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Stupidity level of some people is unreal #3191263
08/14/20 02:08 PM
08/14/20 02:08 PM
Joined: Dec 2013
Posts: 11,392
Prattville
D
Dkhargroves Offline OP
Booner
Dkhargroves  Offline OP
Booner
D
Joined: Dec 2013
Posts: 11,392
Prattville
As yal already know.

Was scrolling on the FB marketplace while taking a dump this morning and came across a 2015 clean Toyota Camry, low mileage. Democrat wanted only $3,000 for it.

Catch was she admitted to having a title loan on it and just wanted the 3000 and in return you receive the (now stolen) car and a bill of sale. What a great bargain!

People are so friggin dumb I can't wrap my mind around how it's even possible. And the interested people were even dumber than the "seller"


Originally Posted by Johntravis89
There is 2 different high fence. 1 small and one big! Mine was free range in the big pen and was not a breeder buck. Why does it have to be twisted around??
Re: Stupidity level of some people is unreal [Re: Dkhargroves] #3191265
08/14/20 02:13 PM
08/14/20 02:13 PM
Joined: Dec 2015
Posts: 22,127
blount county alabama
jwalker77 Online confused
Pumpkin
jwalker77  Online Confused
Pumpkin
Joined: Dec 2015
Posts: 22,127
blount county alabama
But if you park it in the back yard and have no intentions of getting a tag or insurance, itll be fine.

Re: Stupidity level of some people is unreal [Re: Dkhargroves] #3191315
08/14/20 03:27 PM
08/14/20 03:27 PM
Joined: Aug 2006
Posts: 8,851
Andalusia, Covington County, A...
TexasHuntress Offline
14 point
TexasHuntress  Offline
14 point
Joined: Aug 2006
Posts: 8,851
Andalusia, Covington County, A...
How would that be any different than selling a car that you still have financed with any other institution. People do sell cars all the time that there is still a lien against.

If it is on the up and up, you make the offer to pay the $3K, tell her you will meet her at the title loan place so you can get the title free and clear. Now, if she balks, then she is like you said.


If you live to be a hundred, I want to live to be a hundred minus one day, so I never have to live without you.---Winnie the Pooh
Re: Stupidity level of some people is unreal [Re: TexasHuntress] #3191317
08/14/20 03:30 PM
08/14/20 03:30 PM
Joined: Oct 2008
Posts: 30,910
Clanton, AL
Out back Offline
Grumpy Old Man
Out back  Offline
Grumpy Old Man
Joined: Oct 2008
Posts: 30,910
Clanton, AL
Originally Posted by TexasHuntress
How would that be any different than selling a car that you still have financed with any other institution. People do sell cars all the time that there is still a lien against.

If it is on the up and up, you make the offer to pay the $3K, tell her you will meet her at the title loan place so you can get the title free and clear. Now, if she balks, then she is like you said.

I think the point is, she's actually telling folks that $3k is less than payout and they won't be getting a title.
Which is pretty stupid for both parties, but I guess it happens.

Last edited by Out back; 08/14/20 03:31 PM.

My opinions and comments are my own. They do not reflect the position or political opinions of Aldeer or any of the Aldeer administration.
Re: Stupidity level of some people is unreal [Re: Dkhargroves] #3191322
08/14/20 03:35 PM
08/14/20 03:35 PM
Joined: Dec 2016
Posts: 10,384
northport
deadeye48 Offline
Booner
deadeye48  Offline
Booner
Joined: Dec 2016
Posts: 10,384
northport
I didn’t know the were different levels of stupidity until now
I always thought stupid was stupid


When I need expert advice I tend to talk to myself
The older I get the better I used to be
Re: Stupidity level of some people is unreal [Re: Out back] #3191323
08/14/20 03:37 PM
08/14/20 03:37 PM
Joined: Aug 2006
Posts: 8,851
Andalusia, Covington County, A...
TexasHuntress Offline
14 point
TexasHuntress  Offline
14 point
Joined: Aug 2006
Posts: 8,851
Andalusia, Covington County, A...
Originally Posted by Out back
Originally Posted by TexasHuntress
How would that be any different than selling a car that you still have financed with any other institution. People do sell cars all the time that there is still a lien against.

If it is on the up and up, you make the offer to pay the $3K, tell her you will meet her at the title loan place so you can get the title free and clear. Now, if she balks, then she is like you said.

I think the point is, she's actually telling folks that $3k is less than payout and they won't be getting a title.
Which is pretty stupid for both parties, but I guess it happens.



If that is the case, then I hope no one actually buys it.


If you live to be a hundred, I want to live to be a hundred minus one day, so I never have to live without you.---Winnie the Pooh
Re: Stupidity level of some people is unreal [Re: Dkhargroves] #3191339
08/14/20 03:58 PM
08/14/20 03:58 PM
Joined: Nov 2011
Posts: 10,501
A
abolt300 Offline
Booner
abolt300  Offline
Booner
A
Joined: Nov 2011
Posts: 10,501
If she has a bank loan on it or a title loan on it, then she will not have the title in her possession to turn over at the time of sale. It's really pretty simple. If she's got the title and it is clean with no lienholder listed, she can validly sell it. If she does not have the title, she owns nothing to sell.

Re: Stupidity level of some people is unreal [Re: Dkhargroves] #3191343
08/14/20 04:01 PM
08/14/20 04:01 PM
Joined: Jun 2014
Posts: 6,889
Shelby Co, AL
CatHeadBiscuit Offline
14 point
CatHeadBiscuit  Offline
14 point
Joined: Jun 2014
Posts: 6,889
Shelby Co, AL
She’s gonna tell the finance and insurance companies it was stole. Then when buyer goes to tag or gets pulled over they get nicked for a stolen car. She’ll end up in trouble for insurance fraud if fentanyl doesn’t get her first.


"Arguing on the internet is like playing chess with a pigeon. You may be good at chess, but the pigeon is just going to knock all the pieces down, take a crap on the table, and strut around like its victorious."--Anonymous
Re: Stupidity level of some people is unreal [Re: Dkhargroves] #3191448
08/14/20 07:06 PM
08/14/20 07:06 PM
Joined: Aug 2008
Posts: 1,169
saraland,al
S
slanddeerhunter Offline
6 point
slanddeerhunter  Offline
6 point
S
Joined: Aug 2008
Posts: 1,169
saraland,al
We had a crew down here going to buy here pay here lots getting the cars and selling them . Told the buyer title would come in when the seller paid loan off from money from sell. They all went to jail but not after scamming several people out of thousands of dollars. It was mostly a democrat on democrat crime.

Re: Stupidity level of some people is unreal [Re: Dkhargroves] #3191488
08/14/20 07:55 PM
08/14/20 07:55 PM
Joined: Jul 2011
Posts: 39,439
Marshall County
FurFlyin Offline
Freak of Nature
FurFlyin  Offline
Freak of Nature
Joined: Jul 2011
Posts: 39,439
Marshall County
I've never pawned a title, but can you pawn a title to a car with a bank lien on it? That doesn't sound too smart for the Title Pawn places. Bank lien has precedence over a mechanics lien, I would assume over a pawned title too.


If my people, who are called by my name, will humble themselves and pray and seek my face and turn from their wicked ways, then will I hear from heaven and will forgive their sin and will heal their land. 2 Chronicles 7:14
Re: Stupidity level of some people is unreal [Re: FurFlyin] #3191566
08/14/20 09:37 PM
08/14/20 09:37 PM
Joined: Aug 2008
Posts: 1,169
saraland,al
S
slanddeerhunter Offline
6 point
slanddeerhunter  Offline
6 point
S
Joined: Aug 2008
Posts: 1,169
saraland,al
Most banks keep title till Dept is paid

Re: Stupidity level of some people is unreal [Re: Dkhargroves] #3191570
08/14/20 09:40 PM
08/14/20 09:40 PM
Joined: Aug 2006
Posts: 8,851
Andalusia, Covington County, A...
TexasHuntress Offline
14 point
TexasHuntress  Offline
14 point
Joined: Aug 2006
Posts: 8,851
Andalusia, Covington County, A...
I have a friend who used to work in the title loan business and they required a person to have the title in hand to take out a loan, so a title loan company should not be making loans on any vehicle that has a lien on it from another financial institution.


If you live to be a hundred, I want to live to be a hundred minus one day, so I never have to live without you.---Winnie the Pooh
Re: Stupidity level of some people is unreal [Re: TexasHuntress] #3191573
08/14/20 09:47 PM
08/14/20 09:47 PM
Joined: Feb 2011
Posts: 4,801
LASW
turkey247 Offline
12 point
turkey247  Offline
12 point
Joined: Feb 2011
Posts: 4,801
LASW
Originally Posted by TexasHuntress
I have a friend who used to work in the title loan business and they required a person to have the title in hand to take out a loan, so a title loan company should not be making loans on any vehicle that has a lien on it from another financial institution.


The place next to my office also requires a set of keys - makes the repo job a little easier.

Re: Stupidity level of some people is unreal [Re: Dkhargroves] #3191593
08/14/20 10:30 PM
08/14/20 10:30 PM
Joined: Jan 2015
Posts: 3,540
Spanish Fort
O
ozarktroutbum Offline
10 point
ozarktroutbum  Offline
10 point
O
Joined: Jan 2015
Posts: 3,540
Spanish Fort
The Nissan dealership mailed ME the title to my truck on accident. Obviously I’m financing it. Fortunately for them i haven’t missed any payments and lord willing I never will.


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