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Re: NRA Firearm Insurance [Re: odocoileus] #2231812
09/20/17 05:35 AM
09/20/17 05:35 AM
Joined: Feb 2007
Posts: 4,231
Central Alabama
Y
Yelp softly Offline
10 point
Yelp softly  Offline
10 point
Y
Joined: Feb 2007
Posts: 4,231
Central Alabama
Originally Posted By: odocoileus
Gun shops and pawn shops are not going to give you a number you would be happy accepting in a settlement, at least not in my opinion.


Then you're using the wrong gun shop. Working in that store doesn't necessarily qualify them to be experts. The gun store I trust the most is about 1.5 hours from my house.


"When there was no fowl, we ate crawdad, when there was no crawdad, we ate sand."

"YOU ATE SAND!" - Raising Arizona
Re: NRA Firearm Insurance [Re: Yelp softly] #2231818
09/20/17 05:44 AM
09/20/17 05:44 AM
Joined: Oct 2008
Posts: 6,725
Selma
odocoileus Online content
14 point
odocoileus  Online Content
14 point
Joined: Oct 2008
Posts: 6,725
Selma

Originally Posted By: Yelp softly
Originally Posted By: odocoileus
Gun shops and pawn shops are not going to give you a number you would be happy accepting in a settlement, at least not in my opinion.


Then you're using the wrong gun shop. Working in that store doesn't necessarily qualify them to be experts. The gun store I trust the most is about 1.5 hours from my house.


Well then you found a good one. Most businesses I come across are out to make a profit, and that means offering prices lower than what they think they can resell it for. Now I realize you can have a great relationship with one and they would give you a number closer to retail. But if I did that and put it on a piece of paper for an insurance company I'd want to be compensated for my time.

Re: NRA Firearm Insurance [Re: odocoileus] #2231831
09/20/17 06:07 AM
09/20/17 06:07 AM
Joined: Jul 2010
Posts: 9,160
B'ham
Goatkiller Offline
14 point
Goatkiller  Offline
14 point
Joined: Jul 2010
Posts: 9,160
B'ham
If you want an idea of what your firearms are worth look at the Blue Book of Gun Values. If anyone comes after this post and says it isn't accurate I'll go ahead now and say I completely disagree. I'm at a lot of gun shows before they open to the public. I see guys at the gun shows looking in the blue book going across the room and buying something off another dealer then bringing it to their table and putting a different price on it and selling the item every single show. There was a guy that sat behind me in B'ham about a year ago that showed up with Zero guns and before 10:00 Saturday had accumulated a decent table and by end of show Sunday only had 1-2 left. He was using a Blue Book to reference values.

You're average "Gun Store" or Pawn shop doesn't have a frickin clue what your guns are worth if you have anything of real value.

They can accurately quote a Mossberg 835 that is about it.

It isn't the actual firearm itself that is the problem... it is the fact that they can't grade it correctly. And that is where you can get into serious trouble on Gunboker too.

Drug down a gravel road behind a 4-wheeler isn't 90%+.

Last edited by Goatkiller; 09/20/17 06:15 AM.

No government employees were harmed in the making of this mess.
Re: NRA Firearm Insurance [Re: wew3006] #2231848
09/20/17 06:25 AM
09/20/17 06:25 AM
Joined: Jan 2001
Posts: 10,714
Birmingham
W
wew3006 Offline OP
Booner
wew3006  Offline OP
Booner
W
Joined: Jan 2001
Posts: 10,714
Birmingham
The NRA rates are far lower than a homeowners rider; I have found.
And the solicitation states they want a list; understandable.
Though, I could see problems getting true value for collectible guns.

As to Blue Book values some are accurate, some not IMO; it depends. My latest one is 2013; and I will by every S&W M19 snubbie, 95%, condition at BB listed value in that book you bring me. And double my money

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