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14 registered members (BC, Tree Dweller, coosabuckhunter, Gobble4me757, Rockstar007, NWFJ, Tupi, Shmoe, Jeremy Coan, RCHRR, CreekCrosser, dave260rem!, 2 invisible),
556
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Key:
Admin,
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Mod
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Re: House insurance
[Re: joshm28]
#2359104
01/05/18 05:21 PM
01/05/18 05:21 PM
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Joined: Nov 2009
Posts: 15,547 Panhandle Florida
PaschalBD
Used to be TiderBD
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Used to be TiderBD
Joined: Nov 2009
Posts: 15,547
Panhandle Florida
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Can’t call Brandon..Timber lives in Florida like me. Already tried.
A servant of God and of the Lord Jesus Christ.
USAF Veteran
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Re: House insurance
[Re: timbercruiser]
#2359111
01/05/18 05:28 PM
01/05/18 05:28 PM
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Joined: Jan 2001
Posts: 25,758 Fayetteville TN Via Selma
jawbone
Freak of Nature
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Freak of Nature
Joined: Jan 2001
Posts: 25,758
Fayetteville TN Via Selma
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Mine is too expensive but considerably cheaper than yours. Then I saw the part about you being in FL and that explains it.
Lord, please help us get our nation straightened out.
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Re: House insurance
[Re: timbercruiser]
#2359114
01/05/18 05:28 PM
01/05/18 05:28 PM
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Joined: Nov 2003
Posts: 6,713 Baldwin County
mark
14 point
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14 point
Joined: Nov 2003
Posts: 6,713
Baldwin County
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We called USAA and it was less than $100 a year cheaper than our current policy with Farmers. Not really worth changing.
Sig Sauer, to hell and back reliable.
Whatever suits you just tickles me plum to death.
Can I refill your eggnog for you? Get you something to eat? Drive you out to the middle of nowhere and leave you for dead?
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Re: House insurance
[Re: timbercruiser]
#2359115
01/05/18 05:28 PM
01/05/18 05:28 PM
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Joined: Apr 2013
Posts: 6,778 Alabama
3FFarms
ALDEER SPONSOR
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ALDEER SPONSOR
Joined: Apr 2013
Posts: 6,778
Alabama
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Thanks for the kind words, guys! Wish we could help you FL fellas but I still haven't pursued a FL license.
Check with MW2015. Good guy that might be able to help you down that way. If he can't, I bet he can point you in the right direction.
Ya'll are just overthinking it now
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Re: House insurance
[Re: Luke Stepp]
#2359239
01/06/18 01:11 AM
01/06/18 01:11 AM
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Joined: Sep 2015
Posts: 5,241 Behind your shadow
Reloader79
Bitch Peas, I'm a Kitty Whisperer
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Bitch Peas, I'm a Kitty Whisperer
Joined: Sep 2015
Posts: 5,241
Behind your shadow
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Go independent. You'll get a good deal, and then in month 11, after no claims, the insurance company will come up with some cockamamie reason to increase your rate (dog, trampoline, red-blooded male below mason Dixon line who likes to watch stuff explode or wife with two big-ass tits above the carrying capacity of your re-inforced slab.) Go to another company cheaper than the first one, repeat process in month 11 of year 2. Don't ask for pics, you bunch of old perverts. wtf?
If I agreed with you, we'd both be wrong.
Bluetick serpentines around green fields and rock spit a lease
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Re: House insurance
[Re: timbercruiser]
#2359443
01/06/18 06:33 AM
01/06/18 06:33 AM
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Joined: Mar 2015
Posts: 4,408 FL
mw2015
10 point
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10 point
Joined: Mar 2015
Posts: 4,408
FL
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Like a lot of folks we are looking for ways to cut expenses. Our homeowners insurance is running close to $300 a month and I'm fixing to do something. I checked with another company and they have close to the same coverage for about $170, the difference is to be determined next week and is probably hurricane coverage and other small print stuff. It is tempting to do without, but I'm going to do some more checking. Appreciate the recommendation Brandon. Timber, pm me and I'll try to help you whether I place it myself or refer you to someone else. Florida market is tough after last hurricane but there are alternatives.
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Re: House insurance
[Re: Luke Stepp]
#2359470
01/06/18 07:25 AM
01/06/18 07:25 AM
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Joined: Jan 2017
Posts: 3,182 Chilton
Powpow65
10 point
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10 point
Joined: Jan 2017
Posts: 3,182
Chilton
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Go independent. You'll get a good deal, and then in month 11, after no claims, the insurance company will come up with some cockamamie reason to increase your rate (dog, trampoline, red-blooded male below mason Dixon line who likes to watch stuff explode or wife with two big-ass tits above the carrying capacity of your re-inforced slab.) Go to another company cheaper than the first one, repeat process in month 11 of year 2.
Don't ask for pics, you bunch of old perverts. Luke has it figured out
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Re: House insurance
[Re: PaschalBD]
#2359479
01/06/18 07:34 AM
01/06/18 07:34 AM
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Joined: Feb 2013
Posts: 1,188 Milton, FL
pcola4
6 point
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6 point
Joined: Feb 2013
Posts: 1,188
Milton, FL
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Can’t call Brandon..Timber lives in Florida like me. Already tried. I have an insurance agency in Crestview Florida. If you would like I can get some quotes for you or at least review your current policy and tell you what it covers and doesn't cover and maybe make some suggestions on changing coverage. I will send a pm with my contact info. I am willing to help anyone in Florida. I am like Mr Mayer. Honest. I try to educate people about insurance and let them decide what they want to do.
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Re: House insurance
[Re: pcola4]
#2359562
01/06/18 09:26 AM
01/06/18 09:26 AM
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Joined: Nov 2009
Posts: 15,547 Panhandle Florida
PaschalBD
Used to be TiderBD
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Used to be TiderBD
Joined: Nov 2009
Posts: 15,547
Panhandle Florida
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Can’t call Brandon..Timber lives in Florida like me. Already tried. I have an insurance agency in Crestview Florida. If you would like I can get some quotes for you or at least review your current policy and tell you what it covers and doesn't cover and maybe make some suggestions on changing coverage. I will send a pm with my contact info. I am willing to help anyone in Florida. I am like Mr Mayer. Honest. I try to educate people about insurance and let them decide what they want to do. Sounds good!
A servant of God and of the Lord Jesus Christ.
USAF Veteran
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Re: House insurance
[Re: timbercruiser]
#2359569
01/06/18 09:45 AM
01/06/18 09:45 AM
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Joined: Jun 2016
Posts: 2,644 Arab/Stevenson AL
Recurve
10 point
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10 point
Joined: Jun 2016
Posts: 2,644
Arab/Stevenson AL
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Like a lot of folks we are looking for ways to cut expenses. Our homeowners insurance is running close to $300 a month and I'm fixing to do something. I checked with another company and they have close to the same coverage for about $170, the difference is to be determined next week and is probably hurricane coverage and other small print stuff. It is tempting to do without, but I'm going to do some more checking. Is it that much because of hurricane coverage? We have talked about buying a 2 bedroom condo in Navarre or somewhere like that is why I ask.
I hope we have once again reminded people that man is not free unless government is limited. There�s a clear cause and effect here that is as neat and predictable as a law of physics: as government expands, liberty contracts. � Ronald Reagan
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Re: House insurance
[Re: Recurve]
#2359576
01/06/18 09:53 AM
01/06/18 09:53 AM
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Joined: Mar 2014
Posts: 2,640 Florida
Peach
10 point
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10 point
Joined: Mar 2014
Posts: 2,640
Florida
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Like a lot of folks we are looking for ways to cut expenses. Our homeowners insurance is running close to $300 a month and I'm fixing to do something. I checked with another company and they have close to the same coverage for about $170, the difference is to be determined next week and is probably hurricane coverage and other small print stuff. It is tempting to do without, but I'm going to do some more checking. Is it that much because of hurricane coverage? We have talked about buying a 2 bedroom condo in Navarre or somewhere like that is why I ask. We own a three bedroom condo on Navarre Beach and the insurance is pretty steep. We rent it out about half the time and rental income covers insurance, taxes, condo fees, etc...,plus more. We do not have a mortgage on the condo.
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Re: House insurance
[Re: Recurve]
#2359577
01/06/18 09:54 AM
01/06/18 09:54 AM
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Joined: Mar 2015
Posts: 4,408 FL
mw2015
10 point
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10 point
Joined: Mar 2015
Posts: 4,408
FL
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Like a lot of folks we are looking for ways to cut expenses. Our homeowners insurance is running close to $300 a month and I'm fixing to do something. I checked with another company and they have close to the same coverage for about $170, the difference is to be determined next week and is probably hurricane coverage and other small print stuff. It is tempting to do without, but I'm going to do some more checking. Is it that much because of hurricane coverage? We have talked about buying a 2 bedroom condo in Navarre or somewhere like that is why I ask. If you think that is a lot you don't want to have a house in South Florida.
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Re: House insurance
[Re: Peach]
#2359581
01/06/18 09:59 AM
01/06/18 09:59 AM
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Joined: Jun 2016
Posts: 2,644 Arab/Stevenson AL
Recurve
10 point
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10 point
Joined: Jun 2016
Posts: 2,644
Arab/Stevenson AL
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Like a lot of folks we are looking for ways to cut expenses. Our homeowners insurance is running close to $300 a month and I'm fixing to do something. I checked with another company and they have close to the same coverage for about $170, the difference is to be determined next week and is probably hurricane coverage and other small print stuff. It is tempting to do without, but I'm going to do some more checking. Is it that much because of hurricane coverage? We have talked about buying a 2 bedroom condo in Navarre or somewhere like that is why I ask. We own a three bedroom condo on Navarre Beach and the insurance is pretty steep. We rent it out about half the time and rental income covers insurance, taxes, condo fees, etc...,plus more. We do not have a mortgage on the condo. We're not doing a mortgage either and are planning on renting ours out some. Probably half the time like you. I really like Navarre.
I hope we have once again reminded people that man is not free unless government is limited. There�s a clear cause and effect here that is as neat and predictable as a law of physics: as government expands, liberty contracts. � Ronald Reagan
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Re: House insurance
[Re: mw2015]
#2359582
01/06/18 10:01 AM
01/06/18 10:01 AM
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Joined: Jun 2016
Posts: 2,644 Arab/Stevenson AL
Recurve
10 point
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10 point
Joined: Jun 2016
Posts: 2,644
Arab/Stevenson AL
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Like a lot of folks we are looking for ways to cut expenses. Our homeowners insurance is running close to $300 a month and I'm fixing to do something. I checked with another company and they have close to the same coverage for about $170, the difference is to be determined next week and is probably hurricane coverage and other small print stuff. It is tempting to do without, but I'm going to do some more checking. Is it that much because of hurricane coverage? We have talked about buying a 2 bedroom condo in Navarre or somewhere like that is why I ask. If you think that is a lot you don't want to have a house in South Florida. I don't think that's a lot. I'll make it back by renting it out, I was just curious. I also have no desire to go to South Florida. By that I mean, South Florida doesn't need to lose sleep thinking I'm going to show up
Last edited by Recurve; 01/06/18 10:02 AM.
I hope we have once again reminded people that man is not free unless government is limited. There�s a clear cause and effect here that is as neat and predictable as a law of physics: as government expands, liberty contracts. � Ronald Reagan
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