles have you put on an ecobbost? That is my concern, longevity out of that engine.


It is easier to fool a man than to convince him he has been fooled.
Re: truck pricing [Re: Jakethesnake] #2855968
07/20/19 07:56 AM
07/20/19 07:56 AM
Joined: Jun 2012
Posts: 9,877
in the corner
S
Stob Offline
14 point
Stob  Offline
14 point
S
Joined: Jun 2012
Posts: 9,877
in the corner
Originally Posted by Jakethesnake
Originally Posted by Out back
Originally Posted by timbercruiser
he pays everything in cash and has no debt. .

My advice is continuing that practice, even with trucks. I sure wish I had been smart enough, at 24, to do that.



Thats the way i roll too. I only have a house payment.


x3. I aint paying that kinda money to drive a new truck.
I've never owned a new truck and have never paid
more than 13K for one used. Cash only.

Re: truck pricing [Re: timbercruiser] #2855972
07/20/19 08:03 AM
07/20/19 08:03 AM
Joined: Oct 2003
Posts: 25,686
South Alabama
R
Rebelman Offline
Freak of Nature
Rebelman  Offline
Freak of Nature
R
Joined: Oct 2003
Posts: 25,686
South Alabama
I have 80 miles on my 2.7 without a single issue. It does everything I need and more

Re: truck pricing [Re: timbercruiser] #2855974
07/20/19 08:07 AM
07/20/19 08:07 AM
Joined: Feb 2016
Posts: 406
limestone county
M
mdf Offline
4 point
mdf  Offline
4 point
M
Joined: Feb 2016
Posts: 406
limestone county
The previous one I had 80,000 on it and I know that's not a lot of miles but didn't have any trouble at all with it.I just got the urge to get
something newer and ran across the 2018 demo with 3,100 miles. I loved the 2013 but the 2018 is a much improved truck

Re: truck pricing [Re: timbercruiser] #2855979
07/20/19 08:18 AM
07/20/19 08:18 AM
Joined: Feb 2016
Posts: 406
limestone county
M
mdf Offline
4 point
mdf  Offline
4 point
M
Joined: Feb 2016
Posts: 406
limestone county
Listen I pull a 34ft. pull behind camper when I ask for power the 3.5 eco twin turbo gives it to me. It will reach down
and grunt and go. It's kinda like a closer he's throwing 98mph the count is 0-2 in the bottom of 9th he rears
back and throws one 101mph to end the game. Research it, ask around I'm just one person, but I believe you
won't go wrong with the 3.5L eco.

Re: truck pricing [Re: timbercruiser] #2856045
07/20/19 10:08 AM
07/20/19 10:08 AM
Joined: May 2011
Posts: 20,017
PDL, Fl
T
timbercruiser Offline OP
Freak of Nature
timbercruiser  Offline OP
Freak of Nature
T
Joined: May 2011
Posts: 20,017
PDL, Fl
I told him last night he has got to get his credit number up. He is going to get a daily use credit card and pay it every month and I suggested finding a good, cheaper truck, maybe $20,000 or so and finance it, then after about a year his credit number should be higher and he can trade it and get the truck he wants. He doesn't want to co-sign.

Re: truck pricing [Re: timbercruiser] #2856055
07/20/19 10:17 AM
07/20/19 10:17 AM
Joined: Sep 2014
Posts: 3,126
KY
AUstan23 Offline
10 point
AUstan23  Offline
10 point
Joined: Sep 2014
Posts: 3,126
KY
Originally Posted by timbercruiser
I told him last night he has got to get his credit number up. He is going to get a daily use credit card and pay it every month and I suggested finding a good, cheaper truck, maybe $20,000 or so and finance it, then after about a year his credit number should be higher and he can trade it and get the truck he wants. He doesn't want to co-sign.


Yea one of them cheap $20k trucks lol


It is easier to fool a man than to convince him he has been fooled.
Re: truck pricing [Re: timbercruiser] #2856066
07/20/19 10:32 AM
07/20/19 10:32 AM
Joined: Nov 2003
Posts: 6,713
Baldwin County
mark Offline
14 point
mark  Offline
14 point
Joined: Nov 2003
Posts: 6,713
Baldwin County
New car fever is a beotch


Sig Sauer, to hell and back reliable.

Whatever suits you just tickles me plum to death.

Can I refill your eggnog for you? Get you something to eat? Drive you out to the middle of nowhere and leave you for dead?

Re: truck pricing [Re: mark] #2856069
07/20/19 10:40 AM
07/20/19 10:40 AM
Joined: Jun 2015
Posts: 13,972
Some Marriott/Auburn
A
AU7MM08 Online content
Booner
AU7MM08  Online Content
Booner
A
Joined: Jun 2015
Posts: 13,972
Some Marriott/Auburn
Originally Posted by mark
New car fever is a beotch


Absolutely I agree with that.

I catch myself sometimes looking at newer to me Avalons but mine I still owe a remaining $7,000 on mine and it goes down the road just fine.
Glad I've got a stipend from my employer to pay for it.

My debt, but I'm not the one really servicing it is how I think of it in my head at least.

Re: truck pricing [Re: timbercruiser] #2856083
07/20/19 10:52 AM
07/20/19 10:52 AM
Joined: Jan 2005
Posts: 33,437
Your mom’s house
doekiller Offline
Freak of Nature
doekiller  Offline
Freak of Nature
Joined: Jan 2005
Posts: 33,437
Your mom’s house
Her is my advise for people about trucks and cars especially when they are young. Buy a vehicle you can pay cash for. Every month put aside the amount you would pay in car payments. Suck it up for 4-5 years and the walk in a dealership and pay cash for your next vehicle. Repeat. That way, you are never paying interest on a vehicle. It will save you money. It takes discipline and the first few years you have to drive an older vehicle. But, it is the smart thing to do.

Re: truck pricing [Re: doekiller] #2856114
07/20/19 11:51 AM
07/20/19 11:51 AM
Joined: Sep 2012
Posts: 17,924
North AL
A
AU338MAG Online IMG_0051.GIF
Old Mossy Horns
AU338MAG  Online IMG_0051.GIF
Old Mossy Horns
A
Joined: Sep 2012
Posts: 17,924
North AL
Originally Posted by doekiller
Her is my advise for people about trucks and cars especially when they are young. Buy a vehicle you can pay cash for. Every month put aside the amount you would pay in car payments. Suck it up for 4-5 years and the walk in a dealership and pay cash for your next vehicle. Repeat. That way, you are never paying interest on a vehicle. It will save you money. It takes discipline and the first few years you have to drive an older vehicle. But, it is the smart thing to do.

Best advice on this thread.

To those who say its nuts to buy a new truck, someone has to buy them so you can buy a used one in 5-10 years. 😀


Dying ain't much of a living boy...Josey Wales

Molon Labe
Re: truck pricing [Re: doekiller] #2856119
07/20/19 12:00 PM
07/20/19 12:00 PM
Joined: Oct 2008
Posts: 30,910
Clanton, AL
Out back Offline
Grumpy Old Man
Out back  Offline
Grumpy Old Man
Joined: Oct 2008
Posts: 30,910
Clanton, AL
Originally Posted by doekiller
Her is my advise for people about trucks and cars especially when they are young. Buy a vehicle you can pay cash for. Every month put aside the amount you would pay in car payments. Suck it up for 4-5 years and the walk in a dealership and pay cash for your next vehicle. Repeat. That way, you are never paying interest on a vehicle. It will save you money. It takes discipline and the first few years you have to drive an older vehicle. But, it is the smart thing to do.

If I had the discipline to do that when I was in my 20s, I could easily be a millionaire today.


My opinions and comments are my own. They do not reflect the position or political opinions of Aldeer or any of the Aldeer administration.
Re: truck pricing [Re: timbercruiser] #2856124
07/20/19 12:06 PM
07/20/19 12:06 PM
Joined: Nov 2002
Posts: 6,613
Moulton,AL
Snuffy Offline
14 point
Snuffy  Offline
14 point
Joined: Nov 2002
Posts: 6,613
Moulton,AL
Blah blah blah. I’ll keep my money in the market and make 8 percent. I financed my truck for 2.9 percent. I buy new and drive them till they die. Stupid to use hard saved dollars when intrest is cheap. Y’all pay to much attention to Dave Ramsey.🤦‍♂️

Last edited by Snuffy; 07/20/19 12:09 PM.

If you always do what you've always done you always get what you've always got
Re: truck pricing [Re: Snuffy] #2856125
07/20/19 12:15 PM
07/20/19 12:15 PM
Joined: Oct 2008
Posts: 30,910
Clanton, AL
Out back Offline
Grumpy Old Man
Out back  Offline
Grumpy Old Man
Joined: Oct 2008
Posts: 30,910
Clanton, AL
Originally Posted by Snuffy
Blah blah blah. I’ll keep my money in the market and make 8 percent. I financed my truck for 2.9 percent. I buy new and drive them till they die. Stupid to use hard saved dollars when intrest is cheap. Y’all pay to much attention to Dave Ramsey.🤦‍♂️

That's a good plan until the global economy crashes and you're broke. 😮


My opinions and comments are my own. They do not reflect the position or political opinions of Aldeer or any of the Aldeer administration.
Re: truck pricing [Re: Out back] #2856137
07/20/19 12:44 PM
07/20/19 12:44 PM
Joined: Jun 2017
Posts: 6,247
Alabama
Jakethesnake Offline
The Flippin’ Idiot That Could Care Less
Jakethesnake  Offline
The Flippin’ Idiot That Could Care Less
Joined: Jun 2017
Posts: 6,247
Alabama
Originally Posted by Out back
Originally Posted by Snuffy
Blah blah blah. I’ll keep my money in the market and make 8 percent. I financed my truck for 2.9 percent. I buy new and drive them till they die. Stupid to use hard saved dollars when intrest is cheap. Y’all pay to much attention to Dave Ramsey.🤦‍♂️

That's a good plan until the global economy crashes and you're broke. 😮



Yeah and if your makin that kind of profit then why dont you pay cash for it instead of losing on that 2.9 interest? To me its stupid to pay interest. And to pay those rates, car payments and full coverage on a vehicle that will be junk in not much time. This is a good example of why things cost so much. Cause folks just want a payment and dont have the cash to buy it and are willing to make a bad decision. They dont care about how much they are gonna spend over time. All they care about is the monthly payment. I can fix my own cars myself. If i couldnt fix my stuff myself and had to pay a shop...then i might take that road. The best decision i ever made was to learn automotive work.

Re: truck pricing [Re: Snuffy] #2856144
07/20/19 12:50 PM
07/20/19 12:50 PM
Joined: Dec 2001
Posts: 13,839
AL
H
hunterbuck Offline
Booner
hunterbuck  Offline
Booner
H
Joined: Dec 2001
Posts: 13,839
AL
Originally Posted by Snuffy
Blah blah blah. I’ll keep my money in the market and make 8 percent. I financed my truck for 2.9 percent. I buy new and drive them till they die. Stupid to use hard saved dollars when intrest is cheap. Y’all pay to much attention to Dave Ramsey.🤦‍♂️


I agree. The last two trucks I've bought, I've gotten 0% interest buying brand new, plus tons of rebates. I priced used before buying my current truck, and I bought brand new for $3000 more than what a 3 year old truck with 50K miles and no warranty would have cost me. I pay them off in 4 years or less, and drive them 10+ years.


"You think I care? Roll Damn Tide"

Have you tried Google?
Re: truck pricing [Re: timbercruiser] #2856147
07/20/19 12:52 PM
07/20/19 12:52 PM
Joined: May 2015
Posts: 4,403
Calhoun County
jrs89 Offline
10 point
jrs89  Offline
10 point
Joined: May 2015
Posts: 4,403
Calhoun County
Weekly thread on telling someone how to spend their own money. Love my new truck! May even trade it for a f250 with a 7.3 next year!! It’ll be Leveled on 37s!!

Re: truck pricing [Re: timbercruiser] #2856150
07/20/19 12:53 PM
07/20/19 12:53 PM
Joined: Dec 2009
Posts: 5,517
Land of the free because of th...
mike35549 Offline
12 point
mike35549  Offline
12 point
Joined: Dec 2009
Posts: 5,517
Land of the free because of th...
Originally Posted by timbercruiser
I told him last night he has got to get his credit number up. He is going to get a daily use credit card and pay it every month and I suggested finding a good, cheaper truck, maybe $20,000 or so and finance it, then after about a year his credit number should be higher and he can trade it and get the truck he wants. He doesn't want to co-sign.


That is sound advice if he will take it. Everybody needs a good credit score and the only way you can get one if by borrowing some money and making payments.

Not sure how people that pay cash for everything except there house gets a loan to buy the house.


If you're gonna be stupid you better be tough.
Re: truck pricing [Re: jrs89] #2856153
07/20/19 12:56 PM
07/20/19 12:56 PM
Joined: Dec 2009
Posts: 5,517
Land of the free because of th...
mike35549 Offline
12 point
mike35549  Offline
12 point
Joined: Dec 2009
Posts: 5,517
Land of the free because of th...
Originally Posted by jrs89
Weekly thread on telling someone how to spend their own money. Love my new truck! May even trade it for a f250 with a 7.3 next year!! It’ll be Leveled on 37s!!


That is what I want minus the 37s, just want to wait 2-3 years and let them get the bugs worked out of it.


If you're gonna be stupid you better be tough.
Re: truck pricing [Re: jrs89] #2856154
07/20/19 12:56 PM
07/20/19 12:56 PM
Joined: Apr 2017
Posts: 15,168
Ourtown, AL
BCLC Offline
Old Mossy Horns
BCLC  Offline
Old Mossy Horns
Joined: Apr 2017
Posts: 15,168
Ourtown, AL
Originally Posted by jrs89
Weekly thread on telling someone how to spend their own money. Love my new truck! May even trade it for a f250 with a 7.3 next year!! It’ll be Leveled on 37s!!


👏🏽👏🏽👏🏽.....that’s right beers


We’re not dead. We just smell that way. Dayum. - AC870

Yessir! I’m always gonna shoot what makes me happy and I want everyone else to do the same! If you shoot one be proud of it and don’t worry what anyone else thinks. - SJ22
Re: truck pricing [Re: mike35549] #2856156
07/20/19 01:00 PM
07/20/19 01:00 PM
Joined: May 2015
Posts: 4,403
Calhoun County
jrs89 Offline
10 point
jrs89  Offline
10 point
Joined: May 2015
Posts: 4,403
Calhoun County
Originally Posted by mike35549
Originally Posted by jrs89
Weekly thread on telling someone how to spend their own money. Love my new truck! May even trade it for a f250 with a 7.3 next year!! It’ll be Leveled on 37s!!


That is what I want minus the 37s, just want to wait 2-3 years and let them get the bugs worked out of it.

I’ll prolly wait a lil while too.

Re: truck pricing [Re: BCLC] #2856158
07/20/19 01:01 PM
07/20/19 01:01 PM
Joined: May 2015
Posts: 4,403
Calhoun County
jrs89 Offline
10 point
jrs89  Offline
10 point
Joined: May 2015
Posts: 4,403
Calhoun County
Originally Posted by BCLC
Originally Posted by jrs89
Weekly thread on telling someone how to spend their own money. Love my new truck! May even trade it for a f250 with a 7.3 next year!! It’ll be Leveled on 37s!!


👏🏽👏🏽👏🏽.....that’s right beers

beers

Re: truck pricing [Re: mike35549] #2856159
07/20/19 01:03 PM
07/20/19 01:03 PM
Joined: Nov 2003
Posts: 6,713
Baldwin County
mark Offline
14 point
mark  Offline
14 point
Joined: Nov 2003
Posts: 6,713
Baldwin County
Originally Posted by mike35549
Originally Posted by timbercruiser
I told him last night he has got to get his credit number up. He is going to get a daily use credit card and pay it every month and I suggested finding a good, cheaper truck, maybe $20,000 or so and finance it, then after about a year his credit number should be higher and he can trade it and get the truck he wants. He doesn't want to co-sign.


That is sound advice if he will take it. Everybody needs a good credit score and the only way you can get one if by borrowing some money and making payments.

Not sure how people that pay cash for everything except there house gets a loan to buy the house.



Haven't had a credit card in 10 or 12 years. Just bought a house a month ago. Credit score? I don't even know what it was but it wasn't an issue.


Sig Sauer, to hell and back reliable.

Whatever suits you just tickles me plum to death.

Can I refill your eggnog for you? Get you something to eat? Drive you out to the middle of nowhere and leave you for dead?

Re: truck pricing [Re: Snuffy] #2856173
07/20/19 01:18 PM
07/20/19 01:18 PM
Joined: Feb 2013
Posts: 8,387
A
Atoler Offline
14 point
Atoler  Offline
14 point
A
Joined: Feb 2013
Posts: 8,387
Originally Posted by Snuffy
Blah blah blah. I’ll keep my money in the market and make 8 percent. I financed my truck for 2.9 percent. I buy new and drive them till they die. Stupid to use hard saved dollars when intrest is cheap. Y’all pay to much attention to Dave Ramsey.🤦‍♂️


Interest is of no concern to me, it’s depreciation. When you start adding that $10kish a year of depreciation in, with interest and operation costs, it will make you sick.

Just some general numbers. But a truck for $50k, drive it for ten years, sell it for $5k. $2000yr in maintainence and repairs. $45k in depreciation, $5k interest, insurance cost of $1200/yr, etc. that adds up to $82k to drive that truck for 10 years.

Comparing that to shopping for a good deal on a couple of used trucks during that time frame, you knock out interest, some of your ins. Cost, a lot of your depreciation, and probably have a slightly higher maintenance and repair bill. Cost of operation is about a $40k swing over that same time frame. That’s a lot of money you could have been earning your 8% interest on.

Re: truck pricing [Re: timbercruiser] #2856201
07/20/19 02:01 PM
07/20/19 02:01 PM
Joined: Nov 2008
Posts: 4,440
Monroe Co.,Al
G
gobblebox Offline
10 point
gobblebox  Offline
10 point
G
Joined: Nov 2008
Posts: 4,440
Monroe Co.,Al
I’d never put cash down on a vehicle,especially 20-40k,I’d invest that money or pay down my mortgage instead,with good credit you can borrow money on a vehicle for 0-4%,that’s only a few thousand in interest over 5-7 years,I’d rather finance stuff like cars or toys and keep my money where I can get my hands on it if needed

Re: truck pricing [Re: timbercruiser] #2856204
07/20/19 02:05 PM
07/20/19 02:05 PM
Joined: Jun 2013
Posts: 52,010
Gee's Bend/At The Hog Pen
James Offline
Freak of Nature
James  Offline
Freak of Nature
Joined: Jun 2013
Posts: 52,010
Gee's Bend/At The Hog Pen
They can have those Turbo 6 cylinders.


How many people am i willing to sacrifice for freedom?
Everyone. All of them...

Do not regret growing older, it's a privilege denied to many!

Re: truck pricing [Re: Atoler] #2856207
07/20/19 02:06 PM
07/20/19 02:06 PM
Joined: Nov 2008
Posts: 4,440
Monroe Co.,Al
G
gobblebox Offline
10 point
gobblebox  Offline
10 point
G
Joined: Nov 2008
Posts: 4,440
Monroe Co.,Al
Originally Posted by Atoler
Originally Posted by Snuffy
Blah blah blah. I’ll keep my money in the market and make 8 percent. I financed my truck for 2.9 percent. I buy new and drive them till they die. Stupid to use hard saved dollars when intrest is cheap. Y’all pay to much attention to Dave Ramsey.🤦‍♂️


Interest is of no concern to me, it’s depreciation. When you start adding that $10kish a year of depreciation in, with interest and operation costs, it will make you sick.

Just some general numbers. But a truck for $50k, drive it for ten years, sell it for $5k. $2000yr in maintainence and repairs. $45k in depreciation, $5k interest, insurance cost of $1200/yr, etc. that adds up to $82k to drive that truck for 10 years.

Comparing that to shopping for a good deal on a couple of used trucks during that time frame, you knock out interest, some of your ins. Cost, a lot of your depreciation, and probably have a slightly higher maintenance and repair bill. Cost of operation is about a $40k swing over that same time frame. That’s a lot of money you could have been earning your 8% interest on.


What kind of new vehicle needs $2k a year in maintenance cost and repairs? You’d have to beat that truck up pretty bad and put a half a million miles on it for it to only be worth 5k at 10 years old,most trucks that age are selling for $10-20k right now if they’re in good shape

Re: truck pricing [Re: timbercruiser] #2856220
07/20/19 02:24 PM
07/20/19 02:24 PM
Joined: Jun 2017
Posts: 6,247
Alabama
Jakethesnake Offline
The Flippin’ Idiot That Could Care Less
Jakethesnake  Offline
The Flippin’ Idiot That Could Care Less
Joined: Jun 2017
Posts: 6,247
Alabama
U can get a $200 secure credit card to build your credit. I went from a 540 to a 740 in 1.5yrs and used it 20 bucks at a time if at all. You dont have to borrow anything. That $200 bucks was my money i put into the account. No fees or anything.

Then bought a house at a very good rate.

Last edited by Jakethesnake; 07/20/19 02:25 PM.
Re: truck pricing [Re: timbercruiser] #2856318
07/20/19 04:45 PM
07/20/19 04:45 PM
Joined: Oct 2003
Posts: 25,686
South Alabama
R
Rebelman Offline
Freak of Nature
Rebelman  Offline
Freak of Nature
R
Joined: Oct 2003
Posts: 25,686
South Alabama
Interest on a $40k auto @3% is only $50/month. That hardly is going to make anyone a millionaire.

If you want to be a millionaire, you need to make a million dollars more than you spend. However you choose to do that is up to you.

Re: truck pricing [Re: timbercruiser] #2856920
07/21/19 07:48 AM
07/21/19 07:48 AM
Joined: Nov 2013
Posts: 2,387
Prattville Al.
C
capehorn24 Offline
8 point
capehorn24  Offline
8 point
C
Joined: Nov 2013
Posts: 2,387
Prattville Al.
I can't stand to make a monthly payment.

Re: truck pricing [Re: timbercruiser] #2857074
07/21/19 10:46 AM
07/21/19 10:46 AM
Joined: Aug 2014
Posts: 13,838
Mobile, AL
S
SouthBamaSlayer Offline
Gary's Fluffer
SouthBamaSlayer  Offline
Gary's Fluffer
S
Joined: Aug 2014
Posts: 13,838
Mobile, AL
The problem with most people making payments is that they’re not investing any. If you truly are investing what you’d spend on cash for a truck, payments are a smart alternative. If you can’t pay cash for a truck, you can’t afford that truck.

Re: truck pricing [Re: timbercruiser] #2857085
07/21/19 11:36 AM
07/21/19 11:36 AM
Joined: May 2016
Posts: 1,535
Central AL
G
Gulfcoast Offline
8 point
Gulfcoast  Offline
8 point
G
Joined: May 2016
Posts: 1,535
Central AL


I won't make a monthly payment on a vehicle, I will ride what I can pay for and that's it.

Re: truck pricing [Re: Rebelman] #2857165
07/21/19 02:20 PM
07/21/19 02:20 PM
Joined: Jan 2018
Posts: 4,574
Michigan
S
Sasquatch Lives Offline
10 point
Sasquatch Lives  Offline
10 point
S
Joined: Jan 2018
Posts: 4,574
Michigan
Originally Posted by Rebelman
Interest on a $40k auto @3% is only $50/month. That hardly is going to make anyone a millionaire.

If you want to be a millionaire, you need to make a million dollars more than you spend. However you choose to do that is up to you.

I disagree. That is nearly $2500 over the course of the loan that you lost. Plus a lot more than that in depreciation. Probable $20,000 on a four year loan. So right there you are down $22,500 in four years. Very significant $. Plus factor in around 8% interest you coulda got on that money if you had invested it instead. You get rich a little at a time.

Re: truck pricing [Re: Sasquatch Lives] #2857170
07/21/19 02:26 PM
07/21/19 02:26 PM
Joined: Jun 2015
Posts: 13,972
Some Marriott/Auburn
A
AU7MM08 Online content
Booner
AU7MM08  Online Content
Booner
A
Joined: Jun 2015
Posts: 13,972
Some Marriott/Auburn
Originally Posted by Sasquatch Lives
Originally Posted by Rebelman
Interest on a $40k auto @3% is only $50/month. That hardly is going to make anyone a millionaire.

If you want to be a millionaire, you need to make a million dollars more than you spend. However you choose to do that is up to you.

I disagree. That is nearly $2500 over the course of the loan that you lost. Plus a lot more than that in depreciation. Probable $20,000 on a four year loan. So right there you are down $22,500 in four years. Very significant $. Plus factor in around 8% interest you coulda got on that money if you had invested it instead. You get rich a little at a time.


And those numbers are WAY more profound for some that is 26 years old.

Re: truck pricing [Re: timbercruiser] #2857197
07/21/19 03:32 PM
07/21/19 03:32 PM
Joined: Jun 2008
Posts: 2,319
North Alabama
R
robinhedd Offline
8 point
robinhedd  Offline
8 point
R
Joined: Jun 2008
Posts: 2,319
North Alabama
A guy that I work with bought a $70K truck a couple of weeks ago. I sold my truck, and I’m looking for nice used truck. The guy told me that I should just go buy myself a new one, he (said (and I quote) “You can’t take that money with you, your life might get cut short and you could die at a young age”.
I sat there for a minute, and I said “You’re exactly right, but the thing about it is they can’t take those trucks with them either!”

It’s just all in what you like to spend your money on, we only go around once. It’s obvious that buying new trucks is his thing, and what makes him happy. It’s not my thing, and I don’t think I’d get any enjoyment out of it.

To the OP, I hope your grandson finds and buys him a really nice truck at a great deal. Good luck to him in his search.

Robinhedd


"Guess I just got too much Mathews in me!"
Re: truck pricing [Re: Sasquatch Lives] #2857250
07/21/19 04:53 PM
07/21/19 04:53 PM
Joined: Oct 2003
Posts: 25,686
South Alabama
R
Rebelman Offline
Freak of Nature
Rebelman  Offline
Freak of Nature
R
Joined: Oct 2003
Posts: 25,686
South Alabama
Originally Posted by Sasquatch Lives
Originally Posted by Rebelman
Interest on a $40k auto @3% is only $50/month. That hardly is going to make anyone a millionaire.

If you want to be a millionaire, you need to make a million dollars more than you spend. However you choose to do that is up to you.

I disagree. That is nearly $2500 over the course of the loan that you lost. Plus a lot more than that in depreciation. Probable $20,000 on a four year loan. So right there you are down $22,500 in four years. Very significant $. Plus factor in around 8% interest you coulda got on that money if you had invested it instead. You get rich a little at a time.


We are still talking about really insignificant money for a millionaire.

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