</a JR Holmes Oil Company </a Shark Guard Southeast Woods and Whitetail Mayer Insurance Services LLC
Aldeer Classifieds
Looking for Lowrance Ghost or 24v Ultrex
by bradbathome. 03/28/24 08:17 PM
Turkey loads/decoy
by Rem870s2. 03/28/24 04:41 PM
Wtb Browning 300 Mag
by desertdog. 03/28/24 03:36 PM
WTB Chevy 1500
by Okalona. 03/28/24 07:44 AM
Iso ruger american ranch
by AustinC. 03/27/24 08:20 PM
Serious Deer Talk
The Hollywood Buck.
by Mbrock. 03/28/24 08:56 PM
For the Don’t Shoot Does Crowd
by SEWoodsWhitetail. 03/28/24 10:45 AM
High Fencing
by RareBreed. 03/26/24 10:45 PM
Who's got the best deer hunting in AL
by TensawRiver. 03/26/24 01:26 PM
What makes you happy?
by Fishduck. 03/26/24 10:25 AM
March
S M T W T F S
1 2
3 4 5 6 7 8 9
10 11 12 13 14 15 16
17 18 19 20 21 22 23
24 25 26 27 28 29 30
31
Land, Leases, Hunting Clubs
West Jefferson County hunting club
by Jmfire722. 03/18/24 08:36 AM
Western Ky farm
by todd w. 03/15/24 01:23 PM
Information on bibb county hunting club
by quickshot. 03/10/24 01:46 PM
Hunting Club
by Hibby. 03/08/24 04:34 PM
Mississippi club
by Gobl4me. 03/07/24 09:55 PM
Who's Online Now
4 registered members (BRP549, Jstocks, Ryano, BAR1225), 517 guests, and 0 spiders.
Key: Admin, Global Mod, Mod
Previous Thread
Next Thread
Print Thread
Page 1 of 2 1 2
Home refinance rates #3187926
08/10/20 02:07 PM
08/10/20 02:07 PM
Joined: Oct 2001
Posts: 1,343
Foley, AL
A
Acorn Offline OP
8 point
Acorn  Offline OP
8 point
A
Joined: Oct 2001
Posts: 1,343
Foley, AL
I've heard that rates are low. Anyone refinanced in the last week or so, what kinds of rates are ya'll seeing?

Re: Home refinance rates [Re: Acorn] #3187930
08/10/20 02:12 PM
08/10/20 02:12 PM
Joined: Jun 2002
Posts: 819
USA
Hawk Offline
6 point
Hawk  Offline
6 point
Joined: Jun 2002
Posts: 819
USA
Just refinanced mine at 2.365

Re: Home refinance rates [Re: Hawk] #3187931
08/10/20 02:13 PM
08/10/20 02:13 PM
Joined: Jun 2015
Posts: 13,978
Some Marriott/Auburn
A
AU7MM08 Offline
Booner
AU7MM08  Offline
Booner
A
Joined: Jun 2015
Posts: 13,978
Some Marriott/Auburn
Originally Posted by Hawk
Just refinanced mine at 2.365




That's a solid rate, 15yr?

Re: Home refinance rates [Re: Acorn] #3187958
08/10/20 02:35 PM
08/10/20 02:35 PM
Joined: Jul 2016
Posts: 2,481
Earth
snakebit Offline
10 point
snakebit  Offline
10 point
Joined: Jul 2016
Posts: 2,481
Earth
Did maybe 2 months back and got 2.875 on 20


"Hate is an acid that does more damage to the vessel in which it is stored, than the victim on which it is poured."

"Ego is the anesthesia that deadens the pain of stupidity."
Re: Home refinance rates [Re: Hawk] #3187970
08/10/20 02:43 PM
08/10/20 02:43 PM
Joined: Oct 2014
Posts: 2,296
Houston County
H
Hoytdad10 Offline
8 point
Hoytdad10  Offline
8 point
H
Joined: Oct 2014
Posts: 2,296
Houston County
Originally Posted by Hawk
Just refinanced mine at 2.365



I got this same rate about 2 weeks ago on a 15-yr.


A man's gotta do what a man's gotta do.
Re: Home refinance rates [Re: AU7MM08] #3187973
08/10/20 02:45 PM
08/10/20 02:45 PM
Joined: Jun 2002
Posts: 819
USA
Hawk Offline
6 point
Hawk  Offline
6 point
Joined: Jun 2002
Posts: 819
USA
Yes, 15 year

Re: Home refinance rates [Re: Acorn] #3187976
08/10/20 02:48 PM
08/10/20 02:48 PM
Joined: Jun 2015
Posts: 13,978
Some Marriott/Auburn
A
AU7MM08 Offline
Booner
AU7MM08  Offline
Booner
A
Joined: Jun 2015
Posts: 13,978
Some Marriott/Auburn
I'm hoping rates are this lower or possibly even lower in April of next year, I'm thinking of refinancing to a 15yr then.

Re: Home refinance rates [Re: AU7MM08] #3188003
08/10/20 03:31 PM
08/10/20 03:31 PM
Joined: Jan 2005
Posts: 33,437
Your mom’s house
doekiller Offline
Freak of Nature
doekiller  Offline
Freak of Nature
Joined: Jan 2005
Posts: 33,437
Your mom’s house
Originally Posted by AU7MM08
I'm hoping rates are this lower or possibly even lower in April of next year, I'm thinking of refinancing to a 15yr then.

We are heading for record inflation and rates are going to sky rockets. The economy is not sustainable as it is operating right now. The Fed is trying to prop up the economy by buying huge amounts of debt and stock. The dollar isn’t going to be worth anything by this fall. If you are buying anything, buy gold and silver.

Re: Home refinance rates [Re: Acorn] #3188010
08/10/20 03:35 PM
08/10/20 03:35 PM
Joined: Feb 2015
Posts: 238
Carriere, Ms
J
JustinJ Offline
4 point
JustinJ  Offline
4 point
J
Joined: Feb 2015
Posts: 238
Carriere, Ms
I locked in at 2.1 last Friday on a 15yr

Re: Home refinance rates [Re: doekiller] #3188014
08/10/20 03:38 PM
08/10/20 03:38 PM
Joined: Jun 2015
Posts: 13,978
Some Marriott/Auburn
A
AU7MM08 Offline
Booner
AU7MM08  Offline
Booner
A
Joined: Jun 2015
Posts: 13,978
Some Marriott/Auburn
Originally Posted by doekiller
Originally Posted by AU7MM08
I'm hoping rates are this lower or possibly even lower in April of next year, I'm thinking of refinancing to a 15yr then.

We are heading for record inflation and rates are going to sky rockets. The economy is not sustainable as it is operating right now. The Fed is trying to prop up the economy by buying huge amounts of debt and stock. The dollar isn’t going to be worth anything by this fall. If you are buying anything, buy gold and silver.


Right now the condo is at 4% for 20years with 17.5years remaining on the note, current balance right around $67,000+/-.
In the grand scheme of things, 4% isn't a terrible rate but if I could shave a couple a years off and almost reduce the rate by 1.5%+ that would be awesome.

Re: Home refinance rates [Re: JustinJ] #3188015
08/10/20 03:39 PM
08/10/20 03:39 PM
Joined: Jun 2015
Posts: 13,978
Some Marriott/Auburn
A
AU7MM08 Offline
Booner
AU7MM08  Offline
Booner
A
Joined: Jun 2015
Posts: 13,978
Some Marriott/Auburn
Originally Posted by JustinJ
I locked in at 2.1 last Friday on a 15yr


Impressive.
Did that involve buying points or anything like that?

Re: Home refinance rates [Re: Acorn] #3188017
08/10/20 03:41 PM
08/10/20 03:41 PM
Joined: Oct 2008
Posts: 30,910
Clanton, AL
Out back Offline
Grumpy Old Man
Out back  Offline
Grumpy Old Man
Joined: Oct 2008
Posts: 30,910
Clanton, AL
The dollar is already worth nothing. If you think that dot com bubble was bad, just wait until the dollar bubbles bust.


My opinions and comments are my own. They do not reflect the position or political opinions of Aldeer or any of the Aldeer administration.
Re: Home refinance rates [Re: AU7MM08] #3188020
08/10/20 03:45 PM
08/10/20 03:45 PM
Joined: Mar 2012
Posts: 2,453
Mississippi
R
riflenut Offline
10 point
riflenut  Offline
10 point
R
Joined: Mar 2012
Posts: 2,453
Mississippi
Originally Posted by AU7MM08
I'm hoping rates are this lower or possibly even lower in April of next year, I'm thinking of refinancing to a 15yr then.


I'd bet good money they won't be this low next year or maybe ever again


"The democracy will cease to exist when you take away from those who are willing to work and give to those who would not." Thomas Jefferson

"I ask, who are the militia? They consist of now of the whole people, except a few public officers." George Mason
Re: Home refinance rates [Re: Acorn] #3188021
08/10/20 03:45 PM
08/10/20 03:45 PM
Joined: Mar 2003
Posts: 26,377
Helena
3
3toe Offline
Talking Turkey
3toe  Offline
Talking Turkey
3
Joined: Mar 2003
Posts: 26,377
Helena
I'm paid off so....:)

Re: Home refinance rates [Re: Acorn] #3188033
08/10/20 03:58 PM
08/10/20 03:58 PM
Joined: Feb 2009
Posts: 4,135
Ramer
ronfromramer Offline
10 point
ronfromramer  Offline
10 point
Joined: Feb 2009
Posts: 4,135
Ramer
The dollar is a house of cards right now, with the fed propping it up and the multi trillion dollar deficits every year, the chit will hit the fan before too long. If the long bond ever gets back to 5% or so, ill kiss the stock market goodbye and draw my interest until I croak. No way I'm living another 30 years

Last edited by ronfromramer; 08/10/20 04:05 PM.
Re: Home refinance rates [Re: AU7MM08] #3188035
08/10/20 04:00 PM
08/10/20 04:00 PM
Joined: Feb 2015
Posts: 238
Carriere, Ms
J
JustinJ Offline
4 point
JustinJ  Offline
4 point
J
Joined: Feb 2015
Posts: 238
Carriere, Ms
Originally Posted by AU7MM08
Originally Posted by JustinJ
I locked in at 2.1 last Friday on a 15yr


Impressive.
Did that involve buying points or anything like that?


No. I was hopping to get around 2.3, was really surprised when they came back at 2.1

I was at 3.8 from when I built my house 4 years ago, which I though was pretty good. But, I got what I feel was a bad appraisal when we went from our construction loan to permanent, and I was stuck paying PMI.

So now, was able to drop 1.7% on interest, and get the PMI dropped with the new appraisal, and cut off 12 years of payments and only have my monthly payment increasing about $50.

Re: Home refinance rates [Re: JustinJ] #3188041
08/10/20 04:07 PM
08/10/20 04:07 PM
Joined: Feb 2009
Posts: 4,135
Ramer
ronfromramer Offline
10 point
ronfromramer  Offline
10 point
Joined: Feb 2009
Posts: 4,135
Ramer
Originally Posted by JustinJ
Originally Posted by AU7MM08
Originally Posted by JustinJ
I locked in at 2.1 last Friday on a 15yr


Impressive.
Did that involve buying points or anything like that?


No. I was hopping to get around 2.3, was really surprised when they came back at 2.1

I was at 3.8 from when I built my house 4 years ago, which I though was pretty good. But, I got what I feel was a bad appraisal when we went from our construction loan to permanent, and I was stuck paying PMI.

So now, was able to drop 1.7% on interest, and get the PMI dropped with the new appraisal, and cut off 12 years of payments and only have my monthly payment increasing about $50.


Congrats, that was a slick move right there

Re: Home refinance rates [Re: doekiller] #3188052
08/10/20 04:13 PM
08/10/20 04:13 PM
Joined: Mar 2018
Posts: 16,805
Banana Republic
jb20 Offline
Old Mossy Horns
jb20  Offline
Old Mossy Horns
Joined: Mar 2018
Posts: 16,805
Banana Republic
Originally Posted by doekiller
Originally Posted by AU7MM08
I'm hoping rates are this lower or possibly even lower in April of next year, I'm thinking of refinancing to a 15yr then.

We are heading for record inflation and rates are going to sky rockets. The economy is not sustainable as it is operating right now. The Fed is trying to prop up the economy by buying huge amounts of debt and stock. The dollar isn’t going to be worth anything by this fall. If you are buying anything, buy gold and silver.

What I been screaming...if u got cash setting u best be buying something with it...usable resources or metals


They who can give up essential liberty to obtain a little temporary safety, deserve neither liberty nor safety.
Ben Franklin
Re: Home refinance rates [Re: doekiller] #3188064
08/10/20 04:25 PM
08/10/20 04:25 PM
Joined: Nov 2012
Posts: 2,546
North Alabama
BamaPlowboy Offline
10 point
BamaPlowboy  Offline
10 point
Joined: Nov 2012
Posts: 2,546
North Alabama
Originally Posted by doekiller
Originally Posted by AU7MM08
I'm hoping rates are this lower or possibly even lower in April of next year, I'm thinking of refinancing to a 15yr then.

We are heading for record inflation and rates are going to sky rockets. The economy is not sustainable as it is operating right now. The Fed is trying to prop up the economy by buying huge amounts of debt and stock. The dollar isn’t going to be worth anything by this fall. If you are buying anything, buy gold and silver.

I’m afraid your going to be right, I looked at JM Bullion for some silver libertys and they’re sold out till late August.

Re: Home refinance rates [Re: Acorn] #3188073
08/10/20 04:33 PM
08/10/20 04:33 PM
Joined: Dec 2009
Posts: 5,517
Land of the free because of th...
mike35549 Offline
12 point
mike35549  Offline
12 point
Joined: Dec 2009
Posts: 5,517
Land of the free because of th...
Last I seen The Fed and some other folks are predicting 2.1% - 2.5% inflation in 2021. I don’t see how it could not be higher. I guess we will see.


If you're gonna be stupid you better be tough.
Page 1 of 2 1 2

Aldeer.com Copyright 2001-2023 Aldeer LLP.
Powered by UBB.threads™ PHP Forum Software 7.6.1.1
(Release build 20180111)
Page Time: 0.095s Queries: 15 (0.039s) Memory: 3.2772 MB (Peak: 3.5596 MB) Zlib disabled. Server Time: 2024-03-29 07:59:25 UTC