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$500 to spend on a new gun. #1829539
08/30/16 04:02 AM
08/30/16 04:02 AM
Joined: Dec 2012
Posts: 15,952
Brierfield
Beadlescomb Offline OP
Old Mossy Horns
Beadlescomb  Offline OP
Old Mossy Horns
Joined: Dec 2012
Posts: 15,952
Brierfield
What do you buy?


We will burn that bridge when we get there
Re: $500 to spend on a new gun. [Re: Beadlescomb] #1829540
08/30/16 04:04 AM
08/30/16 04:04 AM
Joined: Dec 2014
Posts: 1,487
Louisiana
JAT50 Offline
8 point
JAT50  Offline
8 point
Joined: Dec 2014
Posts: 1,487
Louisiana
Keep saving

Re: $500 to spend on a new gun. [Re: Beadlescomb] #1829541
08/30/16 04:05 AM
08/30/16 04:05 AM
Joined: Nov 2011
Posts: 21,751
USA
R
Remington270 Offline
Freak of Nature
Remington270  Offline
Freak of Nature
R
Joined: Nov 2011
Posts: 21,751
USA
I'd get a used Abolt or Xbolt. I'd actually lean towards Xbolt due to being able to operate the bolt with the safety on.

Re: $500 to spend on a new gun. [Re: Beadlescomb] #1829542
08/30/16 04:05 AM
08/30/16 04:05 AM
Joined: Dec 2012
Posts: 9,643
Pisgah Al
Bigbamaboy Offline
14 point
Bigbamaboy  Offline
14 point
Joined: Dec 2012
Posts: 9,643
Pisgah Al
$500 worth of ammo.


Eli, Eli, lama sabachthani?
Re: $500 to spend on a new gun. [Re: Beadlescomb] #1829543
08/30/16 04:05 AM
08/30/16 04:05 AM
Joined: Nov 2008
Posts: 10,274
Alabama
W
whack-n-stack Offline
Booner
whack-n-stack  Offline
Booner
W
Joined: Nov 2008
Posts: 10,274
Alabama
A new gun? I'd buy two new rims, a cigarillo and $7.42 on pump number 3!

In all seriousness, I'd save a little more and get one of those Browning T-bolts in 22mag. Those guns are sweet.

Re: $500 to spend on a new gun. [Re: whack-n-stack] #1829549
08/30/16 04:10 AM
08/30/16 04:10 AM
Joined: Dec 2012
Posts: 15,952
Brierfield
Beadlescomb Offline OP
Old Mossy Horns
Beadlescomb  Offline OP
Old Mossy Horns
Joined: Dec 2012
Posts: 15,952
Brierfield

Originally Posted By: whack-n-stack
A new gun? I'd buy two new rims, a cigarillo and $7.42 on pump number 3!

In all seriousness, I'd save a little more and get one of those Browning T-bolts in 22mag. Those guns are sweet.


I could out a little money with it. I just got a credit card because of some crap they told me at the bank. If you go so long without having any type of revolving loan/debt it hurts your credit


We will burn that bridge when we get there
Re: $500 to spend on a new gun. [Re: Beadlescomb] #1829551
08/30/16 04:11 AM
08/30/16 04:11 AM
Joined: Nov 2015
Posts: 12,916
Old Florida
Geno Offline
Booner
Geno  Offline
Booner
Joined: Nov 2015
Posts: 12,916
Old Florida
What kind of gun are you needing?

If you need to improve your credit, it's better to make a purchase of less than 10% of the available balance once a month and pay it off before it's due.


Whoever is happy will make others happy too. Anne Frank
Re: $500 to spend on a new gun. [Re: Geno] #1829558
08/30/16 04:16 AM
08/30/16 04:16 AM
Joined: Dec 2012
Posts: 15,952
Brierfield
Beadlescomb Offline OP
Old Mossy Horns
Beadlescomb  Offline OP
Old Mossy Horns
Joined: Dec 2012
Posts: 15,952
Brierfield

Originally Posted By: Geno
What kind of gun are you needing?

If you need to improve your credit, it's better to make a purchase of less than 10% of the available balance once a month and pay it off before it's due.


It's got a $1000 limit and they told me i needed to carry a balance on it for 6 months or it wouldn't help?


We will burn that bridge when we get there
Re: $500 to spend on a new gun. [Re: Beadlescomb] #1829571
08/30/16 04:29 AM
08/30/16 04:29 AM
Joined: Nov 2015
Posts: 12,916
Old Florida
Geno Offline
Booner
Geno  Offline
Booner
Joined: Nov 2015
Posts: 12,916
Old Florida
https://www.nerdwallet.com/blog/credit-score/credit-card-raise-credit-score/

Short article that may help. I hope they meant you need use it and pay it off each month for 6 months. Otherwise they are telling you wrong.


Whoever is happy will make others happy too. Anne Frank
Re: $500 to spend on a new gun. [Re: Beadlescomb] #1829573
08/30/16 04:30 AM
08/30/16 04:30 AM
Joined: Apr 2007
Posts: 13,690
Over yonder
E
extreme heights hunter Offline
Booner
extreme heights hunter  Offline
Booner
E
Joined: Apr 2007
Posts: 13,690
Over yonder
buy some nice binos instead if you don't already have some

Re: $500 to spend on a new gun. [Re: Beadlescomb] #1829574
08/30/16 04:32 AM
08/30/16 04:32 AM
Joined: Nov 2011
Posts: 21,751
USA
R
Remington270 Offline
Freak of Nature
Remington270  Offline
Freak of Nature
R
Joined: Nov 2011
Posts: 21,751
USA
Whatever you do, don't carry a balance on a credit card. That's never a good idea.

Re: $500 to spend on a new gun. [Re: Remington270] #1829580
08/30/16 04:37 AM
08/30/16 04:37 AM
Joined: Apr 2007
Posts: 13,690
Over yonder
E
extreme heights hunter Offline
Booner
extreme heights hunter  Offline
Booner
E
Joined: Apr 2007
Posts: 13,690
Over yonder
Originally Posted By: Remington270
Whatever you do, don't carry a balance on a credit card. That's never a good idea.


he is trying to build credit so unfortunately, he has to carry a balance. I say use it as a gas card.

Re: $500 to spend on a new gun. [Re: extreme heights hunter] #1829585
08/30/16 04:42 AM
08/30/16 04:42 AM
Joined: Dec 2012
Posts: 15,952
Brierfield
Beadlescomb Offline OP
Old Mossy Horns
Beadlescomb  Offline OP
Old Mossy Horns
Joined: Dec 2012
Posts: 15,952
Brierfield

Originally Posted By: extreme heights hunter
Originally Posted By: Remington270
Whatever you do, don't carry a balance on a credit card. That's never a good idea.


he is trying to build credit so unfortunately, he has to carry a balance. I say use it as a gas card.


I've just about come to the conclusion that credit is a a scam to keep you spending money on crap you dont need


We will burn that bridge when we get there
Re: $500 to spend on a new gun. [Re: Beadlescomb] #1829587
08/30/16 04:45 AM
08/30/16 04:45 AM
Joined: Nov 2011
Posts: 21,751
USA
R
Remington270 Offline
Freak of Nature
Remington270  Offline
Freak of Nature
R
Joined: Nov 2011
Posts: 21,751
USA
Originally Posted By: Beadlescomb

Originally Posted By: extreme heights hunter
Originally Posted By: Remington270
Whatever you do, don't carry a balance on a credit card. That's never a good idea.


he is trying to build credit so unfortunately, he has to carry a balance. I say use it as a gas card.


I've just about come to the conclusion that credit is a a scam to keep you spending money on crap you dont need


You are years ahead of your age with this wisdom, seriously.

Re: $500 to spend on a new gun. [Re: extreme heights hunter] #1829591
08/30/16 04:48 AM
08/30/16 04:48 AM
Joined: Nov 2015
Posts: 12,916
Old Florida
Geno Offline
Booner
Geno  Offline
Booner
Joined: Nov 2015
Posts: 12,916
Old Florida
Originally Posted By: extreme heights hunter
Originally Posted By: Remington270
Whatever you do, don't carry a balance on a credit card. That's never a good idea.


he is trying to build credit so unfortunately, he has to carry a balance. I say use it as a gas card.


No - never carry a balance. Pay it off every month and never go above about 10% of the available credit.


Whoever is happy will make others happy too. Anne Frank
Re: $500 to spend on a new gun. [Re: Beadlescomb] #1829596
08/30/16 04:53 AM
08/30/16 04:53 AM
Joined: Nov 2008
Posts: 10,274
Alabama
W
whack-n-stack Offline
Booner
whack-n-stack  Offline
Booner
W
Joined: Nov 2008
Posts: 10,274
Alabama
If you pay it off every week, you carry a balance, but dont get charged interest.

Re: $500 to spend on a new gun. [Re: Remington270] #1829597
08/30/16 04:55 AM
08/30/16 04:55 AM
Joined: Dec 2012
Posts: 15,952
Brierfield
Beadlescomb Offline OP
Old Mossy Horns
Beadlescomb  Offline OP
Old Mossy Horns
Joined: Dec 2012
Posts: 15,952
Brierfield

Originally Posted By: Remington270
Originally Posted By: Beadlescomb

Originally Posted By: extreme heights hunter
Originally Posted By: Remington270
Whatever you do, don't carry a balance on a credit card. That's never a good idea.


he is trying to build credit so unfortunately, he has to carry a balance. I say use it as a gas card.


I've just about come to the conclusion that credit is a a scam to keep you spending money on crap you dont need


You are years ahead of your age with this wisdom, seriously.
but you've got to have good credit if you ever want to buy a home or land


We will burn that bridge when we get there
Re: $500 to spend on a new gun. [Re: Beadlescomb] #1829598
08/30/16 04:56 AM
08/30/16 04:56 AM
Joined: Apr 2007
Posts: 13,690
Over yonder
E
extreme heights hunter Offline
Booner
extreme heights hunter  Offline
Booner
E
Joined: Apr 2007
Posts: 13,690
Over yonder
sir I have been in the banking business for almost 40 years, I believe I know a thing or two about credit. nah just kidding, your`re right.

Re: $500 to spend on a new gun. [Re: Beadlescomb] #1829629
08/30/16 05:36 AM
08/30/16 05:36 AM
Joined: Feb 2016
Posts: 826
Chelsea, AL
S
Spottedbass Offline
6 point
Spottedbass  Offline
6 point
S
Joined: Feb 2016
Posts: 826
Chelsea, AL
You don't need credit to buy a house. Lenders these days are lazy. Instead of underwriting risks manually they allow credit scores/reports to dictate loans. I'd suggest going to a reputable lender if think you have to have a credit score to buy a house/land. It's also a crock of chit the bank tries to get you to believe.

A high credit score means that you have borrowed a ton of money. A zero credit score means you haven't borrowed (at least for a long time borrowed).

Re: $500 to spend on a new gun. [Re: Beadlescomb] #1829636
08/30/16 05:41 AM
08/30/16 05:41 AM
Joined: Jan 2011
Posts: 12,018
chilton co.
trox28 Offline
on probation
trox28  Offline
on probation
Joined: Jan 2011
Posts: 12,018
chilton co.
I got you a brand new never fired Henry Golden boy 22 with octagon barrel wink

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